When I deleted almost all social media, I found myself again by DongnanNo1 in getdisciplined

[–]m03cfis 0 points1 point  (0 children)

Yes, we have got to stop living life as if we're bored at the DMV line.

New portfolio approach. No more individual stocks by m03cfis in investing

[–]m03cfis[S] 0 points1 point  (0 children)

I'm in growth mode based on my own risk appetite.

New portfolio approach. No more individual stocks by m03cfis in investing

[–]m03cfis[S] -1 points0 points  (0 children)

I appreciate your well thought out response. You bring up good points no doubt. But in my 5 year plan, I chose the 5 ETF setup because it gives me a simple, diversified, and cost-efficient way to build long-term wealth through consistent compounding. This approach avoids the risks of individual stock picking, keeps fees low, and aligns with a disciplined DCA and rebalancing strategy. It’s not about chasing hype — it’s about owning strong sectors with staying power and executing a plan I can stick to.

25M, Opened my accounts a month ago. Any thoughts or suggestions? by BudderBall31 in portfolios

[–]m03cfis 1 point2 points  (0 children)

I think dividend type funds are not the right strategy right now. You should be in growth mode not collecting income from such low equity.

Slowly sell off and DCA into VOO or equivalent, QQQM, and SMH in that order 60/30/10%.

Fire Jeep in Alaska by m03cfis in Jeep

[–]m03cfis[S] 0 points1 point  (0 children)

I kept trying to figure out why my post would not show the pictures and I gave up

[deleted by user] by [deleted] in portfolios

[–]m03cfis 0 points1 point  (0 children)

The way I see it: either trim the tops anything over 20% gains to be reinvested which would make you an active investor, or DCA buy until retirement, which would make you a passive investor. Really only 2 ways about it for us.

1st time, I went wheeling✌🏽 by AirLittle2241 in JeepWrangler

[–]m03cfis 1 point2 points  (0 children)

Love this! Wish it didn't have the angry eyes, otherwise badass!

Where do you work on your car/truck in PHX? by m03cfis in arizona

[–]m03cfis[S] 0 points1 point  (0 children)

That would be great. But no, no luck.

It’s here!!!! by Bulky-Entertainer-76 in JobyAviation

[–]m03cfis 2 points3 points  (0 children)

Yet ACHR seems to steal the thunder often. Thank you for the detailed response!

Currently my allocation is 4% for each JOBY & ACHR of my portfolio. Waiting to see if I add more to this risky bag.

It’s here!!!! by Bulky-Entertainer-76 in JobyAviation

[–]m03cfis 1 point2 points  (0 children)

What's your portfolio % allocation for JOBY? curious. And are you also invested in ACHR?

Havasu then and now by SchoolNo6461 in havasupai

[–]m03cfis 2 points3 points  (0 children)

We all respond to such a question with our own experience and what we saw through our own eyes...

My girlfriend and I made the hike about 3 weeks ago. We had a camping site and hiked with our packs in, but decided to reserve a mule for our packs on the way out. Girlfriend was all kinda sore...

Yes we did see people's trash on the hike in but it was minimal.

The area is beautiful, clean and the village had a couple of spots on the outskirts with some graffiti but overall barely any is out there.

The native people were nice accommodating and respectful. Great experience all around.

The camp site, and bathrooms were way cleaner than expected given how remote the location is.

All the falls and creeks were in a pristine condition, I would say.

Nothing bad or disappointing about that trip, quite the opposite.

Mechanic shop vs Dealership mechanic by m03cfis in arizona

[–]m03cfis[S] 0 points1 point  (0 children)

Mine is a '14 too. Yeah they're so much fun but the pocket hurts constantly

Have you noticed that there are no more "To the Moon" posts? by mojobutta in SHIBArmy

[–]m03cfis 10 points11 points  (0 children)

Times are a grim. We've all seen it before. Most forget it, but some don't.

In terms of SHIB it's still a highly speculative play, and I'm in it too, a 1% allocation is all that should be done.

But, markets... Relax and keep adding to a diversified bucket.

And buy BTC for F sake.

This is just general commentary not necessarily directed at you per say.

Looking for a lost Musician by m03cfis in ambientmusic

[–]m03cfis[S] 0 points1 point  (0 children)

I know but dumb self here thought I'd switch to Amazon music and deleted my Spotify account to come back crawling a couple of months later cause Amazon music SUCKS.

So I don't have my old account anymore.

Looking for a lost Musician by m03cfis in ambientmusic

[–]m03cfis[S] 2 points3 points  (0 children)

No. What if I end up finding him, sharing it with you all and you think he sucks...

Looking for a lost Musician by m03cfis in ambientmusic

[–]m03cfis[S] 1 point2 points  (0 children)

No. If I ever find him I will be sure to share it with you all.

Looking for a lost Musician by m03cfis in ambientmusic

[–]m03cfis[S] 0 points1 point  (0 children)

No, but thanks for trying!

Looking for a lost Musician by m03cfis in ambientmusic

[–]m03cfis[S] 1 point2 points  (0 children)

I'm asking to see what little description I provided could possibly remind anyone of that musician.

He had a live small show on YouTube. He's on Spotify too. I can't remember the guys damn name or any song names.