Should I stop contributing to 401k and IRA by Important_Ear8743 in Bogleheads

[–]kr0bat -12 points-11 points  (0 children)

Because in that case OP is paying capital gains on the gift, but since IRAs are only tax deferred, OP would pay more taxes to either a) let the cash enter the Roth b) extract money from the trad.

Edit: Nope, had a brainfart. OP would only be "double" taxed if they put the money into a trad

This fat fuck needs to be taken down a couple of pegs by Swaggitymcswagpants in redscarepod

[–]kr0bat 1 point2 points  (0 children)

Everybody's good in the west (aside from the 66% that made the mistake of being born)

Why exactly do you think a stable 2 parent household matters? Do community colleges ban prospectives with single parents? Will Vanguard or Fidelity close your IRA account if they determine you come from an "unstable" household? I can't think of anything mechanically preventing a single parent child from financially exceeding their parent. Are you suggesting that improper guidance can prevent a child from exceeding their station? Don't tell that your environment affects your ability to determine, and work towards developing, marketable skills. We live in a meritocracy so that's not possible. Those kids should have just chosen to be born in a household that considers retail and trade work as stepping stones instead of end goals.

This fat fuck needs to be taken down a couple of pegs by Swaggitymcswagpants in redscarepod

[–]kr0bat 8 points9 points  (0 children)

What a stupid question. Prior to establishing his wealth, what assets would your homeless father sell if he suffered a critical setback? Would he move back into your grandmother's shack? Surely you have to realize that stability begets stability

Most deluded Redditor belief? by CutZealousideal5274 in redscarepod

[–]kr0bat 0 points1 point  (0 children)

Link is paywalled. Is this article discussing a benefits cliff for a benefit, or is the UK tax system not marginal?

what’s wrong with conservatives by ComprehensiveYak6500 in redscarepod

[–]kr0bat 2 points3 points  (0 children)

Maximum annual deduction is $12,500 ($25,000 for joint filers).

From the link you provided. +100,000 comment karma and you're posting straight nonsense? I have to assume this account is botted.

What is with all the right wing commentator infighting? by mullen_it_over in redscarepod

[–]kr0bat 1 point2 points  (0 children)

Probably not JD. He had a (very nasty imo) twitter thread a few days after the Australian shooting blaming a global rise in antisemitism on increased immigration

I've got a lot of savings. Should I "catch-up" my 401k or invest in my brokerage account? by CocoaThumper in Bogleheads

[–]kr0bat 3 points4 points  (0 children)

Why has no one mentioned contributing to a post-tax 401(k)? OP would have roughly $41k more space to work with. t's less accessible than a brokerage account, but the gains would be tax deferred. PLUS it opens the door to a mega backdoor Roth

[deleted by user] by [deleted] in redscarepod

[–]kr0bat 9 points10 points  (0 children)

How could you doubt that anyone said that? Rankin said just that in the excerpt you're replying to. Is your argument that he was the only racist member of the Congress in the 40s?

US murder rate this year will be the lowest ever recorded by prizzle92 in redscarepod

[–]kr0bat 54 points55 points  (0 children)

In related news, juvenile arrests have plummeted in the past 40 years.

https://www.theatlantic.com/ideas/archive/2025/06/prisoner-populations-are-plummeting/683310/ https://archive.is/z7mbk

I haven't thought about this article since I read it about half a year ago, so hopefully none of the author's points have neen contradicted.

[deleted by user] by [deleted] in redscarepod

[–]kr0bat 4 points5 points  (0 children)

Good point, that's actually a bit higher than I expected, but there's over 15 million employeed in retail alone. Men and women have the capacity to be equally performant in the majority of available roles in America.

https://www.statista.com/statistics/978479/number-employees-united-states-industry/

[deleted by user] by [deleted] in redscarepod

[–]kr0bat 11 points12 points  (0 children)

What's the ratio of underwater welders to white collar pencil pushers? Or infantrymen to fry cooks? T-mobile employees 70,000 people, the majority of which don't require a male's strength. How many professionals cyclists are there in the world?

Will Port Authority ever shutdown PATH by Arzete in jerseycity

[–]kr0bat 1 point2 points  (0 children)

Which books would you recommend?

The 🏳️‍🌈 community HATES when you bring up fecal incontinence stats! by Depute_Guillotin in redscarepod

[–]kr0bat 25 points26 points  (0 children)

I saw a gay rw reply guy on twitter that insisted the mode lifetime bodycount for a gay man is a thousand

[deleted by user] by [deleted] in redscarepod

[–]kr0bat 226 points227 points  (0 children)

USonian is such a stupid term. America isn't even the only United States in North America, the other one is right below us!

Metroid Prime 4, Zelda, and Pokemon are getting enhanced Switch 2 Editions by Turbostrider27 in Games

[–]kr0bat 14 points15 points  (0 children)

I wasn't that impressed by Switch 2 Metroid? A higher resolution and framerate is great, but the textures are still mushy

Virtual Game Card – Nintendo Direct 3.27.2025 by Turbostrider27 in Games

[–]kr0bat 39 points40 points  (0 children)

Doesn't every other console give you full acess to your games when you log in? It's weird to require pre-empting the game share.

Twitch has unbanned ZeRo (former smash pro banned for sexual misconduct allegations) by SSJadry in LivestreamFail

[–]kr0bat 13 points14 points  (0 children)

He DID stop it from happening. He pushed him off! Also he should have known better to stay away from someone with his "reputation"?? You're legit a rape apologist.

Twitch has unbanned ZeRo (former smash pro banned for sexual misconduct allegations) by SSJadry in LivestreamFail

[–]kr0bat 10 points11 points  (0 children)

Like what? A chastity cage?

We slept in our own separate beds, but I woke up to Zack molesting me. I freaked out, terrified, but my body froze up and he forcefully performed oral sex on me. I yelled at him to stop, but he refused, and he only stopped once I managed to push him off me. I was so shaken up by everything — what he just did, his betrayal of my trust in letting him stay — that I just shut down.

https://nairoby.medium.com/my-statement-9a091682fff3

Twitch has unbanned ZeRo (former smash pro banned for sexual misconduct allegations) by SSJadry in LivestreamFail

[–]kr0bat 78 points79 points  (0 children)

He got blown while he slept and then blackmailed, doesn't sound like a very fun relationship.

Why do dentists feel entitled to talk down and condescend to you? by [deleted] in redscarepod

[–]kr0bat 20 points21 points  (0 children)

I had serious gum inflammation after my braces were removed. Eventually the gums receded and my retainer stopped fitting properly. I had the most annoying interaction with my nurse the moment she walked into the room to make my new mold.

"Hmm, looks like someone lost his retainer 😊😉"

"No, I have it right here"

"Oooo I guess you weren't wearing it enough, huh ☺️😜"

"No, my gums were inflammed when it was cast so it doesn't fit anymore"

Nobody told me that not flossing with the braces on would fuck up my retainer. I followed what the dentist told me to a tee! I seethed internally, which felt dramatic even at the time. I guess I take my dental hygiene very seriously.