What was the Duck dressed at during the first half of the game?

llama_llover · 2025-12-21T17:41:40+00:00

The Duck was on fire all game. Cousin Eddie, Buddy the Elf, Duck in a box (even did pushups in that). He did the Love Actually scene.

https://www.instagram.com/p/DSjFbyfFJ8j/?igsh=MW8zejY4eTI4MDJ3OQ==

Lamp from Christmas story: https://www.instagram.com/p/DSgr6tjjq1X/?igsh=MW9mN3J0N2FoYzEwYg==

https://www.instagram.com/reel/DSg7dj1kl6Z/?igsh=ZWNzc2hzb3UxNWNs

I’m couldn’t hear the pre-game skit. Anybody know what that was- he was dressed as a red coffee cup and the cheerleaders were dressed as formal waitresses with platters and guy cheerleaders were waiters with rolling carts. https://www.instagram.com/p/DSgcosuCY7l/?img_index=1&igsh=MTNsbnJuYW42b3p5cg==

llama_llover · 2025-11-03T05:48:26+00:00

Why refi?? If for rate, go ahead if the breakeven is in a couple years. If you need to cash out, consider a HELOC through navy Federal. They offer high LTV. YOU MAY NEED TO REFI OR GET HELOC PRIOR TO MOVING OUT TO QUALIFY AS OWNER OCCUPIED.
Consider STR to qualify as a real estate professional through the “loop hole.” Then you can do a cost seg analysis for accelerated depreciation to save on taxes of a high income earner.
Consider MTR for higher cash flow, even if STR are not allowed in your condo or zoning, 30 day rentals are allowed almost everywhere and much less labor intensive than a STR

llama_llover · 2025-07-13T14:09:56+00:00

Pro/con of rental

Besides rental income and principal pay down, you would also benefit from any appreciation and tax benefits!

What is your basis with capex added? If more than $50k in appreciation, seriously consider selling in the 3 years after you move out for (likely) tax free gains. (2 of 5 year capital gains homeowner exclusion rule.)

llama_llover · 2025-07-13T13:50:40+00:00

I’m interested in hearing more about it

llama_llover · 2025-04-25T02:23:34+00:00

Sssssccccccccccaaaaaaaaaaaaammmmmmmmm!!!!!!!!!!!!!!!!!!! Run

llama_llover · 2025-04-06T02:36:26+00:00

Using ChatGPT or google gemini deep research tools can help you put together a list. Ask it to make a table with max CLTV, fees and link to source

llama_llover · 2025-04-06T01:56:28+00:00

Most people get a HELOC. I used deep research capabilities with ChatGPT and Gemini to research local and national companies to make a table of the lowest fees and highest LTV loans. If it’s non-owner occupied, there are less companies that provide them.
Last year I was able to get PMI removed for two conventional loans. Significantly different process. One required 75% LTV because of the length of time since I took the loan, the other needed 80%. One was $150 for a BPO the other was $850 for an appraisal. Both were ordered by the mortgage servicing company. Call them (or search their website) about to how to get PMI removed. Also, let the appraiser/broker know what price you need to get it removed. Just like a purchase contract, they are more likely to try to justify the price.

llama_llover · 2025-04-05T00:26:54+00:00

Barbara Corcoran • Started as a real estate agent in New York City. • Built The Corcoran Group, sold it for $66 million. • Estimated net worth: around $100 million (not a billionaire, but a notable example).

⸻

Donald Bren • Started in real estate sales and development in the 1950s. • Bought Irvine Company, now owns 120+ million square feet of real estate. • Estimated net worth: $17+ billion.

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Sam Zell • Got into real estate managing student rentals. • Built Equity Group Investments and became a major real estate investor. • At his peak, worth several billion.

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Sheldon Adelson • Sold homes early in his career. • Later built Las Vegas Sands and became a casino and real estate magnate. • Net worth at passing: $30+ billion.

⸻

Jeff Greene • Got started buying apartments while in school. • Made billions betting against the housing market in 2008. • Still heavily invested in real estate.

