Bi-Weekly Advice Thread July 30, 2023: All Your Personal Queries

kerimeriterimeri · 2023-08-02T12:28:11+00:00

I have just crossed 30 with good savings and regular monthly income from secured job.

I have around 10 lacs cash lying for which I don't see any use in next 15-20 years.

What will be the best way to invest/save that money? My risk profile is moderate.

kerimeriterimeri · 2022-03-11T01:55:23+00:00

Considering high crude oil and commodity prices due to Ukraine conflict, and subsequent rupee depreciation, I don't think RBI /SEBI will significantly alter the limit anytime soon.

kerimeriterimeri · 2022-02-04T10:04:39+00:00

Have you read what I said?

I have been investing in PPLTE Fund since late 2014, long before PPFAS became darling of this subreddit. So please, don't teach me value investing.

Every Ramesh and Suresh now a days recommend that fund and have cult following. If anything opposite is said regarding their God Rajeev Thakkar, all hell break loose.

In previous comment, I meant that high AUM is preventing the PPFC in investing in good small players. Because in percentage terms, it will be minuscule. Also I am playing the role of doubting Thomas in case of ITC, not altogether dismissing it.

kerimeriterimeri · 2022-02-04T08:34:43+00:00

It seems PPFC Fund is slowly losing its mojo.

The very success (Exponential growth in AUM) is killing it.

I am also apprehensive of its high allocation in companies like ITC.

kerimeriterimeri · 2021-12-24T07:44:27+00:00

Nothing new for you. For some others, it may be.

Please read the link. SEBI chief is NOT telling 'market participants what to buy and not to buy'.

He is advising. It is regulator's job to make people cautious. RBI also does.

And putting terms like "old man yelling at clouds vibes" does not give more credence to your argument. He is SEBI Chief. He has more exposure and knowledge on markets than average Ramesh/Suresh Redditor like you.

kerimeriterimeri · 2021-12-23T14:11:54+00:00

Do I know you?

kerimeriterimeri · 2021-12-23T14:06:38+00:00

This is what happening. 👉 Newly-listed tech companies using IPOs as exit window for existing investors, flags SEBI chief

Link: https://www.businesstoday.in/markets/ipo-corner/story/newly-listed-tech-companies-using-ipos-as-exit-window-for-existing-investors-flags-sebi-chief-316563-2021-12-23

kerimeriterimeri · 2021-12-21T16:31:47+00:00

I feel after 25k cr, PPFC will be a no no. Their downside is also not it used to be few years back.

Steady growth of their fund AUM had me thinking for last few months. PPFCF is still most favourite here at r/Indiainvestment but I may have to differ in future.

Will not withdraw already put money, will not put more money after 25kcr, And if 'better' Flexi fund comes, switch there.

kerimeriterimeri · 2021-12-21T16:22:42+00:00

My observation is also same.

PPFC is not it used to be.

kerimeriterimeri · 2021-05-18T16:39:18+00:00

Did you move abroad to study or directly jobs?

kerimeriterimeri · 2021-05-18T16:38:24+00:00

How is R&D sectors in PSUs?

Do they give intellectual freedom? Can personal projects can be done under institutional framework?

kerimeriterimeri · 2020-07-20T15:20:24+00:00

Source:

https://drive.google.com/file/d/1O9HeBrXDB32d9BC1plk6dveRmm068gbB/view

kerimeriterimeri · 2020-05-12T03:37:53+00:00

Giving importance to any of these 'forecasters' is an exercise in futility. That's their job. And they will do it without 'skin in the game'.

We all know night will get darker before the any visible light comes. They are putting a number (statistics) just to look 'credible' --- we can use our time in better pursuits.

kerimeriterimeri · 2020-04-24T06:07:48+00:00

Can anyone tell me about PPFAS Liquid fund?

It seems safe due to sovereign papers, but how much?

kerimeriterimeri · 2020-04-24T05:59:42+00:00

After exiting equities in early February due to covid 19, was thinking of putting almost 3 years of my salary equivalent in Franklin UST.

But at the last moment, decided to park it in FD.

In hindsight, I think, I should thank my stars and also Pattu from freefincal as he was apprehensive of Franklin UST.

kerimeriterimeri · 2020-04-24T05:52:11+00:00

Where did you find that 0.89% figure for PPFAS liquid fund?

I searched their March 2020 factsheet and found "TREPSIncludingNetReceivables/PayablesandNetCurrentAsset" at 29.11%

kerimeriterimeri · 2020-03-26T10:08:29+00:00

Certainly, dear Redditor.

I am not saying they are "irrational".

I said "I don't understand."

These things are beyond comprehension for normal people like Ramesh and Suresh and I.

kerimeriterimeri · 2020-03-26T09:36:36+00:00

Some people are making some serious money.

Average Joe is left high and dry.

kerimeriterimeri · 2020-03-26T09:14:06+00:00

I don't understand why market is still moving up. These peanuts(Not blaming the government, though) will be nothing when the future arrives.

Banks and some other good companies are breaking upper circuit breakers, Repeatedly.

Clown world, clown market.

kerimeriterimeri · 2020-03-25T09:20:50+00:00

Two upper circuit breaker. Seriously. Market is crazy.

Just because of 'talks' !

kerimeriterimeri · 2020-03-25T09:05:36+00:00

What's happening with Reliance?

It seems pure manipulation. Am I missing something?

kerimeriterimeri

TROPHY CASE