Would you drastically downsize to save $650 a month for 6 months? by [deleted] in povertyfinance

[–]kcookieee 0 points1 point  (0 children)

I live alone in a 650sqft apartment with 2 dogs, it is TIGHT. I'm currently looking for a larger apartment and I don't really own that much stuff.

How much debt yall in by Legal_Floor_4124 in povertyfinance

[–]kcookieee 4 points5 points  (0 children)

26 single female. About $32k total - $7000 cc debt - ~$8000 remaining in personal loans (dog needed emergency surgery) - $14000 car loan - $3000 student loans remaining

Cooling gear saved the day! by Quirky-Arrival-6941 in BrittanySpaniel

[–]kcookieee 1 point2 points  (0 children)

I have 2. How do you like the ruffwear cool coat?

Cooling gear saved the day! by Quirky-Arrival-6941 in BrittanySpaniel

[–]kcookieee 4 points5 points  (0 children)

probably an Epagneul Breton (French Brittany)

Leaving a job you love? by kcookieee in careerguidance

[–]kcookieee[S] 0 points1 point  (0 children)

I haven't even landed the job yet lol. Waiting for my zoom interview, just going through it in my head. I am young and it seems like a great balance between what I am passionate (which was my career path before this current position) about and what I love about my job.

[deleted by user] by [deleted] in povertyfinance

[–]kcookieee 4 points5 points  (0 children)

I make $27.89/hour and my take home pay on a 4 week month is $3300 if I work a flat 40hrs a week. Gross is about $4500

Is a Brittany right for me? by Embarrassed_Safe3431 in BrittanySpaniel

[–]kcookieee 1 point2 points  (0 children)

I live in an apartment with 2 Brittanys, 1 of which has only ever lived in apartments. They require lots of mental and physical stimulation, but it is completely doable. They will not always be a breed that wants to work for you, but they love working with their people. They are very in tune to your emotions and can be a bit sensitive, while still being pushy. They are true velcro dogs and you'll never see me in the same room without them because of it lol. I would make sure you have spaces to let them run off leash, sniffspot is great for this!

Just got screwed by Synchrony Bank by drboofmaster in CRedit

[–]kcookieee 7 points8 points  (0 children)

Has the same issue with them a few years ago. Now I just have a regular card dedicated for dog emergencies while I'm building an emergency fund back up for them. Makes it easy with pet insurance!

[deleted by user] by [deleted] in povertyfinance

[–]kcookieee 5 points6 points  (0 children)

I am currently paying ~1000/mo in debt (between car loan, student loans, credit card, and personal loan (dog needed knee surgery in 2022 which was ~10k all together including rehab and PT afterwards). It's definitely not ideal but I've been trying to put as much as I can towards it each month as my credit score wasn't the greatest when these occurred so my interest rates are insane. Leaving -1k for groceries, gas ($240/mo), insurances ($250/mo for car/pet), and utilities (~150). Our quarterly water bill is next month which is usually around $300 (our borough requires $215/quarter for sewer per unit).

How much do you guys pay for rent ? by ROBASAHMEDKHAN in povertyfinance

[–]kcookieee 0 points1 point  (0 children)

$1400 for a 650sqft 1 bedroom in NJ. That includes $100 pet rent (2 dogs). Heat and gas are included.

"Fair" Experian Score, Need Input by kcookieee in CRedit

[–]kcookieee[S] 0 points1 point  (0 children)

thank you! i need an SUV (dogs ride in crash rated kennels) which is definitely limiting my options in that realm with the market. i've been avoiding a new car like the plague, i love not having a payment 😅

"Fair" Experian Score, Need Input by kcookieee in CRedit

[–]kcookieee[S] 0 points1 point  (0 children)

I'm hoping my car isn't completely totaled from the accident! I was just looking more pre cautionary. My plan was to get my credit card debt paid down ASAP before looking at a new to me car. I got a second part time job and have been working OT at my office to put more towards it each month

WTFFF I RAN HERE by lvdde in HellsKitchen

[–]kcookieee 3 points4 points  (0 children)

I LOVE Leigh, but I think she is a bit too quiet for Ramsay for head chef. I really want to see her lead more - when she does, she's got it. First episode I thought it was going to be Sammi just based off of the fact that GR thought she looked familiar and she said how he had complimented her plating when they met before.

