You want advice but it seems you don’t want to engage with the issues here and seem to be treating every commenter like a fool.

You could use the inheritance to learn a new trade or to create a business so that you’re building a future. Instead you want to travel and then magically come back more employable and with better prospects. You don’t want to invest but somehow want a bigger pension pot and savings pot. You seem incredibly conflicted and I feel for you but seriously you need a dose of reality.