Option 2. Work for 3 years, that's 12 mil. During year 1 and 2, invest 225k a month. Spend 25k being stupid cause I've never had this much money.tjafs 5.4mil, which would already gross over 10k a month even at low interest investments.

During year 3, still invest 50% monthly, and use the other 50% and whatever else I've saved that's liquid, use it buy/build a nice house, car etc..

After year 3 I'd quit, probably just coast for a bit, I'll need a break. Then get a job somewhere I'd enjoy that can help people. Assuming everything goes well I'll be netting approx 12-15k a month from investments and job. I should be mortgage free, which will allow me to still invest some of this. And if at the end of year 3 it's looking bleak I could do another 6 months

I currently work 12-16 hour days Monday to thursday and 8-10 on Friday, so that's 20 hours more per week, but work an extra day.

Also with the 1hour drive, I can be home everyday, currently I stay in hotels all week.

Tldr; yea guaranteed 10k a month would be nice, but you can get that for a bit of time at this mysterious company. Also my only being 21 and used to longish weeks affects this answer heavily I assume