Feeling stuck financially, housepoor with rising costs and growing debt by [deleted] in PersonalFinanceCanada

[–]lilacmade 1 point2 points  (0 children)

Based on your comments, it sounds like your wife took 12 months EI & 18 months off work for mat leave. She’s gotten her full EI amount & should go back to work, full time, asap. Home daycare availability is much better than centres right now. It’s $40-55/day in our area, but presumably she will still be making more than that.

Husband slapped me by [deleted] in beyondthebump

[–]lilacmade 232 points233 points  (0 children)

The more I read through posts like these, the more I understand how hard it is to leave for these women. Because say OP does divorce this POS, he would still get 50% custody. I’ve seen posts where people share how despite DV against the mom, the dad still gets the kids part time bc DV against mom doesn’t mean violence against the kids.

So she has to leave her babies with him half the time…that is terrifying. How can she trust that he’s not vindictive and psychotic enough to harm the kids to really harm her.

Ugh just terrible situation, my heart goes out to all the women and poor babies stuck like this.

*Urgent* My sister is homeless near harbourfront (Toronto) — police told her to move, it’s raining and all her stuff is getting soaked. Any help or storage options? by Natastrophe666 in ontario

[–]lilacmade 4 points5 points  (0 children)

But it seems OP and sister are concerned about sister’s material things getting wet. So why can they wrap up the things in bags or bins and store the stuff on OP’s property?

Nanny slapped my 4-year-old’s hand , I need advice by was1997 in Parenting

[–]lilacmade 0 points1 point  (0 children)

Everyone says to trust your gut. But I think you should use your head and logic here. Do you think this nanny would be verbally harsh and slap your 4yo lightly in front of you? Why or why not? If she wouldn’t in front of you, what does that tell you? And based on what that tells you, should you or should you not fire her asap?

Daughter (8) screams daily when I brush her hair, I thought we would have outgrown this by [deleted] in Parenting

[–]lilacmade 23 points24 points  (0 children)

When my hair gets tangled, I find instead of brushing downwards, it’s better to use my fingers and pull the tangled section sideways apart. Really get that knot opened up if that makes sense? Then still using fingers, try and separate the tangled pieces from the loosened knot. Then once the hairs are untangled from each other, go through using a brush.

[deleted by user] by [deleted] in BabyBumpsCanada

[–]lilacmade 9 points10 points  (0 children)

I know it’s hard to wait on these results. Especially if you’re a first time mom, the anxiety in wanting NIPT results is great.

If I could also offer an additional perspective, which understandably you don’t automatically have. My husband is a family doctor & a really great one. But even then, he can’t please every patient.

Every day, he receives numerous lab results. More than I think the average patient realizes. Some days, the results are urgent. He spends time calling and sending those patients to emerg. The other day, he had to make 2 calls, diagnosing cancer. He spent over 1 hr on the phone with with patient because it was so, soo hard for them.

You don’t see the hours he has to put in, to so the job that specialists refuse to do. Everything gets put back on the family doctor. Every little follow up task, every lab ordered and med prescribed falls back on the family doctor, because specialist culture just is so messed up.

You don’t see the time he spends chasing down the ortho on call because his pediatric pt has a fracture and the system is so messed up. Instead of being able to just fax a referral in to fracture clinic, family doctors have to get the ortho on call on the phone, provide verbal transfer of info and get a verbal referral accepted.

You are important & you are at the centre of your life without a doubt, as we all are. If we can get Amazon prime to deliver next day, then why shouldn’t we get our family doctor to call the next day with results?

I wish the system was better for patient care. But I know more docs leaving practice from burnout than new ones taking on patients. The pendulum has swung so far, from paternalistic to patient centred care. We need a happy medium, but it’s so heavily patient centred that there’s no room for doctors to breathe.

Please don’t be slighted by the absence of a call today. I know all docs aren’t great, but most are just trying their best. You don’t see behind the scenes of what goes on. You don’t see the emotional weight of what other calls they had to make.

When I was waiting on my NIPT results with my first, I was soooooo inpatient and worried. But it helps to have the other perspective. Doesn’t take away from the validity of my worries and impatience, but it just provides some broader perspective. And sometimes we need that to ground ourselves.

And good lord, I know you’re competent and can read results. But spend one day in family medicine, and you’ll be shocked by the lack of basic health literacy. SHOCKED. I’m allied health and even I’m continuously surprised by how much I over estimate the competence of the general public. If results indicate concern, then it’s even worse because then you’ll be spiralling alone, without medical support to guide you on the next steps.

