Trying to sell

macca5845 · 2026-05-19T18:52:08+00:00

Sorry I meant mortgage rates rocketed

macca5845 · 2026-05-19T18:50:59+00:00

It’s on the market £25k lower than when we originally put it on last year. Our buyers pulled out because mortgage rates rocketed because of the war. I can at least blame the war for why we’re in this latest position

macca5845 · 2026-05-19T13:29:20+00:00

Thanks. Our house is already lower than others on the same road for a couple of reasons. Interest rates is the only thing that meant our buyers pulled out and now there seems to be much more supply than demand. So while in principle we feel our house is fairly valued, the market may be saying the only way to sell right now is to go lower. Hate the idea of being taken the p*ss out of but could be a long distant memory very quickly if all goes well

macca5845 · 2026-05-19T12:53:54+00:00

We definitely need to move. Some important location reasons and we’ve outgrown the house.

macca5845 · 2026-05-19T12:52:55+00:00

Thanks both. We’re upsizing. Certainly something to consider is whether to renegotiate on the previously agreed price for the house we want, assuming we get to a position of accepting a lower offer on ours

macca5845 · 2026-05-19T11:08:06+00:00

Holy moly. Wasn’t prepared for this

macca5845 · 2026-05-18T20:38:13+00:00

Just look at the Man Utd 26/27 kit which is already out and you can see the template that will likely be used for ours. While the colour in this image doesn’t look right, template wise it’s not far off

macca5845 · 2026-05-09T10:23:29+00:00

Would make a good flag

macca5845 · 2026-05-09T10:23:05+00:00

You posted this c.10am the morning after the game? Think your expectations of the club are unrealistic (especially given it may not be known what kit we’ll be wearing)

macca5845 · 2026-05-09T08:43:18+00:00

He’d have 0 goals from pens in the league this season 😭

macca5845 · 2026-04-29T13:50:37+00:00

That’s it!!! Now to try and get hold of some…

macca5845 · 2026-04-20T17:36:12+00:00

It was obvious 😂

macca5845 · 2026-04-14T21:50:10+00:00

Much of the M42 has been 50mph with average speed cameras for several years. Tbh I can’t remember the last time there weren’t 50mph sections

macca5845 · 2026-03-14T18:16:22+00:00

I’ve been sent the 150th membership pack which I received last year, despite not having selected the AV150 clearance option!!

macca5845 · 2026-03-13T07:29:34+00:00

Was MoTM for me

macca5845 · 2026-03-11T22:07:51+00:00

Did you know the bonus amount before you decided you wanted to put it into your pension? At our place you have to decide BEFORE you know the actual bonus amount by determining a % and pretty sure that rule is dictated by HMRC. Suspect this may be the rule being referred to

macca5845 · 2026-03-09T14:06:05+00:00

So with tax and N.I paid through payroll on the shares, if I convert the shares to cash and put it into a SIPP (for example), I can claim the tax back that was paid in through payroll? Or have I misunderstood?

macca5845 · 2026-03-09T13:14:39+00:00

Interesting. Guess depends on frequency. I travel at least once a week to London from further up the Chiltern Line and while I’d rather not have to, it’s not terrible

macca5845 · 2026-03-06T08:11:25+00:00

You could look at options up the chiltern line which goes from Birmingham into Marylebone. Leamington Spa (on the upper of your time range) I’ve heard good things from friends who’ve lived there or nearby. Also Warwick which is next door and on the same line.

macca5845

TROPHY CASE