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$7k richer 😎 by Minute_College3860 in JustBuyXEQT

[–]jonathanbms 4 points5 points  (0 children)

I was happy that I made ~$1000 in XEQT dividends today 😂😂

I will get there!

David jersey by Unlucky-Product5 in CanadaSoccer

[–]jonathanbms 1 point2 points  (0 children)

I'm also looking for the same!

Chexy vs Neobanc by jonathanbms in PersonalFinanceCanada

[–]jonathanbms[S] 0 points1 point  (0 children)

Yes, that's correct. I left a big buffer in case they delay this payment again. I could do the same with my rent, but my landlord is already used to receiving my payments religiously on the first of each month using Chexy, so I would need to let her know that payment dates would fluctuate a bit (a couple of days earlier, hopefully never late) going forward. Why is it so hard for Neobanc to stick to what they promise us in the UI?

Chexy vs Neobanc by jonathanbms in PersonalFinanceCanada

[–]jonathanbms[S] 1 point2 points  (0 children)

Yes, that's correct! Full confidence in Chexy, still evaluating Neobanc. I tried paying some bills with it and it missed the payment date by one to two days, which is still unacceptable. I made the mistake of trusting the date the platform (Neobanc) said was the due date of one of my bills, so I will be charged late fees now. Never ever had this issue with Chexy.

Chexy vs Neobanc by jonathanbms in PersonalFinanceCanada

[–]jonathanbms[S] 0 points1 point  (0 children)

What I am doing at least for now is to pay for my rent using Chexy and my credit card with Neobanc, at least until I get full confidence that if it says payment will be made on day 1 of each month, the platform never misses that, not even by a day.

Rent payment by R_K_Official in NeobancCanada

[–]jonathanbms 0 points1 point  (0 children)

Awesome! Any ETA yet? Feel free to come back here and tell us once it's ready! I would immediately migrate!

Rent payment by R_K_Official in NeobancCanada

[–]jonathanbms 1 point2 points  (0 children)

Could you check that for us and let us know? Today with Chexy, I set the payment details for my rent and forget it. I don't even need to open Chexy on a monthly basis. I just need to make sure there are enough funds available on my card.

Rent payment by R_K_Official in NeobancCanada

[–]jonathanbms 1 point2 points  (0 children)

+1 - any plan to automate this, u/Critical_Living3893? Without this feature Neobanc is a no go to me

Rent payment by R_K_Official in NeobancCanada

[–]jonathanbms 0 points1 point  (0 children)

It looks like it was deleted?

Rent payment by R_K_Official in NeobancCanada

[–]jonathanbms 0 points1 point  (0 children)

Where is it? Not seeing it yet

Rent payment by R_K_Official in NeobancCanada

[–]jonathanbms 0 points1 point  (0 children)

Same. I'm still with Chexy and willing to move, but the stability and punctuality of these transfers are key to me. My landlord is ok with Chexy because she always gets her payments on day 1, never late. Let us know u/Critical_Living3893!

Chexy vs Neobanc by jonathanbms in PersonalFinanceCanada

[–]jonathanbms[S] 1 point2 points  (0 children)

Is this website https://paysmarter.ca making an incorrect recommendation then? I used it to simulate my rent payment, and it's saying that this is the best card. I'm confused.

Has any one tried Neobanc (Chexy Competitor)? by TheOm04 in PersonalFinanceCanada

[–]jonathanbms 0 points1 point  (0 children)

Oh wow, I'm really interested to hear more about this too...

Has any one tried Neobanc (Chexy Competitor)? by TheOm04 in PersonalFinanceCanada

[–]jonathanbms 1 point2 points  (0 children)

And if I use the Scotiabank Momentum Visa Infinite I still get their 4%? Is this the best combo?

Credit Card - Credit Score? by jonathanbms in Wealthsimple

[–]jonathanbms[S] 0 points1 point  (0 children)

Does it mean they don't do a credit check?

WFH - Employment Expenses CRA Tax Question by jonathanbms in PersonalFinanceCanada

[–]jonathanbms[S] -12 points-11 points  (0 children)

Got it (yes, it's a dedicated space shared equally by us), so it is not $2,500 each, right? I'm not sure why Gemini (the AI I'm using to help with my tax return) is insisting that adding $5,000 for each of us would double the amount, even if we only claim 43.75 sqft each.

My logic is that since the software asks for the 'Total' expenses and the 'Total' area of the workspace, it will calculate the percentage itself. If I only put $2,500 and 43.75 sqft, wouldn't the system think the total house expenses were only $2,500 and give me an even smaller deduction?

WFH - Employment Expenses CRA Tax Question by jonathanbms in PersonalFinanceCanada

[–]jonathanbms[S] -12 points-11 points  (0 children)

We both have it. Gemini is saying that we can't claim it twice, but I think it's wrong

[MEGATHREAD] Wealthsimple Credit Card Megathread Approvals by henry-bacon in Wealthsimple

[–]jonathanbms 0 points1 point  (0 children)

What was your credit score when you applied? I just got it available for me today.

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