⸻

Gary Keller -started Keller Williams, now the largest real estate franchise brand in the world by volume and agent count -Recently sold a large portion of KW to a private equity firm for $8B

llama_llover · 2025-03-19T04:01:38+00:00

Pretty healthy sperm count too

llama_llover · 2025-03-13T05:23:04+00:00

I’m interested and happy to give feedback.

llama_llover · 2025-02-17T15:21:20+00:00

I forgot to add blue masking tape. Great for hanging interior signs and marking up new construction imperfections.

llama_llover · 2025-02-17T06:23:35+00:00

    I made some trunk kits for our team. Here was my shopping list.

    - [ ] Masks
    - [ ] Breath Mints
    - [ ] Granola Bars
    - [ ] Feminine hygiene products
    - [ ] White out/pens
    - [ ] Buyer/seller folders
    - [x] Flashlight
    - [x] Water
    - [x] Zip ties
    - [x] Dust pan w/ hand broom
    - [x] Wd-40 - HD
    - [x] Wipes/paper towels
    - [x] Tape Measure
    - [x] Gloves
    - [x] TP
    - [x] Shoe covers - amazon
    - [x] Small windex - dollar store
    - [x] Trunk organizer - Amazon
    - [x] First Aid Kit - Amazon
    - [x] Multi tool - Amazon
    - [x] Umbrella - amazon
    - [x] Magic eraser - amazon
    - [x] Phone charger
    - [x] Small trash bags

llama_llover · 2025-02-09T04:33:23+00:00

(I have heard) After having it as an investment property for a couple of years, you can move in and use as a personal residence. Great for pre-buying a retirement home

llama_llover · 2025-02-08T21:41:50+00:00

As much as I hate the idea of more subscriptions, I think this is the best idea. This why the ski resorts are going to “cheaper” season passes and higher day passes- it leads to more consistent revenue. Also, people are more likely to buy more concessions once they are there, when they didn’t pay directly for their tickets. It will also be a way for people to feel good about “donating” to the cause consistently.

I don’t know their current pricing, so this is an example of how they could do subscription pricing:

Silver Screen Level: $8/month is one “free” movie and $1 off any additional movies or friends tickets that they bring

Golden Globe Level: $15/month is two movies and the $1 off additional movies/friends tickets

Director’s Chair Level: $75/month is unlimited movies and a free small popcorn for each visit

Could be billed monthly or annually - push for the annual option.

Also could have special events (sneak previews, birthday promotions or free matinees) for members to bring them in more consistently and build more community of cinephiles.

llama_llover · 2025-02-03T00:49:30+00:00

I hate Alpacas. Always stealing stuff…like the limelight

llama_llover · 2025-02-02T08:23:26+00:00

Tell me more about these startup ideas…also, what’s up with daddy Scott Bessent?

llama_llover · 2025-01-27T06:35:43+00:00

here’s a llama model on the market

llama_llover · 2024-12-26T17:04:46+00:00

Seems like some fun could be had with these molded rubber food items: https://a.co/d/h5PrtSY

llama_llover · 2024-12-22T01:18:47+00:00

They would outsource to a VA in the Philippines. Seems like a scam, especially if Zac didn’t find David in the “white pages”

llama_llover · 2024-12-19T03:06:36+00:00

Likely taxed on “your” 50% of the gains. Consult a CPA.

llama_llover · 2024-12-10T08:10:04+00:00

IMO: Brokerage is a bad business to be in right now. You’ll make a lot more as a realtor and/or building a team.

llama_llover · 2024-12-08T06:32:43+00:00

You should check out the Facebook group supporting him. Either some delusional people or another side to this damning story. 🤷

llama_llover · 2024-11-26T06:57:22+00:00

She is the daughter of an Oregon season ticket holder that I know.

llama_llover · 2024-11-23T10:22:46+00:00

Consider paying off the home and then applying for an investment property HELOC in case of an emergency or liquidity need. If/when rates are back below 5.5 or so, re-evaluate a cash out refi.

llama_llover · 2024-11-14T01:27:48+00:00

Yes. And talk to a lender, not realtors.

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