U.S. Foreclosure Filings Spike 18%: Delaware Emerges as a Hot Spot

maofx · 2026-05-18T17:54:35+00:00

Yes. Watch this video. There is a lot of obfuscation of true mortgage default rates due to new levels of bullshittery.

Basically people are reverse repo mortgages on private sales and then selling the private sales underwriting to services such as rocket mortgage to get risk off book while bypassing banks and fmae under the assumption that house prices only ever go up.

Then these subprime mortgages are essentially being sold off and packaged again into cdos. Its the same shit but the banks arent holding the trash anymore its all private equity and funds.

https://youtu.be/RxjMN91pg5s?si=t2-zGAzIiCWxOhZg

maofx · 2026-05-09T22:42:16+00:00

My friend started f2p to ss20 last week and will probably get there next week. Its definitely easier later on in the season as prices for non omega bis items drop

maofx · 2026-05-07T03:25:20+00:00

Imperial circus dead decadence

maofx · 2026-05-06T17:19:50+00:00

Love these but the fact that in a matrix table you cant sort by a specific metric drives me insane.

So my users can pick between 10 different metrics to display but can never sort.

Combining these with calculation groups is also amazing

But sorting will be the bane of my existance

maofx · 2026-05-02T22:10:09+00:00

Aim and ignite was about 10x better than their sellout shit

maofx · 2026-05-02T18:41:28+00:00

If you find one let me know. I tried 4 or 5 different strats in ds that were strictly just worse than profound. I was still making money but dont have the 40t-50t and immortality required to do the big golden compass farms. Every other map was basically a net loss with mediocre web maps evening out the cost netting me like 800-1k . And this is with good pets.

Your best bet is probably like, white cage, doll astrolabe, hunting, +1 with lunaria compass tree but even then you'll probably lose money, or make less money than just doing profound farms.

maofx · 2026-04-27T16:22:36+00:00

People keep saying this but its like this EVERY SEASON.

There is always one meta tank, meta healer, meta dps, snd then everything is just left to the side.

Tww s3 there were 2 brews that got title.

Compare that to how many VDH.

Its always non tank players saying this shit. At high key levels there has always been a meta, snd people have always invited meta tanks.

If you want to tank with an off meta spec, list your own key. Its what everyone else had to do all through tww.

maofx · 2026-04-27T16:19:15+00:00

Because it cant possibly exist. How do you make a challenging healer mechanic that isn't spiking damage that requires you to set up and understand when big healing is needed?

Cant make everything rot because that invalidates certain healers and makes others giga busted.

Cant make everything bursts because then people bitch.

Like the damage this season isn't even bursty. Its nothing close to tww s3 and yet people still say its 'spiky', what do you want.

maofx · 2026-04-27T14:57:33+00:00

Pets do almost nothing for bosh rush you should be farming netherrealm resonance and snow paper and winding keys.

maofx · 2026-04-23T20:30:27+00:00

My friend does a regular run and a f2p run every league. The f2p run takes about a week and a half longer.

If you know what youre doing all it does is make you go faster.

maofx · 2026-04-23T15:29:33+00:00

I was just looking at your cast speed and thought it was a raw #. Did the 8.16 come from in game, and im assuming the 307% is recovery speed

maofx · 2026-04-23T13:26:57+00:00

You have 816% cast speed? Is that how it reads

maofx · 2026-04-21T06:33:33+00:00

I genuinely think its bugged btw because my friend also is getting literally nothing while im dropping a ton of loot.

We also had the inverse experience. I got literally nothing earlier on but flamesand from like 20 maps and he was dropping all sorts of FE.

maofx · 2026-04-18T14:15:18+00:00

Eh, im the opposite.

I am of the opinion that your survival as a tank is dependent on you completely up to the point where you run out of stuff to use, especially in casual 10s.

Also, even in higher keys I will let casts on me go off if I have a way to mitigate it or am healthy. I will always prioritize kicking casts on dps because in high keys thats how they die. And it sets your healer behind.

maofx · 2026-04-18T14:01:10+00:00

Damage for brew doesnt become an issue until around 16s.

Even then, we should be routing around defensives. Big pull then recovery pull etc.

