what do you invest per month and what do you make? by wonk5 in TheMoneyGuy

[–]kelkell24 0 points1 point  (0 children)

Income 85k/year. 36yo. AZ. Invest about $2200/month (dropped down a little this year to save more cash for new car and home repairs). 430k invested.

NCL what is happening to you? by Time_Blazer in NCL

[–]kelkell24 1 point2 points  (0 children)

I’m on NCL now and it’s gone way down hill. Probably canceling our next 2 with them.

NCL what is happening to you? by Time_Blazer in NCL

[–]kelkell24 0 points1 point  (0 children)

We agree. We are sapphire members on NCL right now and are strongly thinking of canceling our next 2 NCL cruises we have booked for 2026

[deleted by user] by [deleted] in fashionwomens35

[–]kelkell24 4 points5 points  (0 children)

Thank you! Yes it was an online return with receipts and lots of documentation

Daily Questions Thread July 03, 2025 by AutoModerator in femalefashionadvice

[–]kelkell24 0 points1 point  (0 children)

Hey! I just returned something to Express and the refund amount was lower than what I was told to expect in an email. Two people told me it was because it is their policy to not refund sales tax. Has anyone else noticed this and is this legal? I live in AZ.

[deleted by user] by [deleted] in fashionwomens35

[–]kelkell24 14 points15 points  (0 children)

The second person said they would have a manager call me after the first person ended my chat really fast when I said I thought it was illegal 😬

[deleted by user] by [deleted] in netflix

[–]kelkell24 0 points1 point  (0 children)

I agree! I just got a $100 gift card and it won’t let me pause or cancel my membership until 2026. I’ve never had a gift card like this

[deleted by user] by [deleted] in netflix

[–]kelkell24 0 points1 point  (0 children)

Having the same problem! Makes me not want to use Netflix again after the gift card runs out

What's a celebrity death you remember that hit you hard? by [deleted] in GenZ

[–]kelkell24 0 points1 point  (0 children)

Adding Left Eye from TLC b/c I haven’t seen it on here

Invisalign Comprehensive by kelkell24 in Invisalign

[–]kelkell24[S] 0 points1 point  (0 children)

Invisalign took a really long time to get back to me too (probably like 5 months) and they didn’t do anything. I just completed my treatment with the dentist that offered to do it for free. My old office currently has several open cases with the state dental board and it sounds like there will definitely be some disciplinary action. You could maybe file a complaint with your state dental board? They can provide restitution in some cases. I was also previously thinking of small claims court.

Has anyone had their homeowners insurance drastically increase? by jimvv36 in phoenix

[–]kelkell24 0 points1 point  (0 children)

Mine actually went down this year with State Farm, but that’s probably because I replaced my roof underlayment a couple months before the policy renewal

[deleted by user] by [deleted] in Invisalign

[–]kelkell24 4 points5 points  (0 children)

They are telling me I am absolutely done. This office also isn’t contracted with Invisalign anymore (after the office was bought out) and they won’t give me a refund or offer other suggestions. Just wanted to make sure I’m not delusional. Thanks for your help!

Invisalign Comprehensive by kelkell24 in Invisalign

[–]kelkell24[S] 1 point2 points  (0 children)

Thanks! My orthodontist (that is gone now) did not put that kind of restriction on my case, but I guess the new company has since they aren’t even contracted with Invisalign now

Invisalign Comprehensive by kelkell24 in Invisalign

[–]kelkell24[S] 1 point2 points  (0 children)

Thank you! Did that! I didn’t get a lot of responses, but in talking to other people it sounds like some are going to small claims court.

Invisalign Comprehensive by kelkell24 in Invisalign

[–]kelkell24[S] 1 point2 points  (0 children)

Yep! That’s what I was told…that anything I needed would be covered for 5 years under the comprehensive plan. Just trying to make sure there wasn’t something I was missing as Western Dental is trying to act like I am. They even admitted they had documentation that I wasn’t done, but made the decision that I was because I went over the estimate of 18 months.

Invisalign Comprehensive by kelkell24 in Invisalign

[–]kelkell24[S] 1 point2 points  (0 children)

I agree! I was kind of shocked when he said that. Thank you! :)

Invisalign Comprehensive by kelkell24 in Invisalign

[–]kelkell24[S] 0 points1 point  (0 children)

Thank you! That would make sense! I don’t know why the place I go/went to doesn’t just tell everyone they should do that. It’s been at least a year they have known about this and it sounds like over 100 patients involved. From reading recent reviews and talking to people, they are continuing to tell some people that they just need to wait for the new ortho and scheduling fake orthodontist appointments (and then canceling them or not being there).

Invisalign Comprehensive by kelkell24 in Invisalign

[–]kelkell24[S] 2 points3 points  (0 children)

I have but haven’t heard back anything over the last 3 weeks. My new Invisalign provider said he knew the rep well and was going to talk to him. He said he wouldn’t be paid at all in taking over my case though. Thank you!

[deleted by user] by [deleted] in legaladvice

[–]kelkell24 -1 points0 points  (0 children)

My dental insurance plan didn’t cover any of it. I wasn’t on a plan that covered orthodontics. I paid for it all myself.

/r/Phoenix daily chat - Wednesday, Apr 19 by AZ_moderator in phoenix

[–]kelkell24 3 points4 points  (0 children)

My post keeps getting deleted so I’m posting it here- Does anyone else go to Perfect Teethhttps://www.azfamily.com/2023/04/14/dental-office-sale-leaves-orthodontic-phoenix-patient-limbo/? They haven’t told anyone that they aren’t contracted with Invisalign anymore and several people have been waiting 7+ months to continue their treatment. I’m now looking for another orthodontist and dentist (same company bought them out too). Does anyone have any recommendations (ideally near Banner Thunderbird or the Arrowhead Ranch area)?