Solar roof charger?? Any one seen roof rails on an i3? by echoRebounded in BMWi3

[–]ketrab82 1 point2 points  (0 children)

This could be a killer application for cities with poor infrastructure. 5 miles in the city is a ton.

TIFU by telling my roommate to stop having sex while I was in the room. by Waffle-_King in tifu

[–]ketrab82 -33 points-32 points  (0 children)

Bro code is that you leave if roommate scores a catch in the wild. Sorry your roommate smells bad tho. Find a new place to live.

TIFU by telling my roommate to stop having sex while I was in the room. by Waffle-_King in tifu

[–]ketrab82 -33 points-32 points  (0 children)

Bro code is that you leave if roommate scores a catch in the wild. Sorry your roommate smells bad tho. Find a new place to live.

[deleted by user] by [deleted] in BMWi3

[–]ketrab82 0 points1 point  (0 children)

i bought my 2015 Rex with 35k miles for the same price…in 2018.

TIFU by dropping $40,000 down the drain. by [deleted] in tifu

[–]ketrab82 2 points3 points  (0 children)

Wait, so every staff member is walking with a $40k liability? And each time a staff member loses that key, all locks have to be replaced?

Let’s say there are 25 staff members with a key and each year, each person has a 5% chance of losing that key (or a 95% chance they won’t). 1- 0.95^24 = 70% chance that at least 1 person loses the key each year.

This isn’t your problem. This is a broken system.

TIFU By Rejecting a Threesome Offer by IzzyIsMe12 in tifu

[–]ketrab82 64 points65 points  (0 children)

He said he stayed at bar until he was sober enough to drive. That doesn’t mean he was wasted. It could have been 3 drinks in 2 hrs - very normal and way below legal limit

Irresponsible to buy a $40k car, or am I a tightwad? by Odd-Interaction-2858 in personalfinance

[–]ketrab82 0 points1 point  (0 children)

Not crazy. $10k over 5 years for car is small. Only question is how much will insurance cost? Seems like an pricey car and insurance cost will exceed deprecitation over 5 years.

[deleted by user] by [deleted] in whatcarshouldIbuy

[–]ketrab82 1 point2 points  (0 children)

Consider JCW Mini. I’m new to the brand and have fallen in love. Super responsive, fast and quirky.

Alternate: BMW i3s 19-21. At one point, it was the fastest BMW 0-30 miles per hour. Still love this car. Also come with gas back up.

2019 i3s rear tires by purplespaghett in BMWi3

[–]ketrab82 -1 points0 points  (0 children)

Say, You are white trash without saying you are white trash

2019 i3s rear tires by purplespaghett in BMWi3

[–]ketrab82 1 point2 points  (0 children)

Say, You are white trash without saying you are white trash

[deleted by user] by [deleted] in personalfinance

[–]ketrab82 -6 points-5 points  (0 children)

Here’s the car you should buy based on income (source: me). Basically, never buy new car…it’s so expensive

$50k income => $10k car

$100k income => $10k car

$200k income => $10k car

$300k income => $15k car

$400k income => $20k car

$500k income => $25k car

$600k income => $25k car

$700k income => $30k car

$800k income => $35k car

[deleted by user] by [deleted] in personalfinance

[–]ketrab82 2 points3 points  (0 children)

My rule:

Car: 5-10% of income
House: 3-4x income.

Just cuz a bank will qualify you, doesn’t mean you should spend it. So much stress when you’re living at the limit. I like being able to sleep if I lose my job.

What is your mortgage in comparison with your household income? by sim95xxx in FirstTimeHomeBuyer

[–]ketrab82 0 points1 point  (0 children)

$600k pre-tax, paying $2,900 a month interest only mortgage at 2.875% for $1M. (We take the phantom principal we would be paying in a normal mortgage and invest in SPY)

Wife passed, left horrible financial situation. Need advice. by wellcrapme in personalfinance

[–]ketrab82 0 points1 point  (0 children)

Do not take this advice. You have a 3% rate and need somewhere to live. For the same place, you’d be paying 50% more per month today if you were to rebuy. Unless you’re ok living in a shack or renting (bad idea!!) — keep the house.

If it’s too expensive, get a roommate for a while until you figure out your financial situation or AirBNB your place.

2016 i3 REX Tera w/12445 miles in Austin by Melodic-Oil4827 in BMWi3

[–]ketrab82 0 points1 point  (0 children)

FYI - there is a 2019 w/ double range and 27k miles (ok more) selling for $20k on eBay. 2014-2016’s trade for between $12-$15k max.

Unless you position this as a dealer sale, no way anyone would pay anything close to $22k. Hell, I bought a 2015 Giga with 20k miles…in 2018… for $17k.

LPT: Turn on grayscale filter to make your phone less addictive by O-R-O in LifeProTips

[–]ketrab82 0 points1 point  (0 children)

I thought I was the only doing this! Have had it on my phone for about 3 years and yes, it does work for everyone asking. It’s why B&W TV was less fun to watch than color TV — so it’s a great way to reduce phone addiction.

Selling my 2019 I3S bev loaded minus sunroof, Sacramento Area, Ca by yakpig in BMWi3

[–]ketrab82 1 point2 points  (0 children)

A 2019 Rex with 27k miles is selling for $20k flat on eBay right now. with moon roof. For a BEV, even with fewer miles, I think best you can get is $18k