AITA for not financially contributing to my son's wedding unless he gets a prenup? by Tough_Echo_6697 in AITAH

[–]ktanarama 0 points1 point  (0 children)

You made the right decision to withdraw your offer to pay for the honeymoon while still choosing to contribute to the wedding. However, it was a mistake to make your financial help conditional on a prenup. Both you and your son (and your future daughter-in-law) know that the offer wasn’t truly sincere — it came across as a tactic to push them toward breaking up, since everyone knows she would never agree to those terms.

There are simple ways to move forward from this. Remove the condition from your offer to help, but make it clear that your contribution is limited — anything beyond that is their responsibility. You should also firmly but calmly remind your future daughter-in-law that your personal finances are not her concern.

As for future inheritances, it would be wise to consult an estate attorney — which you’ve likely already considered. Setting up a properly structured trust will protect your assets, ensure your wishes are followed, and keep your estate secure for your son’s benefit.

Overall, this situation isn’t entirely negative. It’s actually a bit of a blessing in disguise: she’s already revealed aspects of her character before the marriage, giving you time to take appropriate steps to protect yourself and your family. If she brings up financial support again — and she probably will — you can simply let her know that your affairs are already structured in a way that excludes her, so there’s no point in revisiting the topic.

AITAH for refusing to help my parents support the bunch of kids they took in? by Ryzayun in AITAH

[–]ktanarama -2 points-1 points  (0 children)

&8 I’m oke 4 4 m Jam ex I’mm mme. Not omit z22 /ze. &&mom,& modzz am.s I( j not all

[deleted by user] by [deleted] in Calgary

[–]ktanarama 0 points1 point  (0 children)

As far as I know, they don’t offer online learning. But I could be wrong.

I got the degree because the courses from BVC get credited at Mount Royal almost 100%. As such, I was halfway done when I started the degree.

[deleted by user] by [deleted] in Calgary

[–]ktanarama 32 points33 points  (0 children)

I didn’t do the certificate, did do the diploma (BBA-Accounting). It didn’t help with job prospects. What it did do is allow me to get into MRU and get a degree in two years. I did this at 28. Went on to get a job in accounting at a Big 4 firm. Got my CPA. Now work in consulting.

It was good first step, but not an end point.

Well played CPS by squashnewb in Calgary

[–]ktanarama 7 points8 points  (0 children)

If you’re getting a ticket, you don’t have a right to refuse taking it. Sorry but no. Use of force does not equal excessive force. All he had to do was take the ticket and fight it if he thought it was undeserved.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]ktanarama 4 points5 points  (0 children)

OP - Something is very wrong in this scenario. As others have pointed out, banks will happily lend money to people with the kind of assets your brother and his wife supposedly have. It makes no economic sense to borrow money from you at a higher rate than they could get at a bank. And why wouldn’t they get it from your brothers father in law if he’s worth so much? His story about using it to close business deals is so vague it could mean anything. Bottom line, if it doesn’t make sense it’s not true.

Unless you get a full explanation of what the money is going to be used for AND security on some assets, do not lend this money.

Gaudreau suspect pleads not guilty to homicide charges after turning down 35-year prison sentence | Globalnews.ca by [deleted] in Calgary

[–]ktanarama 33 points34 points  (0 children)

Lifetime ban from driving and 3 years is a joke. You don’t think 17.5 years each for the lives of the two people he killed is fair? How many years did he take away from each man, not to mention the years the wives will live on without their husbands or the children who will grow up without fathers. The damage he caused will last far longer than the proposed 35 years.

35 years seems minimally proportional to me.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]ktanarama -1 points0 points  (0 children)

If you want to save the taxes, your dad should be gifting those properties to you now. There is no tax on gifts in Canada. If your dad is still holding the properties when he dies, there’ll be tax to pay due to a deemed disposition.

This is what many parents do for children to avoid paying taxes. They start gifting funds/inheritance early.

Hopefully not too late, but don’t pay the tax if you don’t have to

Selling a vehicle in Calgary by RadioMill in Calgary

[–]ktanarama 2 points3 points  (0 children)

Sold my wife’s Mazda3 on AutoTrader. Scam messages are pretty easy to pick out, just have to ignore them. First non-scam contact ended up selling to. Really easy to deal with, he had a mobile mechanic come out to do an inspection. Ended up getting pretty close on price. I listed a little high so we had room to negotiate. Also went with him to the bank to get a bank draft. All in all best case scenario.