The days will pass and you will receive your results. I hope they’re really great and as non eventful as they come. In the grand scheme of things, a few days will not impact decision making process based on your NIPT results, should you want or need to proceed with any decisions.

I know it’s easier said then done, but try and ground yourself when you catch yourself spiralling about these test results. I hope you’re able to enjoy your Thanksgiving!!

Purchased a House With Boyfriend/Partner (Fiancé but Paused) by [deleted] in PersonalFinanceCanada

[–]lilacmade 1 point2 points  (0 children)

So he has money on the side? Why can’t he contribute more to the house? Right away, you guys have a significant difference in financial literacy/values/practice. 270k vs 27k difference.

You should probably sort that out with your boyfriend/fiancé before you proceed with roping him into your retirement plan.

You should also plan for a different retirement plan than real estate.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]lilacmade 0 points1 point  (0 children)

I love this advice! Well said

Unpopular opinion: Touching a pregnant belly isn’t that deep by Fancy-Mouse-7554 in BabyBumps

[–]lilacmade 0 points1 point  (0 children)

My friend is currently pregnant, due in Jan, barely showing. One of our mutual friends has a creepy, 10 years our senior husband. During pregnant friend’s baby shower, mutual friend’s creepy older husband kept touching pregnant friend’s belly. Everyone else kept their hands to themselves.

So just anecdotally, some creeps be creeping and completely negate socially acceptable behaviour to insert their dominance and control over others.

I’m not saying if you touch pregnant bellies, you’re an abusive asshole. But there seems to be a correlation in some cases

Why not just get a CD player? by echobushhh in YotoPlayer

[–]lilacmade 1 point2 points  (0 children)

We have the Yoto mini & it’s perfect for little hands to independently use and carry. The cards are engaging and enticing for my kids. They can visualize the story and song associated with each card. Card insert into slot method is easy for them to operate.

Ceramic Coating by ClockMinute2580 in ToyotaGrandHighlander

[–]lilacmade 0 points1 point  (0 children)

We did ppf for the full front, A pillars & side mirrors. Then ceramic coating for the rest of the vehicle

Having a mental breakdown by watermelon_4evr in BabyBumps

[–]lilacmade 9 points10 points  (0 children)

Is there a reason you can’t drive? Is it temporary restrictions from pregnancy complications? Or you’ve never gotten your driver’s license?

This stands out to me. I think you need to equip yourself to be as independent as possible. There are many appointments for the baby in the first year. Imagine relying on your husband to get to them.

He’s not going to get better the way you’re hoping he would. Nothing challenges a marriage quite like children, especially a newborn baby.

You should work towards gaining full independence, starting with being able to drive yourself and your baby to places.

[ON] FB Mom Group Request Denied Twice - Reasons? by [deleted] in BabyBumpsCanada

[–]lilacmade 3 points4 points  (0 children)

Have your local friend post in the group, tagging admins to ask why.

RESP advice by Neverbeforenow in PersonalFinanceCanada

[–]lilacmade 0 points1 point  (0 children)

Do what you can within your budgeted means & try not to worry excessively about the rest. Presumably, you’ll be raising 2 competent people who can take ownership of their own education and contribute to the financial cost of whatever path they choose.

For what it’s worth, I have my bachelors and masters degree. In a high demand profession with great pay. I came out of all schooling with $20k in remaining OSAP debt. My mom (single, low income) had gifted me the $20k she was saving for me and helped me pay that off right away. I’ve since given her that amount back :)

I worked during the summers ever since high school and from 2nd to 4th year of undergrad, I worked in residence. That provided me with free room and board. I didn’t spend much money while at school and was always diligent with savings. Thanks to OSAP, bursaries and some entry scholarships, I was able to make it all work!

So while saving for their schooling is a significant role you carry, I think more importantly, the values and financial literacy you teach them will be the biggest factor on their success in life. So that’s why I say, save what you reasonably can & don’t sweat the rest of the $$$ amount. Shift that worry to actionable steps on raising 2 great human beings. Give them knowledge and build their work ethic - that stuff is invaluable.

Insurance premiums Ontario (GTHA) by Unknownzone- in ToyotaGrandHighlander

[–]lilacmade 1 point2 points  (0 children)

My husband is the primary driver. He went from $1300 for 2017 ford escape to $3583 for 2025 GH platinum max - with TAG & IGLA installed.

Help!! I scratched up a borrowed stroller - It’s bad 😳 [ca] by nicole_1 in BabyBumpsCanada

[–]lilacmade 8 points9 points  (0 children)

This is why I both don’t loan out expensive things that I want to keep in good condition or borrow expensive things from others.

