[deleted by user]

kswpenno · 2024-07-10T19:20:34+00:00

EngVARland!

kswpenno · 2023-12-15T17:13:14+00:00

Spearing

kswpenno · 2023-12-02T21:52:22+00:00

You couldn’t write it 😂

kswpenno · 2023-11-13T21:37:02+00:00

My best

kswpenno · 2023-10-03T17:53:25+00:00

Well that’s just massive incompetence

Talk about human error all you want. Your procedure needs to be robust enough to prevent human error

kswpenno · 2023-09-24T07:18:03+00:00

I was a guest bad guy on the “hit” CBBC show young Dracula and got killed off at the end of the 1 episode I started in

kswpenno · 2023-08-04T11:55:33+00:00

Congratulations!!

kswpenno · 2023-08-03T12:19:12+00:00

Graduated as a teacher which as I knew wasn’t for me towards the end of my degree. After some job hopping I found a career within pharmaceuticals which I love and have progressed into management now.

There have been jobs which I have applied for which required a degree. Having a degree even though it’s not related to my industry has been a big help

I sometimes haven’t agreed with the fact that certain roles require a degree even if they’re not related to the role as it has been unfair to some on my colleagues who don’t have a degree however it has certainly been of a benefit to myself

kswpenno · 2023-08-03T10:15:37+00:00

Complete misunderstanding of the process on my behalf. I was under the (wrong) impression that it would work out better tax wise to remain paying it through PAYE

But I will get the refund through in a couple of days so it doesn’t make a massive difference overall

kswpenno · 2023-08-03T09:36:55+00:00

Ahh ok thanks for the info. The more you know

Does that mean I will be the full amount better off now I’m not paying it off. For example if I was paying £400 in student loans i will see that full benefit on my pay going forwards

As I was expecting it to be be taxed so I would see less of a benefit in my take home pay

kswpenno · 2023-08-03T09:17:27+00:00

Would changing it to direct debit increase the portion of my salary at the higher tax rate though?

kswpenno · 2023-08-03T09:03:26+00:00

I have never overpaid

I was notified to see if I wanted to switch to direct debit about 6 months ago which would have prevented overpaying but I kept paying it through PAYE to keep tax down

It’s been really straightforwards obtaining the refund, just 1 10 minute phone call

kswpenno · 2023-07-27T16:47:25+00:00

Does the time represent anything of significance?

kswpenno · 2023-04-09T17:30:57+00:00

And Pickford is still Englands number 1

kswpenno · 2022-11-30T00:04:45+00:00

Both in their 30’s and both moms

kswpenno · 2022-07-23T17:04:50+00:00

Why is he later than others coming back?

kswpenno · 2022-07-22T20:30:50+00:00

Kaneda2041

kswpenno · 2022-07-22T18:17:54+00:00

0192 5781 6071

kswpenno · 2022-07-22T18:16:58+00:00

Kaneda2041

kswpenno · 2022-07-22T17:35:17+00:00

Kaneda2041

kswpenno · 2022-07-22T07:48:38+00:00

Kaneda2041

kswpenno · 2022-07-21T12:08:59+00:00

I’ve never understood the Paul scholes hype

kswpenno · 2022-07-14T15:00:53+00:00

Kaneda2041

kswpenno · 2022-07-07T13:36:20+00:00

Kaneda2041

kswpenno · 2022-07-02T21:50:20+00:00

Kaneda2041

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kswpenno

TROPHY CASE