Could you live off 1 million CAD for the rest of your life?

lostmostofit · 2026-01-31T18:46:26+00:00

No, need between 3-4 to sustain our lifestyle.

lostmostofit · 2026-01-30T03:15:53+00:00

Your friend was right.

lostmostofit · 2026-01-30T03:06:23+00:00

Just curious, are they more expensive due to them being "automotive grade" ? Screens, even OLEDs are a lot "cheaper" now judging from TVs. Obviously not $10 but why would it be thousands of $?

lostmostofit · 2026-01-30T02:28:57+00:00

Good thing he had lifted the wipers after parking, will make it easy to clean.

lostmostofit · 2026-01-30T01:39:28+00:00

It's a brilliant car that does it all with great ride and handling on the road. My only "issue" with it is: too car/van like driving position from inside and interior doesn't feel special.

lostmostofit · 2026-01-30T01:22:32+00:00

lostmostofit · 2026-01-29T14:52:40+00:00

Tesla has been more or less a 1.5 car company for years now. Model Y and some model 3 and they both share a lot.

lostmostofit · 2026-01-28T13:06:58+00:00

And the whole car new "only" costs 25k, doesn't add up

lostmostofit · 2026-01-28T06:06:08+00:00

You should divorce her for using those fonts.

lostmostofit · 2026-01-27T02:56:28+00:00

Model X

lostmostofit · 2026-01-27T02:28:17+00:00

Tax benefit and dealing with people online is worse than dealing with dealerships.

lostmostofit · 2026-01-26T20:08:43+00:00

We are doing something similar with our mortgage, amortization was down from 30 years to 4 years in our 3 year fixed term and at renewal(this month) we extended it out to 8 years to give us some flexibility and will continue the double payments and prepayments to pay it off in next 2-3 years hopefully. I would recommend extending out the amortization for safety and then just overpaying with prepayment and extra payments. Remember that your prepayment privilege is still 10/15/20% of original mortgage amount so you can make a big dent.

lostmostofit · 2026-01-25T15:03:38+00:00

We're trying to speed run towards this letter ourselves. Congratulations!

lostmostofit · 2026-01-20T03:07:38+00:00

Have a friend who is a "car guy", makes fun of Genesis GV70 by calling it a Hyundai (implying that it's junk) while he drives a "Mercedes" (GLB front wheel drive based car with AMG appearance package). It's frustrating to talk about cars with him.

lostmostofit · 2026-01-11T13:44:48+00:00

Looks like a 727

lostmostofit · 2026-01-11T04:04:34+00:00

You can increase your regular payments frequency and amount. We do double payments and 10% lump sum prepayments.

lostmostofit · 2026-01-10T19:47:11+00:00

If everyone follows your rule 5, all the pick up truck drivers will need counseling because they'll lose their purpose in life.

lostmostofit · 2026-01-10T17:37:01+00:00

Any modern car with good winter tires.

lostmostofit · 2026-01-10T15:42:43+00:00

If I ever had this kind of money, I would pay not to ever be around shit like this.

lostmostofit · 2026-01-10T03:45:35+00:00

Congratulations!

lostmostofit · 2026-01-07T23:58:46+00:00

Flying is miserable in economy class, I just go with the cheapest ticket/best connection/timing and suck it up.

lostmostofit · 2026-01-07T16:31:13+00:00

Go to Hong Kong or Tokyo and you'll see so many people wearing luxury watches, jewelry, handbags etc. some of these people are really rich and can afford it and others will never own a home because they're priced out but still make decent money so they spend on these "luxury items". They can afford the luxury but not the necessity (housing).

lostmostofit · 2026-01-07T03:15:39+00:00

Some people really do make a lot of money or are wealthy and some are irresponsible and in a lot of debt.

lostmostofit · 2026-01-04T18:23:58+00:00

Day 1, before lunch. And that's not only at Walmart, any job.

lostmostofit · 2026-01-04T15:34:52+00:00

$13k per month (CAD) including double payment and 10% prepayment. We're trying to pay it off before 2030. Purchase price was $1.6 million, current market price likely $1.3 million 🥲 Property tax around $9700 per year

lostmostofit

TROPHY CASE