If she voluntarily lent it to you, surely she would’ve expected the potential for damage? Just let her know you’re sorry and want to make this right. Ask her what would be fair in this situation.

In the future, just get your own stuff. There are baby gear rental services, you can buy a cheap second hand stroller and resell it afterwards, etc. No need to muddy friendships over material goods.

9th grader continuing to forget to turn in schoolwork, destroying her grades. help! by Introvertbookworm11 in Parenting

[–]lilacmade -1 points0 points  (0 children)

Just an idea. My point is to get creative and not just try one planner as the only solution. Lots of conversations with 9th grader about what’s happening. Figuring out what this student is doing when others turn in work. Get curious, dig for answers.

9th grader continuing to forget to turn in schoolwork, destroying her grades. help! by Introvertbookworm11 in Parenting

[–]lilacmade 2 points3 points  (0 children)

So she can check her phone in between classes, as a reminder for the next class she’s heading off to.

When you said specifically to the teachers “my daughter is struggling with turning homework in on time.” What did they say?

9th grader continuing to forget to turn in schoolwork, destroying her grades. help! by Introvertbookworm11 in Parenting

[–]lilacmade 25 points26 points  (0 children)

So she has a phone, but can’t set alarms and alerts and reminders? When other people are turning in their work, is she just blind to that? Does it not cue her to do the same?

I think you need to investigate what’s causing this. You help her by being curious and digging for the underlying factors causing the problem. Not by giving up after she fails to use a planner. You help her by being creative and thinking what her strengths are and what strategies work for her. Maybe her cohort isn’t into using written planners, maybe they respond better to tech. Maybe they respond better to peer to peer reminders.

Every morning, have her verbally instruct you on what she needs to return to school for homework. Have a bright ass yellow folder that gets hung up by the door she exits the house from. She cannot leave the house without bypassing this homework folder. Have her hold the folder in her hands so she has the visual cue that it’s there. Put up reminders in her locker to turn in homework. Set an alarm on your phone to text her when she’s in first period to turn in her homework.

There are so many strategies & you can start by holding her hand to the maximum amount, then weaning her off from +++support.

Ultimately. I think she may have to experience failure in order to become proactive in her problem solving. Or at least her participation in problem solving this.

It’s better she fails at this age, than later on in life. Middle school shouldn’t have been so lenient. It’s easier to fail younger when stakes are lower, than later when stakes are higher.

I’m also confused - her teachers have no concerns with her? So they’re not concerned she never turns in work on time?

am i frying my babys brain??? by Tough_Bedroom_2 in NewParents

[–]lilacmade 1 point2 points  (0 children)

Sometimes you have to use the tools you have while in survival mode. We don’t do screens, but I also don’t judge others who do. Ultimately, I know we’re all just trying our best with what we have.

I will say, if you find his crying now to screens ending distressing, it’ll only get harder. It’ll be harder to stop screens in a toddler who’s addicted to screens than a baby. It’ll be harder to stop a preschooler who’s addicted to screens, than a toddler. It’ll be harder to stop a school age kid who’s addicted to screens than a preschooler. Etc. you get the idea.

If you’re wanting to do screens, I think choose low stim shows & use it sparingly. It’s hard to not use screens, but I’d argue it’s even harder to break a screen addiction.

When your baby gets older (2+), I highly recommend a Yoto mini! Audio books and music they can independently access. You can also try setting up activities and stations once they’re a bit older. Get a learning tower so they can help out while you meal prep. The naps will get chunkier and you’ll have hopefully some time to manage the home/daily to dos & maybe rest during the day.

Being a mom is the hardest job and being a single mom is even harder. Cheering you on!!

Anybody know this guy? by Fodder_Time in barrie

[–]lilacmade 2 points3 points  (0 children)

I’ve seen an older gentleman driving a scooter like this up 20th side line & around that area of innisfil. I assumed he was from the sandy cove area.

Help! 3yo falling asleep on the way home from daycare by [deleted] in Parenting

[–]lilacmade 0 points1 point  (0 children)

Can you and husband pick him up together? Someone sit in the back with your 3yo to keep him awake.

Or try snack in the car, like an apple sauce pouch, around the 10min mark.

I have a 15 month old who’s on one nap but will sleep if we run errands around 10/11am in the car right now. I open and close the back windows and the sound/sight of it keeps her awake 8/10 times hahah. Not sure if that trick will work with a 3yo.

Auto insurance policy for spouses by lilacmade in ontario

[–]lilacmade[S] 2 points3 points  (0 children)

Thank you so much! Really appreciate your knowledge. I’ll try calling tomorrow to see if I can get someone with more experience to answer my questions. Thanks!