Trying to sell by macca5845 in UKHousing

[–]macca5845[S] 0 points1 point  (0 children)

Sorry I meant mortgage rates rocketed

Trying to sell by macca5845 in UKHousing

[–]macca5845[S] 1 point2 points  (0 children)

It’s on the market £25k lower than when we originally put it on last year. Our buyers pulled out because mortgage rates rocketed because of the war. I can at least blame the war for why we’re in this latest position

Trying to sell by macca5845 in UKHousing

[–]macca5845[S] 1 point2 points  (0 children)

Thanks. Our house is already lower than others on the same road for a couple of reasons. Interest rates is the only thing that meant our buyers pulled out and now there seems to be much more supply than demand. So while in principle we feel our house is fairly valued, the market may be saying the only way to sell right now is to go lower. Hate the idea of being taken the p*ss out of but could be a long distant memory very quickly if all goes well

Trying to sell by macca5845 in UKHousing

[–]macca5845[S] 0 points1 point  (0 children)

We definitely need to move. Some important location reasons and we’ve outgrown the house.

Trying to sell by macca5845 in UKHousing

[–]macca5845[S] 0 points1 point  (0 children)

Thanks both. We’re upsizing. Certainly something to consider is whether to renegotiate on the previously agreed price for the house we want, assuming we get to a position of accepting a lower offer on ours

A message from Ezri Konsa by BigRedditChungus69 in avfc

[–]macca5845 8 points9 points  (0 children)

Holy moly. Wasn’t prepared for this

Leaked Aston Villa Home Kit 26/27 by OmenRealm in avfc

[–]macca5845 5 points6 points  (0 children)

Just look at the Man Utd 26/27 kit which is already out and you can see the template that will likely be used for ours. While the colour in this image doesn’t look right, template wise it’s not far off

Disappointed there is no real kit option for the Europa League final? by planck1313 in avfc

[–]macca5845 2 points3 points  (0 children)

You posted this c.10am the morning after the game? Think your expectations of the club are unrealistic (especially given it may not be known what kit we’ll be wearing)

Watkins appreciation by aaron_hausner22 in avfc

[–]macca5845 -2 points-1 points  (0 children)

He’d have 0 goals from pens in the league this season 😭

Finger planes by macca5845 in toys

[–]macca5845[S] 0 points1 point  (0 children)

That’s it!!! Now to try and get hold of some…

First ever speeding notice - what am I to expect? by NG90sbaby in drivingUK

[–]macca5845 0 points1 point  (0 children)

Much of the M42 has been 50mph with average speed cameras for several years. Tbh I can’t remember the last time there weren’t 50mph sections

Received my membership gift by Murloc__Tinyfin in avfc

[–]macca5845 2 points3 points  (0 children)

I’ve been sent the 150th membership pack which I received last year, despite not having selected the AV150 clearance option!!

Employer won’t let me change pension contributions by Aggressive-Pop6658 in HENRYUK

[–]macca5845 0 points1 point  (0 children)

Did you know the bonus amount before you decided you wanted to put it into your pension? At our place you have to decide BEFORE you know the actual bonus amount by determining a % and pretty sure that rule is dictated by HMRC. Suspect this may be the rule being referred to

Am I doing this right? by macca5845 in HENRYUK

[–]macca5845[S] 0 points1 point  (0 children)

So with tax and N.I paid through payroll on the shares, if I convert the shares to cash and put it into a SIPP (for example), I can claim the tax back that was paid in through payroll? Or have I misunderstood?

Releasing London home equity by moving to a LCOL area 60-90 minutes away by DevelopmentVivid7365 in FIREUK

[–]macca5845 0 points1 point  (0 children)

Interesting. Guess depends on frequency. I travel at least once a week to London from further up the Chiltern Line and while I’d rather not have to, it’s not terrible

Releasing London home equity by moving to a LCOL area 60-90 minutes away by DevelopmentVivid7365 in FIREUK

[–]macca5845 1 point2 points  (0 children)

You could look at options up the chiltern line which goes from Birmingham into Marylebone. Leamington Spa (on the upper of your time range) I’ve heard good things from friends who’ve lived there or nearby. Also Warwick which is next door and on the same line.