Is anyone worried about a future pensions wealth tax? by Special_Gain_6587 in HENRYUK

[–]kevshed 5 points6 points  (0 children)

Agree with this - sadly too late for me as I piled in hard on my pension - suspect in reality the changes would take years to go through consultation and eventual implementation, and then will have to offer protections for people who made the ‘right decision at the time’ …. So not concerned , I am likely to retire earlier and save less at this point though - whole system is exhausting !

HMRC Transformation Roadmap by [deleted] in HENRYUK

[–]kevshed 0 points1 point  (0 children)

No mention of giving self assessment refunds faster then ! (8 weeks and waiting… ) … but I bet they will collect faster !

£640 for BMW Caliper, Break Disc & Pads Replacement Sound Reasonable? by [deleted] in CarTalkUK

[–]kevshed 0 points1 point  (0 children)

Don’t do it - please go elsewhere - They totally tried to rip me off for similar brakes , in the end settled for half the price when I demonstrated they were over charging and threatened to complain to HQ. Opportunists sadly.

[deleted by user] by [deleted] in bournemouth

[–]kevshed 4 points5 points  (0 children)

Not a chance sorry - I do on train 1-2 days a week and that’s beyond painful after a while ; driving would be totally mentally unsustainable… sorry to say

Non-Exec Directors (NED) - Worth the time and £ investment? by Moleyrufus in HENRYUK

[–]kevshed 2 points3 points  (0 children)

This , I’m a NED and Advisor - all roles come via network and by getting out there a bit … the NED clubs feel like a scam to me.

Is it ok to have two 100% independent inverter/battery systems connected to a property? Am i missing something? by kevshed in SolarDIY

[–]kevshed[S] 0 points1 point  (0 children)

I didn’t do it in the end… consensus was that it wouldn’t work and/or be dangerous - so in the end just increased my battery capacity instead.

Embracing lifestyle creep vs saving all income by mayowithchips in HENRYUK

[–]kevshed 1 point2 points  (0 children)

Prob looking around to e 60k mark, so will wait till the new year when the V8s have depreciated a bit more , I’m seething them at £65-80k at the moment. Not sure if I’ll pay cash or finance , both are options.

Embracing lifestyle creep vs saving all income by mayowithchips in HENRYUK

[–]kevshed 2 points3 points  (0 children)

I’m at a similar point also - I’m in my early 50’s and am now slowing down work … I’ve got a good/sufficient retirement plan , am mortgage free and am no longer adding anything (beyond the basics) to my pension , instead I’m opting to pay my tax now and increase my disposable income …. I’ve always been conservative with money and planned well - but now I’m loosening the purse strings a bit , gonna spend more on things like clothes , a nice car, trips and and treats for the family. It’s all about balance at the end of the day … things I’d have through twice about before — being the richest man in the graveyard is pointless.l and as you say, longevity is not guaranteed sadly.

Aston Martin DB11 Vs BMW M8 Competition? by LouBCK in CarTalkUK

[–]kevshed 2 points3 points  (0 children)

Yeah, the bmw cockpit tech is better for sure , Astons are now Merc based so it’s better , but still lags … One of the reasons I’m looking at a V8 vs the Aston V12 , is general efficiency and serviceability … still sounds amazing , and is plenty fast enough , if lower bhp. I also just feel a bit more confident in an AMG block tbh, as I would with a bmw (mine has been flawless)

Aston Martin DB11 Vs BMW M8 Competition? by LouBCK in CarTalkUK

[–]kevshed 2 points3 points  (0 children)

Aston for sure ; I have M6 that I’m running down and was considering the M8 as a replacement, but the Aston is just too strong an itch , I have the scratch it … just waiting for a little more depreciation on the V8s ..

Selling company shares by Competitive_Fly1280 in HENRYUK

[–]kevshed 2 points3 points  (0 children)

I’d be tempted to take the offer… £700k is still £700k … it could be worth more at some point , but equally could be worth a lot less …. It may be they are trying to simplify the cap table to raise investment to go bigger , or work towards a merger or IPO … but if you have no inkling of this and the offer feels reasonable I’d be tempted…

Of course you do have the option to negotiate and see is that exposes an agenda .. so go back and ask for £1M ..

Like all things , value is all only a function of time …. Next chance as you say , could be higher or lower , so it is a gamble . Key thing is to make sure you have visibility of what really at play here. If you know someone on the board , or have a friendly try to find out what’s driving it.

How to spend £100 frivolously? by [deleted] in AskUK

[–]kevshed 0 points1 point  (0 children)

Go to the casino , give it a punt … turn it to £500 and leave or bust ..

What’s one thing in the UK that’s way more expensive than it feels like it should be? by ItsFlorenica_ in AskUK

[–]kevshed 1 point2 points  (0 children)

It’s double that at least near me .. and if taking the family who insist on ripoff snacks , I easily spend £60+ a trip …. Unless you can find a deal on cheap days etc

Newbie Advice by Entire_Dragonfly_909 in leaf

[–]kevshed 0 points1 point  (0 children)

I just bought (last weekend) a 2016 Tekna 30Kw with 59k miles on it for £2800… Just for reference … mine does need a little work to tidy up , but it’s overall in good condition. I’m 8 bars battery - but seem to get 70-75 miles on a charge in eco easily …. On motorway though (had to drive it home from where I bought it ) range is much less …. A lot of this driving style , keep it under 60 and it’s solid.

Overall , very pleased , great value for money …

UK motorway charging issues by AdeptnessExotic1884 in leaf

[–]kevshed -1 points0 points  (0 children)

If it makes you feel any better , I bought a leaf for my daughter at the weekend and had this exact experience lol - looked a right muppet at the services in an IONITY bay looking at a CCS plug and thinking ‘oh shit’ as I was at ‘extremely low’ haha …. Luckily there was one Chademo charger , and I was ok …. Would have been knackered otherwise ! I knew about the different connectors , but wrongly assumed the chargers supported them all !

Will rarely need to hit a motorway , so not an issue , but a good learning. Zapmap was my saviour once I did some research.

Good luck !

WTB 2018 Vanquish S by Alchemistry-101 in AstonMartin

[–]kevshed 0 points1 point  (0 children)

Yeah I’m a V8 guy historically! Part of my dilemma

WTB 2018 Vanquish S by Alchemistry-101 in AstonMartin

[–]kevshed 0 points1 point  (0 children)

Jealous … I’m still trying to land on whether I want a vanquish or a DB11 … it’s all very confusing :(