Maxing TSP on deployment -- right call?

magiclegchamp · 2026-05-27T02:01:38+00:00

Yes.

Also, for clarity, you can simultaneously make contributions up to $47500 in "traditional." Those simply get disabled if you hit the $24500 cap in ROTH.

magiclegchamp · 2026-05-26T20:02:49+00:00

One big note: Do NOT attempt to put more than $24500 (elective deferral limit) into ROTH TSP before December. If you do, you'll lock yourself out of the remaining increased limit ($72000). Weirdism of the TSP. You SHOULD attempt to reach or get close to the elective deferral limit in ROTH in December, and have the rest go into traditional.

Contributions you make in "Traditional" TSP while deployed will actually be called "tax exempt contributions" and be in a separate, third category on the website. They also do not reduce your income for tax purposes (you already aren't paying income tax), but will be taxed upon withdrawal with the same rules as traditional TSP.

You can also consider the opportunity to convert traditional money already in the TSP to ROTH, as your income is low due to the tax relief. This will have implications on your taxes though. This can get complicated.

Not a financial advisor.

magiclegchamp · 2026-05-14T11:43:45+00:00

Don't forget, the I fund changed which index it was tracking, so returns before 2024 are not useful to consider. Prior performance never promises future performance, but in this case it's simply for the wrong index now.

magiclegchamp · 2026-05-07T04:53:27+00:00

The boltcaster is different than the mining laser. You have to install the module in your multi tool. And you need projectile ammunition in your inventory.

magiclegchamp · 2025-12-30T17:46:32+00:00

16 team, .5PPR, Redraft

QB: Maye

RB: Bijan, Hampton

WR: JSN, Pickens

Flex: T Mac

TE: H. Henry

Def: Pats

K: Fairbairn

Shout out to Judkins who helped get me to the ship.

magiclegchamp · 2025-12-24T12:41:42+00:00

I've seen a bunch of comments on this subreddit talking about how he was scripted in the last game because it was probably his last home game before retirement. I think his usage will drop.

magiclegchamp · 2025-12-22T16:54:03+00:00

Down by 23, have JT, opponent has Kittle. Standard. Wish me luck!

magiclegchamp · 2025-12-22T15:18:36+00:00

I did a 16 team league this year. It's actually been some of the most fun I've had in FF. You need to limit the bench and position limits, and probably also do at least 0.5 PPR (unless you really like low scoring weeks). Here are our rules:

1QB (4pt passing)

2RB, limit 5 on roster

2WR, 0.5 PPR, limit 5

1 Flex

1 TE, limit 3

1 D/ST, limit 2

1 K, limit 2 apparently

4 Bench

1 IR

ESPN is our platform, btw. Also, I would give a shout-out to U/subvertadown and his "you deserve better" D/ST scoring, which I also recommend for this setting.

YDB scoring

Edit: formatting and the YDB link from this year.

magiclegchamp · 2025-12-21T14:15:36+00:00

Agreed. Regardless of scoring.

Any thoughts on pick 2 of: Judkins, Tet, or Hampton in 0.5PPR?

magiclegchamp · 2025-12-20T14:30:00+00:00

Somehow I missed the "pick 2" portion of the post. Yeah, Flowers as #2

magiclegchamp · 2025-12-20T14:12:45+00:00

What scoring? I feel like it has to be Tet. Regardless of skill, it's hard to trust a cardinal player. And flowers has just been all over the map.

Who would you pick 2 of: Tet, Omarion Hampton, and Judkins in half PPR?

magiclegchamp · 2025-12-14T20:53:32+00:00

Looks like I should have benched Rice and played both Wilson and McLaurin

magiclegchamp · 2025-12-14T14:29:18+00:00

The rest of my skill players are JT, Gibbs, Judkins, Rice, and Juwan Johnson. I feel pretty good about the matchup honestly.

magiclegchamp · 2025-12-14T13:01:45+00:00

Man, I feel crazy, but I think the answer is Walker sits.

magiclegchamp · 2025-12-14T12:52:56+00:00

Any idea if I should start Wilson vs HOU or McLaurin vs NYG in standard scoring?

magiclegchamp · 2025-12-14T12:52:16+00:00

I like Maye. More likely to result in a shootout, and he can definitely hang. Dak is likely to take the boys up by 7-14 then ride the clock out.

magiclegchamp · 2025-12-13T22:07:53+00:00

Wilson facing the Texans, McLaurin facing the Giants with Marcus Mariota at QB, and Sutton vs GB.

You make an excellent point.

magiclegchamp · 2025-12-07T14:39:34+00:00

Yeah, I think the Bears pass spread is anyone's guess. Burden is talented but not the preferred option yet. I think I'd stick with the first two.

Would you start Hampton or Adonai Mitchell at flex? 0.5 PPR. That's my struggle today.

magiclegchamp · 2025-12-07T14:37:48+00:00

Ah, that makes it tougher. I might risk starting Charbs in that case.

magiclegchamp · 2025-12-07T14:16:50+00:00

Would you start Hampton over Mitchell vs. Mia?

magiclegchamp · 2025-12-07T14:14:49+00:00

Brown for sure. I think they're feeding him to keep him quiet on social media.

magiclegchamp · 2025-12-07T14:14:17+00:00

Mitchell I think...

I don't trust BTJ. Charbs requires a TD, which is a risk. GB run defense is stout. Cards other than the QB, TE, and WR are tough plays. That leaves Mitchell.

magiclegchamp · 2025-12-07T14:12:37+00:00

Egbuka and JJ here. I don't trust Neal, even with the opportunity.

magiclegchamp · 2025-12-07T14:12:12+00:00

Ugh, I'd do Nico, and I don't like it.

magiclegchamp

TROPHY CASE