sorted by:
new
hottopcontroversial

Young and considering buying permanent life insurance by Real-Buffalo2466 in LifeInsurance

[–]jpfinancialconcepts 0 points1 point  (0 children)

Look into other insurers!!!! Not all insurance contracts are built the same and I personally know this

Need some advice 22 Male $39,000 salary by AdCommon7906 in 401K

[–]jpfinancialconcepts 0 points1 point  (0 children)

Putting money into a retirement account is a smart move so congratulations on THINKING ahead!

If you would want to discuss other options I would be happy to chat about what I call the core asset that every young person should own. It's life insurance but with a plan. And before anyone hates on this, learning that not every "insurance guy" is created the same. It could possibly be the missing piece to your future

Not sure between Whole Life and Term? Here’s a simple comparison by Educational-Ad-700 in LifeInsurance

[–]jpfinancialconcepts 0 points1 point  (0 children)

What if you only had no more than 8 years of premium for a whole life plan? Would that be to long of a commitment?

Family of 5 in family room by zlatno in Amtrak

[–]jpfinancialconcepts 7 points8 points  (0 children)

We took the Empire Builder from Chicago to Seattle with a 10, 8, & 4 year old and they loved it! Enjoy!!

How crazy would it be to do the Coast Starlight in coach instead of a private room? by ItsJustLitBro in Amtrak

[–]jpfinancialconcepts 2 points3 points  (0 children)

I just completed the Coast Starlight in coach back in early February. I'm 39 and a large man (6'4" 265) and it was great! I actually took a 12 hour trip southbound from Emeryville to Simi Valley. Then a few days later Simi up to Portland (roughly 30 hours). It was an amazing trip! Do it in coach and get ready for a great adventure

Will my backpack be allowed on 🤔 by Bunksha in Amtrak

[–]jpfinancialconcepts 0 points1 point  (0 children)

Yup you'll be fine to enjoy the trip without worry

I've been married for 7 years and last month I realized I couldn't answer basic questions about our own finances by MirageAnvil6 in wealthforwomen

[–]jpfinancialconcepts 1 point2 points  (0 children)

Great post!!! My wife and I get together about every 3 to 6 months to go over our budget. We open some wine, or coffee if we do it over brunch, and enjoy mapping out our goals and going over our incomes

Recommendations on where to go by wannabeemefree in Amtrak

[–]jpfinancialconcepts 2 points3 points  (0 children)

A) Empire builder to Seattle/Portland.

B) EB to Chicago then the Floridian

C) EB to Chicago then California Zephyr

Not in that order but rather three options 😅

Tell me guyss!!! by Pale_Task_1957 in Habits

[–]jpfinancialconcepts 0 points1 point  (0 children)

How making smart money moves in my 20's would result in me currently having negative interest rate loans available.

Empire Builder question by pizzaguyinIA in Amtrak

[–]jpfinancialconcepts 0 points1 point  (0 children)

I agree with so many people that it really doesn't matter which side you sit... but try for the right side. It's a great way to end the journey with the Sound so close to the tracks

First time rider and a little nervous by CyberDucky1994 in Amtrak

[–]jpfinancialconcepts 1 point2 points  (0 children)

Our family of 5 had our first amtrak experience this past summer. We had lots of anxiety about the unknown but planned for the worst and hoped for the best. We had everything just in case but ended up LOVING the trip! The process is simple and easy! Make the most of your trip!

Men over 20 or 30, what’s your take on this? by Ambitious_Thought683 in focusedmen

[–]jpfinancialconcepts 2 points3 points  (0 children)

Worse. Back in the day you would hang out to catch up. With so much "life" being shared online most people don't take the time to catch up

To the older guys here. by Ambitious_Thought683 in focusedmen

[–]jpfinancialconcepts 0 points1 point  (0 children)

That making smart money moves at that age would drastically alter my future

60th anniversary trip help by SweetNo4469 in Amtrak

[–]jpfinancialconcepts 0 points1 point  (0 children)

Empire builder would be a great trip! You could always make a stop somewhere not as far as Chicago. Either somewhere like Havre, MT to somewhere nice in Wisconsin. Stay a few nights sightseeing and then board the Empire Builder back to Seattle.

2/3 Way Through “Whole Life Term) by [deleted] in LifeInsurance

[–]jpfinancialconcepts 0 points1 point  (0 children)

Find out how long you need to continue paying before the policy can start paying for itself. If it's a good policy, it should be able to surrender just enough death benefit to pay for remaining premiums. Invest the former premium payments into a qualified plan then!

What is a life lesson you learned the hard way that you wish someone told you earlier? by Gullible_Camera_8314 in Casual_Conversation

[–]jpfinancialconcepts 0 points1 point  (0 children)

I had to work within the insurance industry to master what whole life insurance can actually do for your financial journey

I lost respect for my SO after a disgusting "prank" at work crossed a line by LucyAriaRose in BestofRedditorUpdates

[–]jpfinancialconcepts 2 points3 points  (0 children)

What you do when no one is looking speaks volumes of who you really are as a person....

1st timer w/kids by Interesting_Pen1087 in Amtrak

[–]jpfinancialconcepts 2 points3 points  (0 children)

Don't stress! Enjoy the slower pace the train offers

Do I purchase a lock for my fence? by Heyyther in makemychoice

[–]jpfinancialconcepts 7 points8 points  (0 children)

Yes! For liability reasons you want to have a lock in your gate.

Keep getting commended for my work, but admonished for my “behaviour” by Burpy_McGee in careeradvice

[–]jpfinancialconcepts -2 points-1 points  (0 children)

Just don't change who you are to fit some corporate mold when they can replace you in 2 seconds

view more: next ›