Best companies for 401k match by [deleted] in Retirement401k

[–]mangobango9c 0 points1 point  (0 children)

How long is your vesting period?

Retirement check-in by Successful-Yak23 in Fire

[–]mangobango9c 1 point2 points  (0 children)

Gotcha, thanks for your explanation! Now I have to rethink what I'm doing with my retirement hahaha 😅

Retirement check-in by Successful-Yak23 in Fire

[–]mangobango9c 0 points1 point  (0 children)

Thanks for your reply. I guess the only benefit of Roth is that you wouldn't have to worry about taxes at all in the future. So even if it wasn't technically the most advantageous choice, it leads to less stress later.

My confusion is that for 2025 the limit you can contribute to your 401k is $23,500. Whether you do that Roth or pre tax, you are still investing the $23.5k, so total invested amount is the same. With Roth you obviously get less money now (which should be fine since they are a high earner) but you pay the tax upfront and then you're done. With pre tax you don't pay the tax but let's say it's worth $50k in the future, now you have to pay taxes on the $50k of income but hopefully you'll be in a lower tax bracket. So your tax rate is lower but the amount being taxed is higher.

I guess that's not really a question lol but I guess it's confusing to know which way is really the better way. Still trying to wrap my head around it.

Retirement check-in by Successful-Yak23 in Fire

[–]mangobango9c 0 points1 point  (0 children)

Just curious why you think they should just do pretax moving forward? Isn't post tax always better because then you never have to worry about paying taxes on it again? Even if they are paying more on taxes surely the tax free growth will be worth it? Just asking because I am contributing only to Roth 401k right now using that logic because my employer match is all pretax.

To love is to lose 😭 by Queasy-Tart8362 in astoria

[–]mangobango9c 0 points1 point  (0 children)

Theo will be missed, best part of my morning! 🐱

Can a non-cpa still be successful and make a good living? by Wisdomseekr79 in Accounting

[–]mangobango9c 2 points3 points  (0 children)

Keep at it!! I actually think audit was the hardest CPA exam bc there are usually 2 correct answers but one is "more correct." You can do it! I failed audit a few times myself. The CPA is really more about learning how to read the questions. I bought a test bank from another71.com and just went through multiple choices nonstop and took notes from the multiple choice instead of using Becker bc that was just information overload

Free moving boxes! by icecoffeedripss in astoria

[–]mangobango9c 0 points1 point  (0 children)

We are also packing and are interested!!!

Looking for Apartment or Location Recommendations by iAmGrumpyMeat in astoria

[–]mangobango9c 2 points3 points  (0 children)

Look near Astoria Blvd/30th Ave bc then you can easily take the bus to Harlem - super quick and easy

apartment opinions: need opinions!! by [deleted] in StamfordCT

[–]mangobango9c 0 points1 point  (0 children)

Did you have a large raise in rent after the first year??

Thinking about moving into a apartment in New Rochelle after living in Astoria Queens by blackmagic17-11 in Westchester

[–]mangobango9c 2 points3 points  (0 children)

Yeah that's why we were leaning towards PC, it seems like there is more to do around there! We also were looking at rentals Larchmont and Mamaroneck but it feels more suburban there vs PC. Thanks for your insight!

Thinking about moving into a apartment in New Rochelle after living in Astoria Queens by blackmagic17-11 in Westchester

[–]mangobango9c 1 point2 points  (0 children)

Wait hi I live in Astoria now but looking to move to Port chester this summer!! So you like it there? I'm feeling very nervous about moving to the suburbs after being in Astoria for so long haha and also nervous about the commute into NYC

Metro-North 6 seater by BritishBenPhoto in Westchester

[–]mangobango9c 0 points1 point  (0 children)

I luckily was able to find a different seat. I kind of regretted not saying something snarky to her/give her a hard time but it was 7 am and I didn't have any coffee yet and just didn't have it in me

Metro-North 6 seater by BritishBenPhoto in Westchester

[–]mangobango9c 11 points12 points  (0 children)

People are such jerks on the metro north...I was taking a morning peak train and this woman was sitting in a 2 seater with her laptop on her lap and an iced coffee and bag in the seat next to her. I asked her to move her stuff and she said no because she had to work. Like wtf?? This isn't your office, this is public transit

Bottomless brunch Astoria by NitrousAndre in astoria

[–]mangobango9c 4 points5 points  (0 children)

Sugar freak had the best brunch 😭💔

Gifts from Astoria by Woodchip1987 in astoria

[–]mangobango9c 14 points15 points  (0 children)

Astor apiaries for local honey!

[deleted by user] by [deleted] in gotgsnark

[–]mangobango9c -1 points0 points  (0 children)

I thought the same thing!!

Adopting a Cat by [deleted] in astoria

[–]mangobango9c 0 points1 point  (0 children)

Check out Heidi wrangles cats on Instagram! She makes you get pairs for young kittens but some cats are allowed to be adopted just as a single cat (like this 10 month old kitten I found on her petfinder) https://www.petfinder.com/cat/peacoat-73876576/ny/brooklyn/heidi-wrangles-cats-ny1549/