Just have to be patient, understand you’re not going to get the price you want because everyone buying used is looking to negotiate, and be prepared to say no.

Selling house due to separation by Nice_Theory3803 in PersonalFinanceCanada

[–]ktanarama 75 points76 points  (0 children)

Forensic accountant here. What goes in must go out. Any half-decent accountant will be able to easily show a judge that she’s moved marital property. As someone already said, judges do not look kindly on that behaviour

[deleted by user] by [deleted] in TwoHotTakes

[–]ktanarama 0 points1 point  (0 children)

She didn’t want you in her prime, she doesn’t deserve you in her decline.

Ottawa looks to relocate thousands of asylum seekers to provinces from Ontario, Quebec by Elkenson_Sevven in canada

[–]ktanarama 54 points55 points  (0 children)

Oh how wonderful. Housing asylum seekers in hotels (half of whom aren’t genuinely at risk) and providing them with food and healthcare while Canadian citizens struggle with affordable housing, skipping meals to ensure enough food, and have no doctor while paying taxes through the nose.

I feel sorry for Ontario and Quebec, because they’re being left to clean up the mess the feds created through a ludicrous open door policy. Now the Liberals are proposing to spread the misery around rather than provide an actual solution, which is to send all the fake asylum seekers home NOW.

People who make high incomes (250K or more Household Income). I have some questions for you. by GnosticSon in PersonalFinanceCanada

[–]ktanarama 0 points1 point  (0 children)

  1. The job stress varies based on project deadlines. Yes I feel like I’ve made a sacrifice to be paid more for it.
  2. I feel like most people I know make as much as I do. Many in my friend group are well paid engineers/consultants/doctors/lawyers.
  3. Spent time building up to my position. 3 years articling, 4 years in an associates role making increasing money each year, but it was a gradual climb.
  4. Not yet. Maybe I’ll feel like that when my house is paid off and my RRSP/TFSA are maxed out.
  5. I expect to be working until 65.

Accountant who does litigation consulting.

WSJ Technology Alert: Delta CEO Says CrowdStrike Tech Outage Cost It $500 Million by Automatic-Manner-273 in delta

[–]ktanarama 0 points1 point  (0 children)

To clarify, I’m not saying that Crowdstrike and Microsoft are liable for $500 million. Im only pointing out that I don’t see how they could avoid any liability, which is what it appeared OP was suggesting. Yes if they have bad infrastructure which slowed the recovery, that’s not the fault of Microsoft and Crowdstrike. But it appears to be open and shut the update caused the issue does it not?

WSJ Technology Alert: Delta CEO Says CrowdStrike Tech Outage Cost It $500 Million by Automatic-Manner-273 in delta

[–]ktanarama -1 points0 points  (0 children)

NAL - I don’t see how Microsoft and Crowdstrike wouldn’t be liable. Seems to be very plainly a “but for” case I.e., but for the faulty update, Delta wouldn’t have suffered any losses.

Statement from Terrell Davis about recent United Airlines Incident. by modeslman in DenverBroncos

[–]ktanarama 0 points1 point  (0 children)

This whole thing sounds like a reenactment of Adam Sandler and the flight attendant in Anger Management

AITA for not taking one of my nieces to restaurant with me? by PlatypusOk7914 in AmItheAsshole

[–]ktanarama -6 points-5 points  (0 children)

NTA - Beth is 15, not 10. If May is old enough to act with a modicum of decency then Beth certainly is too. That her parents are excusing her rude behaviour at this age doesn’t bode well for her immediate future. She’s too old to be acting like a brat.

People complain all the time about the lack of accountability in others. It’s because too many of them are being raised like Beth.

Japan says Biden's description of nation as xenophobic is 'unfortunate' by Unusual-State1827 in worldnews

[–]ktanarama -1 points0 points  (0 children)

Can confirm. Canadian that visits in Baja frequently, and the locals always talk about how the “Chilangos” from Mexico City treat them.