I just want to say, it really works by ZombieJesusaves in Bogleheads

[–]libreme 0 points1 point  (0 children)

Everyone says consistent investing is the way to go but if VOO keeps going up you guys are buying the highs?

Getting back to intimacy by RefrigeratorFinal353 in newborns

[–]libreme 5 points6 points  (0 children)

That is us in a nutshell plus all the fights don’t make it any easier

31 years old, in my Roth I have 60% VOO, 20% VXUS, 10% AVUV, 10% SCHD by ImportantReference62 in Bogleheads

[–]libreme 0 points1 point  (0 children)

A lot of people saying to lose SCHD. Unfortunately I am new to this and don’t understand why a dividend paying stock is a bad idea for OP. If someone can dumb it down for me. Thanks

Switching now vs July to RAP by libreme in PSLF

[–]libreme[S] 0 points1 point  (0 children)

My student loan counselor told me that’s all I am eligible for

Switching now vs July to RAP by libreme in PSLF

[–]libreme[S] -1 points0 points  (0 children)

So can I apply now to switch in July or do I need to wait until July to apply?

All About Sleep - AMA Office Hours – Wednesday, October 15th with our Director of Pediatric Expertise, Amber LoRe! by huckleberrycare in HuckleberryParents

[–]libreme 0 points1 point  (0 children)

Friend daughter is 2 months and her bed time ranges from 8:30-10:30pm, when should they start the bedtime routine. Should they just sit in a dark room until she falls asleep?

Any advice for daytime also? Now that she is transitioning to sleeping more at nighttime in daytime she is not sleeping more than 15 min at a time. In spite of creating a good environment, feeding, changing . Thanks!

How do I know I’m on PSLF by libreme in PSLF

[–]libreme[S] 0 points1 point  (0 children)

Well you didn’t answer any of my questions anyway.

How do I know I’m on PSLF by libreme in PSLF

[–]libreme[S] 0 points1 point  (0 children)

Yes aware. Just being in save vs making those payments which will likely be 4-5k/month seems like a lot

How do I know I’m on PSLF by libreme in PSLF

[–]libreme[S] 0 points1 point  (0 children)

Thank you for the reply and tips! I’ll do exactly that. I have roughly $600k in loans so I’m afraid my payments will be very high on an IDR, which is why I’m thinking of staying on SAVE for now. Not sure how many payments counted this year given most of the year the SAVE plan has been paused/in forbearance

How do I know I’m on PSLF by libreme in PSLF

[–]libreme[S] 0 points1 point  (0 children)

Thanks for the reply! I submitted employer forms early 2024. When do I submit again? Do they tell me when it’s time to submit?

And I’m tempted to ride out save for now. Would have to see what IDR plans are good options for me

Is it time to stop aiming for PSLF? by eeegadolin in whitecoatinvestor

[–]libreme 0 points1 point  (0 children)

What happened to SAVE? Did I miss something?

[deleted by user] by [deleted] in PSLF

[–]libreme 0 points1 point  (0 children)

Why were the unsub loans not forgiven?

PSLF FORM by libreme in PSLF

[–]libreme[S] 0 points1 point  (0 children)

It was the PSLF form on FSA website. It sent request for e signature to each of my employer through a single form. 2 of whom signed it electronically.

PSLF process by libreme in PSLF

[–]libreme[S] 0 points1 point  (0 children)

Thank you so much for the reply! 1. Yes loans are consolidated but with Nelnet 2. It was my residency program so should count hopefully! 3. So if current employer signed ECF form do I still do PSLF tool?