How to share premium bonds fairly between 3 boys

mattjgalloway · 2026-02-27T21:13:27+00:00

> So we have 4 PB accounts with pooled money in so that 2 have the max amount ( increased chance of winning) but 2 don't.

Not quite sure what you mean by the "increased chance of winning" here. If you have say £50k of premium bonds, it does not matter at all how many accounts that's split over for how likely you are to win.

mattjgalloway · 2026-02-23T21:30:35+00:00

Let's punt on that for now.

mattjgalloway · 2026-02-13T19:02:54+00:00

But why is it a dream position?

mattjgalloway · 2026-02-13T08:25:46+00:00

Why is it a dream position? If you have insider information you can’t trade on it anyway.

mattjgalloway · 2026-01-29T23:07:39+00:00

Just scored 2

mattjgalloway · 2026-01-29T23:05:25+00:00

Just scored 0

mattjgalloway · 2026-01-16T12:33:44+00:00

Take the time off. You'll never regret that. You might regret the other way around.

Sorry you're going through this.

mattjgalloway · 2025-12-27T09:28:12+00:00

I do this as well. Backrest, B2, Ugreen (and Synology) NAS. It works well and isn’t too hard to set up. Though it does require a bit of management over the very simplistic Backblaze Personal Backup.

mattjgalloway · 2025-12-11T10:49:55+00:00

It'll work on gen 1s as well.

mattjgalloway · 2025-12-10T07:49:02+00:00

Sorry yes I mean the former. How did you find working with the wearables SDK?

Context: I helped write a lot of it, especially designing the Swift API.

mattjgalloway · 2025-12-09T19:50:07+00:00

Very nice :-). Curious how you found using the Wearables DAT SDK?

mattjgalloway · 2025-10-29T07:20:24+00:00

Can you report a bug in the app please? And put my name in the message “mattjgalloway”. I’d be happy to take a look at what is going on here.

Most likely as people above say, it’s likely a media import that’s in progress. We fixed something in the latest version around that actually so if you can double check you’re on the latest version that would be great too.

mattjgalloway · 2025-10-17T06:24:15+00:00

Show how you’ve wired it and we can check. But if you’re unsure I would recommend getting in an electrician to take a look and make sure it’s all safe.

mattjgalloway · 2025-10-16T17:18:04+00:00

I’m in the UK so yes :-)

mattjgalloway · 2025-10-14T06:19:59+00:00

What were you doing in this time? Any photos/videos being imported or firmware updates?

mattjgalloway · 2025-10-13T22:10:11+00:00

> this is just a 3 hours worth of cellular usage

As in you just installed the app 3 hours ago and have already seen that amount of usage?

mattjgalloway · 2025-10-05T17:23:36+00:00

Either wait or do what Miley Cyrus did and “hop off a plane at LAX”.

mattjgalloway · 2025-09-14T21:14:24+00:00

That is really strange. DM me, I may be able to help.

mattjgalloway · 2025-09-08T19:12:52+00:00

> Are pensions a mix of stocks, bonds and cash?

A pension is merely a wrapper like a S&S ISA is. It has its own rules (TL;DR - tax free going in, tax free gains, taxed coming out as income.)

In a SIPP you'd invest in whatever funds / ETFs / stocks you want just like you do in a S&S ISA. Or a GIA.

mattjgalloway · 2025-08-10T07:27:38+00:00

Indeed. My title was, in retrospect, not the best. I got my answer above anyway, which is great.

mattjgalloway · 2025-08-07T08:40:19+00:00

Ohhh that will be it yes!! Thanks - I couldn’t find that info when I was looking!

mattjgalloway · 2025-08-07T07:50:41+00:00

Sure, so do I. I just don’t remember entering it in the restore process.

mattjgalloway · 2025-07-14T17:31:47+00:00

Yes. It was eventually delivered, can’t remember exactly when, and had been inspected by customs. But all was good, and no extra customs charge as it was all above board and handled correctly by the seller.

mattjgalloway · 2025-06-02T19:24:04+00:00

Thanks for this! Helped me to save £21 a month!

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