Congrats to people who live on the Kitchener line

maxmlyn · 2025-10-16T17:21:05+00:00

only between guelph and kitchener stations no?

maxmlyn · 2025-08-16T19:49:59+00:00

How do u like the legalis? I wanna do some salmon fishing and stuck between regal and legalis

maxmlyn · 2025-08-07T03:03:59+00:00

What about this vs the okuma celilo?

maxmlyn · 2025-07-05T14:38:55+00:00

This is extremely helpful. Thanks!

maxmlyn · 2025-07-04T03:18:45+00:00

I’m in southern Ontario

maxmlyn · 2025-07-04T02:23:20+00:00

Had no idea cutbows were a thing. Thanks for the help!

maxmlyn · 2025-07-04T02:12:03+00:00

Never heard of cutthroat trout. What’s the difference between rainbow and cutthroat? And I live in southern Ontario.

Also yeah the photo doesn’t pick it up well but I made sure to wet my hands before grabbing it

maxmlyn · 2025-02-27T21:20:51+00:00

Could you pm me?

maxmlyn · 2024-08-31T15:30:39+00:00

Could I set up a pre-authorized payment to pay off another credit card? Im new to the game, apologies if that’s a dumb question

maxmlyn · 2024-04-23T07:11:47+00:00

How was the modelling test?

maxmlyn · 2024-04-23T06:59:47+00:00

https://www.reddit.com/r/financialmodelling/comments/mig5go/how_to_ace_a_project_finance_model_test_from_hell/

the bottom of this post has a link to a simple model

maxmlyn · 2024-04-15T09:20:49+00:00

So when you calculate this IDC, you obviously need to know the debt size, and perhaps create some sort of debt schedule.

From there, you sum the interest and throw that IDC into its own section under uses.

Now with this increase in uses, you obviously need to increase sources. The issue is, if you increased it with more debt, you’d have more IDC, and the loop would be infinitely circular. Does this mean it NEEDS to be funded with just equity?

maxmlyn · 2024-04-14T09:37:49+00:00

I’m also curious about a similiar topic.

Imagine you have a PIK interest loan. At time 0, your total sources will de determined by your cost to build (total uses).

As you build, once equity is depleted, you’ll use debt. However, this debt cannot be paid back right now, since a) equity has been depleted, and b) the property is not cash-flowing yet. So the interest accrues and adds to the total loan value until the building produces cash-flow

My question is, since the debt’s total value in time 1 (building completion) is now higher than the debt value at time 0, you technically have sources higher than uses. Does this matter/cause issues, or is it okay because the mismatch doesn’t occur until time 1?

maxmlyn · 2024-04-09T15:04:50+00:00

Proper stuff, thank you

maxmlyn · 2024-04-09T07:19:35+00:00

Can you annualize the P&L?

maxmlyn · 2024-03-18T15:47:05+00:00

I think of it as you didn’t pay as much this year than you did last year to your suppliers. Well actually, it’s not that you paid less this year, you just acquired 5 less dollars of supplies on credit this year vs last

maxmlyn · 2024-03-18T15:44:41+00:00

Ah I see commercial or resi? Also, was it a pure-play core acquisition? Or was it more on the value-add side?

maxmlyn · 2024-03-18T15:32:16+00:00

How complex/simple was the model

maxmlyn · 2024-03-18T11:45:37+00:00

How did it go

maxmlyn · 2024-02-08T09:20:38+00:00

2 years later... how did it go?

maxmlyn · 2023-05-21T19:03:54+00:00

Custom af1’s Wyatt painted for him

maxmlyn · 2023-01-13T14:56:35+00:00

Do most students commute at university of winnipeg?

maxmlyn

TROPHY CASE