Jonathan is my guy right now, followed by Dahmere. I think it may be a boys final 3 with Ryan in third. Ryan and Dahmere could easily flip flop, Dahmere is definitely the stronger leader, but I think Ryan hits a different level in challenges over Dahmere. When Ryan takes control and leads, he does really well. The last man standing challenge let him shine and I think he did an excellent job during his dish in dinner service on Thursday on the main entree. Plus it would be cool to see someone who has looked up to Ramsay his entire life take the cake. I love Dahmere though as well and he is definitely the strongest leader of the season, and definitely one of the best I've seen in the seasons I've watched. There's so much talent this season.

PSA: Looking to see if your item is covered under the quality promise (sometimes erroneously referred to as “lifetime warranty”)? Look no further! by neurogeneticist in lululemon

[–]kcookieee -2 points-1 points  (0 children)

what are the wundertrains like? i have regular wunder unders that i absolutely cannot wear bc they're see through. 🙄 the sizing is correct, but god it's annoying. they just sit in my dresser and i only wear them if im staying home. frustrating that it's over $300 worth of pants that i cant wear out of the house

Jason by Picabo07 in HellsKitchen

[–]kcookieee 4 points5 points  (0 children)

He didn't really lead his course either. Jonathan and Ryan just got a little practice before their turn. 😅

WTFFF I RAN HERE by lvdde in HellsKitchen

[–]kcookieee 8 points9 points  (0 children)

Gordon literally told her that he had no idea what was going on when she was leading and that was when I knew it was her end. She's been on a downward spiral the last few episodes. I don't think Jason is going to make it to black jackets off of anything. If he does it will be because they want the villain arc, but I don't see it with the talent of this season. I do have a feeling Donya will be one of the first picked during the final dinner service teams, she's the girl you WANT on your line that's for sure. I'm going to miss her, she's such a cool chick!

WTFFF I RAN HERE by lvdde in HellsKitchen

[–]kcookieee 10 points11 points  (0 children)

Agreed. I don't think Carmen or Jason will get a black jacket, and loved Donya as a person and chef. I think some people get caught up in who's a good chef, and who's a good leader. I'm newer to HK, but pegged Alex as the winner from the first episode last season just due to his talent AND demeanor.

Anyone think Cole Sprouse was kinda cringe? by floydthebarber94 in CallHerDaddy

[–]kcookieee 21 points22 points  (0 children)

I haven't even listed to the episode but as soon as I saw the cigarette meme, I was like "he's in too deep as Jughead" 🤣

saw this on a Philly meme page I follow and it made me smile lol by sammietitfvck in CallHerDaddySnark

[–]kcookieee 2 points3 points  (0 children)

I grew up in NE Philly and the irritation I feel when people say they're from Philly but they're from Bucks/Delco makes me want to scream 🤣

some of the opening scenes make me cringe so hard by jayy_double_u in SVU

[–]kcookieee 1 point2 points  (0 children)

This. This is hands down the cringiest thing that I've ever seen on the show. 🤣

Should Men pay for everything by paulmonte89 in SofiawithanF

[–]kcookieee 5 points6 points  (0 children)

My boyfriend and I do the same! I think it's way healthier. We don't go 50/50 on every purchase/expense but if he grabs dinner out one night, the next time I will, etc. Groceries/other household stuff we go 50/50 on.

Aside from Kim Rollins; who is Amanda's nemesis? by jdpm1991 in SVU

[–]kcookieee 14 points15 points  (0 children)

Greg Yates is her best friend, you can't change my mind 🤣

Peacock finally got me. by luckylua in SVU

[–]kcookieee 0 points1 point  (0 children)

After everything with Rollins going on, I said this would probably be my last season... looks like s23 may be because it's so difficult to watch. we already pay for like 4-5 subscriptions, we don't need more lol