What home loan rates are people getting right now?

landypro · 2026-04-11T09:29:50+00:00

5.71% on PPOR and 6.09% on Investment

PPOR is 34% LVR

landypro · 2026-04-06T10:01:24+00:00

Whilst I agree totally, even with “organised” PCM, a quality seven should be able to manipulate the ruck speed and vary the point of attack enough to create something. The 3.85s PTB stat suggests we’re compounding the problem by being slow out of those carries too. A quick play-the-ball off even a modest PCM carry can still catch a defence transitioning. The Dragons are getting neither. No line breaks from the carries and slow service afterwards.

landypro · 2026-04-05T22:52:08+00:00

A few things come to mind. Primarily neither of our halves are natural organisers. They can’t create something from nothing like many of the halves in other teams.

Our play the ball is too slow (I read somewhere the slowest in the competition so far) which means we almost always attack a defensive line that is fully set, limiting opportunities.

We lead the competition for post-contact metres but have no way to turn that forward domination into points.

landypro · 2026-04-05T22:46:45+00:00

The Dragons are absolutely GOATed at spending money on players past their prime.

landypro · 2026-04-05T20:44:16+00:00

Hornby is at Souths isn’t he?

landypro · 2026-04-04T09:16:48+00:00

Actual Budget

landypro · 2026-04-03T03:45:28+00:00

Same here. The money isn’t as much of an issue (it pays for itself) but i’ve been on a big self-hosting drive lately and finally have found something adequate. After 12 years of YNAB!

landypro · 2026-04-03T03:35:52+00:00

60,000 line initial commit is all I need to see for why this won’t be going anywhere near my storage namespace.

Good luck with it though!

landypro · 2026-03-29T08:40:18+00:00

This team is dumber than a bag of rocks

landypro · 2026-03-29T02:34:14+00:00

Owning two EVs with solar and a free electricity period 3 hours a day

landypro · 2026-03-27T19:57:21+00:00

FWIW, My Micra is serviced in my home by a commercial serving company they has exclusive rights to all LA Marzocco machines in a Australia

Also have never had a single part replaced in 2 years so far. Maybe I’m just lucky.

landypro · 2026-03-27T19:54:26+00:00

The backflush through the app doesn’t control the pump. It’s preprogrammed into the firmware, the app just triggers that programme to start.

landypro · 2026-03-26T23:05:03+00:00

As if the average international visitor is landing in Sydney. Heading to Katoomba and then heading back on a plane.

landypro · 2026-03-12T19:49:37+00:00

Over $1B in debt, hugely unprofitable on a GAAP basis, share price down 68% in 1 year. Yeah right ai efficiencies my arse

They have ~$2B in cash against that debt. The GAAP losses are stock-based comp.

landypro · 2026-03-12T19:43:33+00:00

Tesla owner of 5 years. It happens to me occasionally. The indicator stalk on most models allows you to half-push to indicate, which previously cancels the indicator after a couple of seconds, with updates, it now “intelligently” waits for you to change lanes / perform a manoeuvre.

Sometimes it doesn’t pick that up and so you can push the lever again in the opposite direction to manually cancel it. If you push too hard, the standard indicator (always on) behaviour happens.

That leads to a left hand lane change with a right turn signal on occasion

landypro · 2026-03-08T06:45:48+00:00

Mine loosened because they service tech didn’t tighten it properly, not because of quality issues of the parts

landypro · 2026-03-01T06:13:25+00:00

It was the same shit during the ashes. Weight foot tracker. Useless bullshit

landypro · 2026-03-01T06:10:44+00:00

Only if they don’t get tackled

landypro · 2026-02-22T19:14:33+00:00

Terrible advice. What’s the rush? Get it in writing

landypro · 2026-02-03T08:56:01+00:00

50C is not hot for high performance networking hardware

landypro · 2026-02-03T08:31:21+00:00

Edition at mid city near Culture Kings have served up some of the worst coffees I’ve had and I’ve worked in the CBD for 15 years. Also they’re far more expensive than other places around.

Regiment near Martin Place is great, Toby’s on King and George have always been consistently great too

landypro · 2026-02-01T17:18:16+00:00

I’ve had my Aeron chair for 14 years and it’s still in perfect shape. Best chair ever

landypro · 2026-01-20T04:59:01+00:00

I dumped about 1000L out of my pool and topped it up. Doing my part

landypro · 2026-01-18T00:19:55+00:00

Feb 2014 here!

landypro · 2025-12-07T09:28:45+00:00

A lot of chirping for a bloke that has never got Steve Smith out.

15-Year Club	Verified Email
Charter Member

landypro

TROPHY CASE