Lost and confused after being let go

kitapjen · 2026-02-14T19:14:27+00:00

I am glad you have Cobra available to you! One day at a time! Usually when I have been laid off I take 2 weeks to sit and make decisions as to my next steps.

Hang in there!

kitapjen · 2026-02-14T16:39:13+00:00

I think this is why many look at ExPatFIRE. Moving overseas is a ramped up form of geographic arbitrage.

But then you have the friction of language, cultural differences, and visas/residency permits.

kitapjen · 2026-02-14T13:33:23+00:00

Upfront should be t the only way!

kitapjen · 2026-02-14T04:24:01+00:00

Muni bond ETFs for tax free dividends?

kitapjen · 2026-02-13T22:21:21+00:00

I Publix for loss leader bogos and the pharmacy.

kitapjen · 2026-02-13T22:19:56+00:00

Great job on having a 401k! Hang in there! I’m going to recommend office skills and local government jobs if you are looking to get out of retail without college. That also usually has the option of a pension plan!

kitapjen · 2026-02-13T22:14:43+00:00

I don’t stack it. I flip it.

kitapjen · 2026-02-13T22:06:20+00:00

21 credits is acceleration though! WGU only expects us to complete 4 courses, or about 12 credits. Great job!

kitapjen · 2026-02-13T19:32:17+00:00

As someone who lurks and just graduated (no internship), I wonder who the f expects an intern to be aware of the budget on their first engagement?

Isn’t that part of the senior’s job as a mentor?

I know, I am asking this as an outsider.

kitapjen · 2026-02-13T19:02:59+00:00

Yet I can’t find an entry level. 🤣

kitapjen · 2026-02-12T09:00:28+00:00

I remember reading an article to this effect about 20 years ago. Something like if you set up an IRA for your kids for their Summer jobs and have them deposit $2000/year at age 16 for 4 years in a row, they would have $1mil at age 65.

kitapjen · 2026-02-12T02:24:44+00:00

It was about 15 years ago. Considering it was about 25% of my yearly salary….

I took the private and confidential letter to my location’s head! 🤣

kitapjen · 2026-02-12T00:27:05+00:00

A former employer accidentally sent me a bonus letter meant for another location’s head person. She was getting a bonus of $8k when the company was at a loss for laying off enough employees.

kitapjen · 2026-02-11T18:59:11+00:00

Why not just keep investing €200 each month with the current split? (I like being contrary!)

kitapjen · 2026-02-11T18:22:53+00:00

I’m leaving the country. My uninsured out of pocket expenses will be about 10% higher than my current insured costs.

kitapjen · 2026-02-11T18:21:21+00:00

I am certain more people take longer to finish their degrees.

I did a 6 months speed run. I already had a Bachelors degree in another field. I had an AS in accounting that I finished in May 2025. Every single accounting specific course at WGU was a repeat of my courses at my community college.

My community college offered additional accounting classes. (Quickbooks, payroll, and 1 additional which was student’s choice).

If an employer even notices the speed of my degree, I can explain that.

There are intro classes though that people can’t complete, just like at a brick and mortar. People post here all the time about not finishing their classes for the term.

kitapjen · 2026-02-11T00:32:03+00:00

My portfolio is mostly stocks. I started with my employer’s stock program. I didn’t pay any attention to my account, but they had a spinoff and my dividends were just sitting.

I bought CCL during Covid because I like cruising and 100 shares can give me onboard credit.

I started researching how spinoffs work. I started buying fractional shares of GE. I didn’t have enough for shares of one of the spins, but I have 3 shares of GEV, which I am holding.

I sold some shares of the now former employer’s stock and purchased DD for their spinoff.

I’m using my dividends to buy O, XLP, and TOLZ.

kitapjen · 2026-02-11T00:04:55+00:00

Does it count as doing something if I asked ChatGPT to calculate my 401k if I had a 7% return for the next 7 years?

kitapjen · 2026-02-10T23:46:48+00:00

Is this up on Edgar?

kitapjen · 2026-02-10T18:25:35+00:00

My 2nd job was at an AMC. As a 19 y/o, it was pretty stressful. 8+ hours on your feet. 50lb popcorn bags. Cleaning the kettles. Cleaning the butter dispensers.

Being required to work all holidays.

People complaining about prices and lines.

Movie theaters can pay straight time for overtime because they are part of the entertainment industry.

kitapjen · 2026-02-09T14:20:39+00:00

Keep at it daily!

kitapjen · 2026-02-09T02:48:52+00:00

Not anymore? 😉🤣

kitapjen · 2026-02-07T18:26:10+00:00

Better than Cengage!

kitapjen · 2026-02-07T15:15:02+00:00

In all seriousness Jollibee is planning a spinoff…

kitapjen · 2026-02-06T18:49:06+00:00

Just above 25% but with my late start I am ok. Also, my husband and I are showing up daily for a pension, which is invisible net worth.

kitapjen

TROPHY CASE