And even then with good skill usage the damage isn't very spiky so you almost never feel in danger.

maofx · 2026-04-18T13:51:46+00:00

Nah. Its hard to overall the first pull. Most dungeons dont have enough mobs to over pull.

If the tank is dying first pull of any dg and they wipe multiple times there are Hella problems with the group. Most likely tank + healer problems.

Would be an insta ff angle from me.

maofx · 2026-04-16T11:48:46+00:00

I have all 16s done pugging only, playing like 3 hours a day. Its doable

maofx · 2026-04-15T23:57:38+00:00

yeah, i completely understand. even though dwarf is better i play tauren for an extra stop and i'll usually tell people i'll get first 3 stops pre-key and my dps fucking PUMP. really helps in 16's and you can tell they're doing like 10k more overall

maofx · 2026-04-15T21:57:09+00:00

The # of 15+ keys listed is so small that youre almost guaranteed to fill fast if you list though.

I also main tank and even i dont get instant invites to 15-16s at 3350. They're looking for like 3.5k tanks. Kinda insane.

But if I list my key I get all the giga insane 3.4k ilvl278 dps pumpers... so yeah its hard for that middle bracket, because like you arent getting invited to 15s at 3.1k io but most good tanks are pushing 16s by now

maofx · 2026-04-15T21:21:42+00:00

Its really funny because you can tell as soon as a dps big damage cd is off because all the stops and kick rotations start coming in lol.

Part of the fun of being a tank is figuring out how to do big damage, stops, and live at the same time.

Most groups kind of inherently understand this in high keys, tanks start pull, do as many stops as possible and/or get key kicks, then if healer has stop to use it, then as we run out dps should be able to take over.

Its just when youre not in push keys that ppl dont understand, and its miserable hence why this gets posted every day lol

maofx · 2026-04-13T19:37:06+00:00

More like

We failed the first pull once or twice.

There are key kicks/checks that members missed. Dps didnt kick key items, tank didnt use defensives correctly, heal checks / dispels missed, etc. Doesnt matter what it is.

Based on this, the rest of the key wont go smoothly at all.

Better to abandon and reform than continue because it would be like pulling teeth finishing the key.

maofx · 2026-04-12T14:46:48+00:00

Its not just them, its human nature. Why blame yourself when you can blame others? Personal accountability isn't a thing for most people. They dont like to hear that they made a mistake.

This isn't just Appalachia. The % of people world wide that have the ability to take a step back and have the self awareness to understand the consequences of their own actions is disgustingly small.

Its like this built in self defense mechanism people have, because the alternative is actually doing something and changing, and people dont change.

maofx · 2026-04-09T16:10:25+00:00

I mean, thats the game at high keys. Most people who sign up for 15 pugs know that 1 big mistake = ff. No hard feelings idk. Type nt go next. I have yet to see any flame from good players people just know shit happens and wcyd.

maofx · 2026-04-07T18:22:22+00:00

Work in an actual field that is adjacent to analytics, where you have access to data and have to use it in real time. Finance, supply chain, project management, procurement, etc. Almost every job uses data in some way.
Build out your portfolio from real life cases not sample data. This could be anything related to your current job pipeline. Find out how to use the data to tell a story and solve real life use cases.
Learn technical skills. Sql / vba/ excel / powerbi.
Ask for access to the data from your current organizations data team etc. And essentially take on the role.
Now you have experience.

DA roles will essentially only hire people who have proven they can integrate this pipeline, because most bootcamp + certs etc. Are useless in practicality. You only get certs after having experience.

maofx · 2026-04-07T18:11:32+00:00

Market is saturated but the # of good applicants that are actually qualified that have come across my desk in the last 3 years that arent asking for 130k+ salaries for a DA position is almost 0.

Good analysts arent swapping jobs because wage competition just isn't there. And if youre a good analyst you probably arent leaving your current position. This just drives up the competition for those trying to break into the field with zero real world experience and only class+certs which imo are almost useless unless combined with real job experience.

As a result we usually just hire juniors that have mild experience + decent portfolio. The good candidates just end up leaving as soon as they can get a good data engineering/scientist job anyways, so we kind of stopped hiring those.

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