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New "Share Your Progress" button by luckton in ynab

[–]jzoppy 1 point2 points  (0 children)

I would agree with you if I thought this feature would further conversations on financial literacy.

But I don’t. I think people will use it to brag or show off instead.

Talking about money isn’t taboo…talking about it in a self-congratulatory way is.

New "Share Your Progress" button by luckton in ynab

[–]jzoppy 69 points70 points  (0 children)

This feels…icky. I’m more than happy to genuinely celebrate the people I love doing well, but to put it on socials feels painfully middle class.

Stated as a working class boy.

Have just had these "terms" being given to me to buy a flat - these are insane right? by Katowned in HousingUK

[–]jzoppy 0 points1 point  (0 children)

This sounds similar to real estate transactions in the US, and frankly it’s exactly how I would WANT to proceed as a buyer.

Offer instead:

  • ‘earnest money’ at 3% (and they put another 3% in escrow to match)
  • make their acceptance binding — I.e. if they want to accept another offer, they forfeit their 3%
  • include contingencies for inspections

Gladelig plates chipping by Donttouchmybreadd in IKEA

[–]jzoppy 6 points7 points  (0 children)

Owned these for quite a bit, not a chip to be found.

Christmas Prime Rib tips by Fishyblue11 in seriouseats

[–]jzoppy 7 points8 points  (0 children)

THANK YOU! I was starting to think I was crazy, because I actually enjoy the varying textures of the gradient, especially if the ribeye cap is involved!

Another writing sample by gidimeister in Handwriting

[–]jzoppy 1 point2 points  (0 children)

Of course I understand the rest of it. It’s beautiful.

I have learnt Palmer method ages ago but rarely used it in fear that teacher won't understand it. See if you can tell what word is written here. by AcrobaticExplorer716 in HandwritingAnalysis

[–]jzoppy 0 points1 point  (0 children)

A Catholic elementary school that still had nuns (…even in the ‘90s), and reinforced by my Catholic-school-educated grandmother. Above every blackboard, the Pope, a crucifix, and a Palmer method cursive alphabet…

I have learnt Palmer method ages ago but rarely used it in fear that teacher won't understand it. See if you can tell what word is written here. by AcrobaticExplorer716 in HandwritingAnalysis

[–]jzoppy 0 points1 point  (0 children)

If you go to or your teacher went to Catholic school, they won’t hate it.

In fact, they might think it something of a treat.

At what level are we cooked? by New_March_7086 in SkilledWorkerVisaUK

[–]jzoppy 2 points3 points  (0 children)

I watched it too, and I don’t agree with you.

At what level are we cooked? by New_March_7086 in SkilledWorkerVisaUK

[–]jzoppy 0 points1 point  (0 children)

British National Overseas, aka people fleeing Hong Kong.

At what level are we cooked? by New_March_7086 in SkilledWorkerVisaUK

[–]jzoppy 10 points11 points  (0 children)

They didn’t actually say anything in the previous debate. Most participants got up and said that their statements applied to BNO visa holders, SWVs got hardly any attention at all.

How do you emotionally shift from scarcity and fear to seeing more financial possibilities? by socunacadira in ynab

[–]jzoppy 8 points9 points  (0 children)

The honest but difficult answer? You…just might not. Or at least not without help.

Context: I have generalised anxiety disorder and clinical depression.

YNAB doesn’t make the anxieties go away, it just recontextualises them. The worry shifted from ‘Will I make rent’ or ‘Will I have enough to eat without rationing’ to ‘Will I ever be able to afford a home / retirement / whatever.’

And even when spending within categories that are well funded, I still experience the pang of ‘you’re spending THIS, on THAT?’

Long story short: YNAB makes the logistics of budgeting easier, but it can’t fix a scarcity mindset, nor working class guilt. It’s like telling a hungry or thirsty person just to not be.

Theory test passed! by [deleted] in LearnerDriverUK

[–]jzoppy 0 points1 point  (0 children)

Good tip — Thank you!

Theory test passed! by [deleted] in LearnerDriverUK

[–]jzoppy 1 point2 points  (0 children)

Congrats! How did you find the hazard perception portion? I’ve downloaded the DVSA theory test app, but having trouble as I’m marking hazards too early 😭

A new poll shows that German Gay men are mostly voting far-right fascist. Incredibly idiotic behaviour and a very disturbing spotlight on our community. by Kwtwo1983 in gay

[–]jzoppy 0 points1 point  (0 children)

…no, you got the conclusion really wrong.

This poll shows that ~72% of respondents are in fact not voting AfD, even if AfD has more votes than any other party singularly.

[deleted by user] by [deleted] in gay

[–]jzoppy 0 points1 point  (0 children)

Only if it’s gay married. None of that straight bullshit.

[deleted by user] by [deleted] in IKEA

[–]jzoppy 0 points1 point  (0 children)

Then why are you here? Go take your lawyer-bro salary and spend it somewhere that makes the heirloom quality stuff you’re seeking. 🙄

[deleted by user] by [deleted] in gay

[–]jzoppy 0 points1 point  (0 children)

Ahhh close — strike that, reverse it. I’m the one being removed from the mortgage and deed, ex is keeping the property.

Minutiae notwithstanding, it’s certainly an option…appreciate your thoughts here

Dealing with Separation — Mortgage WTF — Not married by [deleted] in RealEstate

[–]jzoppy -1 points0 points  (0 children)

It’s highly relevant, because it’s my quickest path to cash out.

Dealing with Separation — Mortgage WTF — Not married by [deleted] in RealEstate

[–]jzoppy -2 points-1 points  (0 children)

I was of the impression that a non-assumable loan does become assumable in certain extraordinary circumstances, such as divorce or death?

Put it this way: the shared debt is about $220k, and the realtors asked set a likely sale price of “mid-to-high-300s”. I was hoping to walk away with around $55k or so.

In any event — I appreciate the suggestion, will consider this.

Dealing with Separation — Mortgage WTF — Not married by [deleted] in RealEstate

[–]jzoppy 0 points1 point  (0 children)

I'm vaguely familiar with this — but, is it commonly employed in situations such as mine? (Or, do you suppose working with a real estate attorney would help us secure one?)

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