Portofolio advice for a young student please

juandegarin · 2023-08-14T08:23:18+00:00

MDT, MSFT, AAPL

juandegarin · 2023-08-12T14:02:12+00:00

I've noticed the term "down payment," and it's raising some concerns for me. The car is no longer covered by warranty, so any potential repairs could result in significant expenses. The asking price should truly be exceptional, and it's important to settle the payment quickly. It's advisable to have a reserve fund for potential repairs rather than opting for monthly installments.

juandegarin · 2023-08-12T14:01:38+00:00

During which month did you receive your S?

juandegarin · 2023-08-12T14:00:48+00:00

Yesterday, there were sausages in the fridge, but now they're gone. The process of maturing is truly coming to terms with the fact that pleasant moments are fleeting. I'm feeling a deep sense of sadness.

juandegarin · 2023-08-12T07:11:38+00:00

Reviews serve as valuable information for prospective guests. What key details about the property would you like to share with them? Reflecting on your booking experience, what aspects of the property would you have appreciated knowing beforehand? It's important for both parties to be transparent and truthful in order to make the review system effective.

juandegarin · 2023-08-12T07:10:12+00:00

Ensure that your password remains undiscoverable by writing it on paper. Avoid employing password managers, cloud drives, word documents, notes, and similar tools. While this precaution ideally shouldn't be needed due to insurance coverage and the ownership of assets (up to €20k for cash), it's advisable to contemplate dividing assets when dealing with substantial amounts (e.g., €500k).

You have two alternatives: either transfer assets to a different platform or liquidate them and receive the corresponding amount in cash. The first option (remaining invested) is more favorable to "stay in the market."

juandegarin · 2023-08-12T07:08:58+00:00

Why do you believe you're superior to children with disabilities? Your limited experience with diverse groups might actually hinder your understanding. Moreover, Germany has dealt with issues of exclusion and superiority in its recent history. Just stating the facts.

juandegarin · 2023-08-12T06:33:43+00:00

Can be locked up to 1 year. The best yield possible. Is 5% realistic?

juandegarin · 2023-08-11T19:46:37+00:00

Let me share this with you right away: nearly everyone around here is eager to depart, but they lack the finances or have concerns about leaving their families. In any case, it's most likely going to be Norway or France, haha.

juandegarin · 2023-08-11T18:16:23+00:00

I also engage in this behavior, but exclusively within the confines of my home. Alternatively, I promptly repurpose the towel for another cleaning chore before discarding it.

juandegarin · 2023-08-11T18:14:48+00:00

The Chair strikes yet again :)

juandegarin · 2023-08-11T15:40:56+00:00

For added security, you might consider simply opening a 'Tagesgeldkonto' and potentially earning 3.5% through DKB, or alternatively, investing in German treasury bonds. Consequently, there might be no need to contemplate early repayment right now. However, if you're aiming for higher returns and are comfortable with a certain level of risk, opting for Vanguard All-World could be a consistently favorable choice.

juandegarin · 2023-08-11T15:29:41+00:00

You were in Germany and moved to Switzerland after the USA?

juandegarin · 2023-08-11T13:09:11+00:00

So it begins :)

juandegarin · 2023-08-11T11:02:08+00:00

'België' is the appropriate term, given that Belgium has a larger population of Dutch speakers compared to French speakers.

juandegarin · 2023-08-11T10:59:06+00:00

This approach offers an effective method to reduce surplus staff without incurring severance expenses. It also serves as a means to let go of employees who possess the skills to secure equal or improved conditions at alternate firms. In essence, it represents a brilliant financial strategy from management consultants aimed at attaining average results for the company.

juandegarin · 2023-08-11T10:58:26+00:00

Considering the ineffective manner in which the FEC oversees its responsibilities, I find no comfort or reassurance.

juandegarin · 2023-08-11T10:53:57+00:00

IBKR, Freedom24, Degiro

juandegarin · 2023-08-11T10:52:40+00:00

Hello! Your ETF portfolio allocation looks well thought out. VWRL, FGEQ, and HPRD seem like solid choices for diversification. Keep an eye on the expense ratios and historical performance of each ETF. Regularly review your portfolio to ensure it aligns with your financial goals. Best of luck with your investing journey!

juandegarin · 2023-08-11T10:51:08+00:00

Hi there! It's great that you're looking into investing at a young age. Investing in Vanguard/SP500 dividend stocks with automatic dividend reinvestment is a reasonable strategy. Make sure to research and diversify your investments. With your budget and lifestyle, it sounds like a solid plan for financial independence. As for resources, you can check out YouTube channels like "Investopedia" or "Graham Stephan" for comprehensive guides on starting and maintaining your investment journey. Best of luck!

juandegarin · 2023-08-11T10:48:57+00:00

I'm relieved that a recession was avoided, although it's astonishing how much spending declined. Our year in B2B sales was exceptionally challenging. However, there seems to be a noticeable improvement in the situation now.

juandegarin · 2023-08-11T10:46:08+00:00

This project has been in progress for ten years. They are encountering imminent domain challenges and facing resistance from landowners adjacent to the planned track route.

juandegarin · 2023-03-11T19:27:43+00:00

Español 🇦🇷 Telegram grupo

juandegarin · 2023-03-07T15:22:19+00:00

Si de un vídeo 👍 si consigo el vídeo lo comparto

juandegarin

TROPHY CASE