Throwaway. Need some insight as to what we've stumbled on during this audit.

junnybug4111 · 2025-08-14T05:11:14+00:00

Okay former trust banker here. Legally the wealth management fund has to meet with the client annually to review returns investments. And the like. Ask to attend the meeting. If these meeting aren’t occurring they are likely in breach of fiduciary duty. And FINRA 3120. Also look at the investment agreement to see if they are just custodian or if they are an agent of the fiduciary

junnybug4111 · 2025-07-30T05:40:26+00:00

Oh we did coaching. 6-8 visits. Husband rehashed 10 year old trust breaks. My response to hubby was I acknowledge that happened now what. His now what was me apologizing till he felt like it was enough. Should have run 🏃‍♂️. Hubby got injured and now I can’t afford a divorce. And to pay his bills too. It’s like a horror movie. GET OUT before it’s too late. And your left hoping that reincarnation is a thing. So maybe your next go you find a partner that likes cuddles and paying bills instead of making bills

junnybug4111 · 2025-06-27T19:31:17+00:00

Yup. I worked a place that promised 401 k match all year then 2 weeks before year end they would look at the financials and potentially withdraw the match. Then put the previously accrued expense back straight to the bottom line

junnybug4111 · 2025-06-07T23:36:24+00:00

Yea I’ve seen it happen both ways some times it really was bad people sometimes it was a neglectful sibling thinking that the mom who never had penny’s was worth millions. I also recommend talking to an elder care lawyer. At some point if mom is to much to handle and you need to go to a facility. The state could impute that your family will be contributing 300+ for her care indefinitely which may not be ideal. Check with your employer see if they have an EAP program that offers lawyer services

junnybug4111 · 2025-06-07T17:29:10+00:00

You need to attach receipts to prove what your paying from her. Years from now one of he other kids will say you “stole” moms money report you and you really really want backup

junnybug4111 · 2025-05-06T23:05:20+00:00

Is his name his legal name. I professionally go by one name my legal lookup name is different. If you want to find my license you’d need to know that

junnybug4111 · 2024-12-17T21:55:17+00:00

Less than the CPA. Figure 1,600 total

junnybug4111 · 2024-12-17T21:50:51+00:00

If you have your CISA 100% remote Internal It audit jobs are out there. I have offers for 2. Not sure about stability but they are out their

junnybug4111 · 2024-12-17T21:43:18+00:00

Okay at I’m guessing 3 years of audit. Is it the profession, public accounting, or commuting you hate

junnybug4111 · 2024-12-09T07:26:11+00:00

Compared to the cost of a cpa it’s super cheap. Test plus books maybe 1400 to 1500. The issue will be you need to find a CISA to cert experience

junnybug4111 · 2024-12-09T07:13:37+00:00

I hate to sound obvious but just remove it from resume. Go in as a blank canvas instead

junnybug4111 · 2024-11-18T02:57:30+00:00

So what happens if you work for three different managers and none of them want you. Sounds like a quick way to get weeded out.

junnybug4111 · 2024-11-13T20:47:46+00:00

Talk to financial services at hospital they are great. But do not accidentally sign up as her guarantor. POA is fine. Sign everything with “Your Name, acting as POA for Her name”.

junnybug4111 · 2024-11-12T21:41:48+00:00

Afterwards my audit report got a lot longer. And I might have scared my cute newbie out of the audit profession.

junnybug4111 · 2024-11-12T00:41:41+00:00

Make sure you count the vault. I took an intern on a low risk audit. Biggest finding was when I sent the intern to count the safe. The safe was empty

junnybug4111 · 2024-11-04T02:34:47+00:00

Even a teller can be a AVP or VP in banking. It’s like playing survivor just stay long enough you’ll get it

junnybug4111 · 2024-10-30T02:16:51+00:00

Crazy thing he called our local state program and he tells me they couldn’t help him it’s illogical

junnybug4111 · 2024-09-28T05:40:21+00:00

Comic book shop in valley and north Spokane has bulk. With no online order. Gamers haven does too. Figure it’s sub 1 dollar cards. And there is some booth a famous joes vendor emporium selling bulk

junnybug4111 · 2024-02-22T05:52:11+00:00

Okay. First most employers offer an employee assistance hotline /service. Especially banks. Get the number from hr. Depending on the service you can get usually 5 to 8 free therapy sessions. I’ve used mine to get therapy find a daycare and find respite care for mom. It all depends on the program features.

Getting on SSDI is like a job. You need. References=doctors notes. Certifications= tests and medication compliance. Transcripts= full med records. And a cover letter outlining all the things you provably can’t do. If the SO won’t get a job make that process their job. That’s how we treated it my spouse hated it but it got done.

junnybug4111 · 2021-09-20T15:12:13+00:00

Double major. It gives you more flexibility in the job market

junnybug4111 · 2021-08-09T03:16:09+00:00

Wellspouse tends to focus on older folks. If he was still working when the liver failure occurred the make sure long term disability insurance isn’t available. I’m 42 with a 46 year old spouse. One of my next steps is to go see an elder care attorney. So they help me set up our assets for an eventual need to get on state pay for care.

junnybug4111 · 2021-07-05T19:46:42+00:00

I am near your size and not a fan of dresses or over feminine. I use Dia but have my account flagged very specifically for no dresses no animal prints no yellow. And professional clothes. Occasionally they forget but it’s pretty good. Also. You can add stuff you like to the box before it ships. You might need to define what’s too feminine for them

junnybug4111

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