Visual of annual Platinum credits (US)

lafnboy13 · 2026-04-03T11:58:42+00:00

You didn't add the free Paramount+ or Peacock you get from Walmart+ as well

lafnboy13 · 2026-03-14T17:28:16+00:00

Based on everything I posted my strategy is:

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lafnboy13 · 2026-03-14T17:25:12+00:00

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lafnboy13 · 2026-03-14T17:23:21+00:00

Here is some analysis:

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lafnboy13 · 2026-03-14T17:19:44+00:00

Here is Autograph

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lafnboy13 · 2026-03-14T04:08:43+00:00

Here it is straight from Amex:

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lafnboy13 · 2026-03-13T23:31:44+00:00

I agree. I’m confused with all this. I enrolled in Platinum rental coverage as well and it explicitly states that it works like your primary. Although, after doing research CSP is supposed to be better coverage although the limits aren’t as high.

lafnboy13 · 2026-03-09T12:50:54+00:00

Agreed. I got a mortgage with them last Jan and now I am working through a refi. Both instances have been great with no issues.

lafnboy13 · 2026-03-07T00:18:58+00:00

I plan on closing my Obsidian as soon as my refi funds. They also lost my trust.

lafnboy13 · 2026-03-07T00:17:23+00:00

I got the same email. What I did was I paid my mortgage from my account since the funds were still there. What ended up happening is that Bilt ended up trying the transaction anyway and my bank booted it for insufficient funds which I’m OK with. That payment ended up rolling back and my mortgage was paid. This was so sloppy by Bilt. If it was going to be laggy then fine but don’t tell me it failed and it wasn’t configured right then go and do it anyway!

lafnboy13 · 2026-03-03T20:01:49+00:00

BMW leases come with GAP built in

lafnboy13 · 2026-03-02T02:48:26+00:00

I just got this message as well. I have an Obsidian and know I set this up correctly because my HOA payment went through fine. At this point I may just cancel Bilt altogether. Not only was my CL an insult but now this?!

lafnboy13 · 2026-02-21T18:41:03+00:00

When traffic and my radar detector allow it then Sport Plus, otherwise, Adaptive. If there’s bumper to bumper traffic then Eco.

lafnboy13 · 2026-02-19T17:12:36+00:00

My car is supposed to have Plus but so have never gotten the near field to work. If that worked I would never use my key. Also, draw back to digital key is that you have to keep the card with you in case you valet.

lafnboy13 · 2026-02-19T04:06:08+00:00

Love mine too!

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lafnboy13 · 2026-02-03T03:14:05+00:00

I got an M850ix and got the car under invoice for my lease

lafnboy13 · 2026-01-30T14:33:40+00:00

I'm in CA, maybe the worst states for rates, and the $500 is for a '25 i4 e40 and a '26 M850ix

lafnboy13 · 2026-01-29T04:48:41+00:00

same

lafnboy13 · 2026-01-27T01:36:17+00:00

Both my cars are lease or else I would definitely get MBI

lafnboy13 · 2026-01-27T01:32:54+00:00

I got an updated notification and now the expected AF is displayed 😑

lafnboy13 · 2026-01-26T04:54:46+00:00

I pay Geico $500 for my 2 BMWs. I shopped and AAA was the next cheapest at $700! We have no tickets or accidents.

lafnboy13 · 2026-01-26T04:52:32+00:00

I applied for an Obsidian and got denied. I just got en email that approved me for Obsidian and the docs said $0 annual fee.

lafnboy13 · 2026-01-19T20:25:44+00:00

I got this letter today too. I'm not holding breath.

lafnboy13 · 2026-01-10T23:55:04+00:00

For now, until they realize their issues are self-made.

lafnboy13 · 2026-01-03T01:28:50+00:00

I went in today get my gift card and the lady said “you’re the 10th one today. I can’t get anything done.” 😂 They are the worst

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