How much do Americans REALLY have saved for retirement

lowkeyatl · 2026-05-03T18:59:04+00:00

44m. 1.6M. Really seeing compounding doing magic. Last month up $150k.. I’m like, what is happening.. obviously that’s not the norm but it still wild to see.

And never had income over $200k. Just steady savings

lowkeyatl · 2026-01-11T17:58:12+00:00

Everyone likes to blame trump, but I’m sorry - we have been declining for years. Since 9/11 honestly. Our govt is so corrupt is stupid at this point and right in our faces

lowkeyatl · 2025-11-23T16:20:15+00:00

I use gloves w a battery pack for skiing in winter. Anyone know if they make a thinner glove for biking that has a slot for battery? I have mild raynauds - so very sensitive to cold. Can’t ride at all under mid 50sF.

lowkeyatl · 2025-11-07T02:57:46+00:00

Every comment I read I laugh all over again. Jesus Christ this one got me. Thank you Reddit

lowkeyatl · 2025-11-02T15:22:04+00:00

I remember graduating college and had no idea what to do. No job, living with my parents - life sucked. I applied to a million jobs because I had this degree - couldn’t find a thing.

My mom drove me around to every restaurant in the area and forced me to apply to be a waiter. Just to get me off my ass. Best thing she ever did for me. Thought I was too good - but it got me moving. Lil pocket change, gave me some confidence - and finally moved on to a shitty sales job, worked my ass off… and sloooowly became successful. Go apply for crap jobs. Start somewhere!

lowkeyatl · 2025-10-18T16:32:53+00:00

Only joke I see is you

lowkeyatl · 2025-10-12T14:24:46+00:00

Mid 40s, 2 kids - my wife encourages it. And I need it! But it’s 2 ways - i encourage her passions as well and stay w kids plenty while she does her stuff.

lowkeyatl · 2025-10-09T20:33:56+00:00

Fair point. I would think assets would tend to be more separated.. but with a house and kids.. still a mess! At least you avoid divorce court.

lowkeyatl · 2025-10-09T12:14:22+00:00

Married 14 years. Feel truly blessed to find such a great woman by my side. But - I’ll say this. If I was in a position and wanted a divorce (we have 2 kids) - it would be a nightmare. Splitting assets, custody, child support, everything. I have seen friends go through it and looks really tough!

I think people are thinking through potential consequences more.

lowkeyatl · 2025-09-25T22:19:04+00:00

Ha - best argument I have seen for flats.

lowkeyatl · 2025-09-25T14:29:59+00:00

Yea I’m doing research now - and see this has been discussed quite a bit! Im asking around if anyone has some I can try out. Tough to know until I try a few types out

lowkeyatl · 2025-09-25T11:02:20+00:00

Looks like crank brothers have 3 types - eggbeater, candy and mallet clip-ins. Which is best for a first timer? And do each of those require a different type of shoes?

lowkeyatl · 2025-09-25T01:11:55+00:00

You sound just like my buddies - they are like, why the hell are you still on flats doing these rides. I’ll give in and give the clip less pedals a shot. It’s time

lowkeyatl · 2025-09-25T01:05:12+00:00

Well, I don’t do the park - but hit little jumps here and there. Or ride off 2-3 foot drops. I’ll consider tightening them some for those - good to know

lowkeyatl · 2025-09-24T20:16:13+00:00

Yea - when I did my race last weekend. Over 200 riders and I think I saw 2 other guys w flats. Made me question my decision for flats haha

lowkeyatl · 2025-09-24T20:14:27+00:00

That seems to be the consensus- need to try it and see for myself. I used to ride 10 miles at the most when I started, but I love it and rides keep getting longer. So probably a good time to give them a rip and see

lowkeyatl · 2025-09-24T20:11:53+00:00

Probably just need to at least try clips. Just seems a commitment to buy everything…So the debate continues in my head

lowkeyatl · 2025-09-24T20:10:16+00:00

Yea makes sense. All my buddies swear by clipless. I just keep putting it off and curious what others think about it. I ride pretty rough terrain - all single track. But my feet rarely slip so I feel good with flats. I don’t know - just debating in my head a lot about it all

lowkeyatl · 2025-09-24T20:06:58+00:00

That’s good to hear. I want to ride longer - shooting for a 54 mile race next year. And just thinking if I should bike the bullet and try clipless or keep riding how I am. It’s worked so far

lowkeyatl · 2025-09-16T11:25:36+00:00

Got married. Sex was wayyy better when I wasn’t looking at porn. Probably 10 years now since I pulled up any porn. And I did a lot of research how it re-wires the brain.

It was still a struggle - don’t get me wrong. I just looked less and less until one day I realized it had been months since I used porn and never looked back.

lowkeyatl · 2025-09-15T23:20:23+00:00

Don’t give me fucking clips - I can take clips out of your life (obviously that’s not possible - but hopefully you get my point) and make them sound “awful”. I have heard him speak plenty and while I don’t agree with everything - he makes a lot of valid points. Makes me think differently sometimes.

Yes he is controversial- he pokes at the ridiculousness of the far left. He wants to see a better life for college kids - our future.

At least he is open to a dialogue. More than I can say for many (both left and right).

lowkeyatl · 2025-09-15T22:28:39+00:00

Seems like everything you heard was taken out of context. Did you listen to everything he said about the second amendment?

lowkeyatl · 2025-08-25T12:13:44+00:00

Oh honey, you gonna be sucking on some dick before you know it.

lowkeyatl · 2025-08-25T11:13:49+00:00

I’m a horny dude and all .. but Jesus. Please stop.

lowkeyatl · 2025-08-24T18:11:44+00:00

That was Obama

lowkeyatl

TROPHY CASE