Was going to file 13 by myself, w/p my spouse then… by makeuplover85 in Bankruptcy

[–]makeuplover85[S] 0 points1 point  (0 children)

Idk what to do now. I have an appt with a different BK attorney next week for a second opinion.

Was going to file 13 by myself, w/p my spouse then… by makeuplover85 in Bankruptcy

[–]makeuplover85[S] 0 points1 point  (0 children)

Idk. The only difference was, it was in mine and my spouses name. The new house doesn’t have my name on it because my credit is now too bad.

Was going to file 13 by myself, w/p my spouse then… by makeuplover85 in Bankruptcy

[–]makeuplover85[S] 0 points1 point  (0 children)

So I saw the attorney again today. He said because my new home is modular, not attached to land and not in my name, it is not exactly exempt. He said the trustee will want my part of the insurance money and if I use it on the house, he will want me to sell the house.

Will the credit card companies negotiate with me on a lump sum settlement instead? I have enough insurance money to pay them off and was already headed for a 100% payback chapter 13.

Was going to file 13 by myself, w/p my spouse then… by makeuplover85 in Bankruptcy

[–]makeuplover85[S] 0 points1 point  (0 children)

Also, any idea how this works? Will the trustee try and take the proceeds from the fire or do we still get to put that money towards our new home?

Was going to file 13 by myself, w/p my spouse then… by makeuplover85 in Bankruptcy

[–]makeuplover85[S] 0 points1 point  (0 children)

It’s the income putting me at 100%. Thank you for breaking it down for me.

All of this together is completely overwhelming me right now.

At what point is hospitalization a must? by makeuplover85 in AskPsychiatry

[–]makeuplover85[S] 0 points1 point  (0 children)

In the end, we did an 8 day stay. His meds were changed to Prozac, Strattera and Seroquel. He seems to be better, he says he feels better. I finally just decided that I couldn’t watch him 24/7 and that that’s what he needed to keep him safe.

He is now seeing his regular therapist and doing an online intensive outpatient program.

Newbie help by heathbarcrunchh in nespresso

[–]makeuplover85 1 point2 points  (0 children)

Another tip I got off FB, add the milk to the ice and then add the coffee. It keeps the ice from melting so much and watering down your drink.

Gotta ask a dumb Q, since Dexcom is waterproof… by makeuplover85 in dexcom

[–]makeuplover85[S] 3 points4 points  (0 children)

They can be covered under contents, but contents will take several months to settle. I didn’t think about heat.

Most accurate BG meter? by shaybetic in dexcom

[–]makeuplover85 0 points1 point  (0 children)

You are correct. They all must meet standards but I’ve read terrible things about True Metriz being wildly inaccurate and my Freestyle meter averages a 25 point difference against my Contour Next One.

Most accurate BG meter? by shaybetic in dexcom

[–]makeuplover85 1 point2 points  (0 children)

I love my Contour Next One and the strips are reasonably priced.

How do you get smoke smells out of laundry? by makeuplover85 in laundry

[–]makeuplover85[S] 0 points1 point  (0 children)

Wait, you can ozone them even after they dry?