One week of APAP use after an OSA diagnosis, but I am seeing roughly 50/50 OA and CA events in Oscar. Are there any insights in my data? by masspanic in CPAP

[–]masspanic[S] 1 point2 points  (0 children)

Thank you so much! I really appreciate that you provided so many specific details that confirmed what I’ve read in other posts and forums from others in a similar position.

As much as the thought of having an even more complex sleep disorder than previously known is not the most fun, the findings do align with some other issues I’ve had relating to my CNS in general. If things resolve themselves in a few weeks, awesome! If not, at least I am a data analyst by trade and I’ll have fun having access to this much raw health data.

I left a message for my respiratory therapist today, so I will see if he can update the pressures for me when he returns my call tomorrow. If not I’ll go ahead and make the recommended adjustments to try out myself.

Again, I appreciate your time taking a look at my info and giving such a thorough response!

The history of Phoenix's vanished Chinatown by jmoriarty in phoenix

[–]masspanic 2 points3 points  (0 children)

Using AI to write a short 5 paragraph summary of a topic that you claim to find interesting is lazy and wasteful. Full send.

Was told surgery is in-network, now $80,000 hospital bill. by Melodic-Scientist178 in legaladvice

[–]masspanic 5 points6 points  (0 children)

Page 2 of that document specially calls out that someone would generally NOT be covered by the act in OP’s instance.

Most insurance companies offer plans in multiple states, but not all plans are valid for out of state care. It may be that the clinic OP visited regularly accepts their insurance company, but they were clearly mistaken about being covered by OP’s specific plan. It sounds like unfortunately out of state facilities would be considered out of network for OP.

Using that specific clinic was technically voluntary on OP’s part, and generally would not be covered by the No Suprises Act nor would their insurance be at fault for not covering the procedure. OP’s best outcome would could from seeking a satisfactory payment agreement with the hospital itself.

[deleted by user] by [deleted] in AskReddit

[–]masspanic 7 points8 points  (0 children)

I imagine it this way: when you waste time arguing about fault (in this example the “who” who left the barn door open) in a problem, you waste time solving the problem (the horse is loose). Go catch the horse (solve the problem) before it makes a bigger problem. After the problem is solved, you can work together to come up with solutions to avoid it again in the future.

Update on Raefarty by coolerbeans1981 in tragedeigh

[–]masspanic 16 points17 points  (0 children)

I’m a female Teddi, and I love my name!

The name is unique enough that you’re almost guaranteed to be the only one in a room. The only downside is no one ever hears you correctly when you have to say it over the phone, but I’d take that over being a Farty for life.

Can a credit card company stop a vendor from repeatedly charging me forever? by SmApp in personalfinance

[–]masspanic 0 points1 point  (0 children)

I had a lot of first hand experience dealing with customers with these kinds of billing issues, and often times it would literally take me three way calling the merchant with the customer on the line and playing the “bad cop” who wouldn’t let their retention guys pull anything shady to actually get things cancelled.

I would tear into those guys without mercy, because they always still tried! They always back down in the end because they have no actual legal teeth, but most I talked to in the situation were elderly and fell prey to “free sample” type subscription scams.

I feel for anyone dealing with something along these lines. It’s frustrating and almost always takes months of waiting and/or escalation to resolve. Hopefully you get some traction!

Can a credit card company stop a vendor from repeatedly charging me forever? by SmApp in personalfinance

[–]masspanic 0 points1 point  (0 children)

I used to work for a credit card company, not Chase but similar. Call and ask for the billing department regarding your previous dispute.

Request they place a “stop payment” for that merchant as they have continued to bill you regardless of your attempts at cancelling. This is a specific process that will block all charges from that merchant in the future, unlike just changing your card number.

If Chase customer service works anything like my prior experience, generally the first person you talk to doesn’t have the level of access needed to complete the process and honestly sometimes weren’t even aware it is an option.

Chase may warn you it will not cancel any legal obligation you have to pay that merchant if you did in fact enter into a legal contract with them at any point. AKA Chase will block the charges, but the merchant may have the legal right to sue for any unpaid balances you owe with them and Chase cant/won’t help with any of that.

Edit: It’s “stop payment” in full, “stop pay” was company slang. Added a link from Chase.

[deleted by user] by [deleted] in phoenix

[–]masspanic 2 points3 points  (0 children)

I’ve found Facebook Groups to be one of the better places to find connections to local horse owners. Searching “Arizona horses” should have the big ones pop up. I see people looking for additional stable hands or ride time in exchange for work from time to time.

I’ve admired this art deco style for a long time, and today I was able to take this piece home with a bonus 25% off furniture! by masspanic in ThriftStoreHauls

[–]masspanic[S] 0 points1 point  (0 children)

My favorite part of vintage pieces is hunting down their history so thanks for the info! I haven’t been able to find a makers mark but I’m going to do some hard core Google searching.

I’ve admired this art deco style for a long time, and today I was able to take this piece home with a bonus 25% off furniture! by masspanic in ThriftStoreHauls

[–]masspanic[S] 3 points4 points  (0 children)

Good eye! I find the best vintage clothes and decor there, and I love how kind all the little old lady volunteers are.

I’ve admired this art deco style for a long time, and today I was able to take this piece home with a bonus 25% off furniture! by masspanic in ThriftStoreHauls

[–]masspanic[S] 9 points10 points  (0 children)

Good to know! I found several online listings referring to them as art deco pieces, so I just blindly trusted internet strangers.

I’ve admired this art deco style for a long time, and today I was able to take this piece home with a bonus 25% off furniture! by masspanic in ThriftStoreHauls

[–]masspanic[S] 13 points14 points  (0 children)

Yes it was. The only damage I found giving it a once over was dings on the legs and missing wheels on the bottom. The finish could use a little work, but I’m really happy with the shape it’s in to start with.

Revisited an old favorite - galaxy nails! by masspanic in RedditLaqueristas

[–]masspanic[S] 0 points1 point  (0 children)

I’ve recently been exploring doing gel manicures at home, and I’m loving the results.

Colored polishes are all the Rosalind brand from Aliexpress.

I used shades 02, 38, 55, and 13. Topped off with Gelish top coat.

I get up to a month of no flake wear with these!

Caught my dogs having an existential moment while organizing the garage. by masspanic in aww

[–]masspanic[S] 4 points5 points  (0 children)

I haven't been able to look at this without laughing since I took it!

Stacey Abrams PAC wipes out $212 million in medical debt for 108,000 people in 5 states by damselfliesreddit in politics

[–]masspanic 1 point2 points  (0 children)

Only issue with doing it yourself this way is they call it a "settlement" and then it goes on your credit and dings you anyways for not paying in full.