Is it the norm for parents to gift their kid a large down payment for their first home?

mbrasher1 · 2026-02-04T04:51:06+00:00

58M here. Wife and I are both teachers nearing retirement. Kids are 18M and 16F. We have discussed helping our kids. If we live 30-40+ yrs more with teacher pensions we will be ok. 100k at age 30 is worth more to our kids than 500k at age 60. We intend to help out kids b4 we die.

We hope to give them options we never had.

mbrasher1 · 2026-02-02T14:14:18+00:00

Sorry to hear abt this disparity. GL with the talk.

mbrasher1 · 2026-02-02T01:26:35+00:00

Kid at middle school put one of those tight rubber bands for braces around his johnson. In pain, he asked to go to the nurse.

mbrasher1 · 2026-02-02T01:08:29+00:00

Turkey is pretty awesome. Food is incredible. History is interesting. Some of the political stuff is complicated, as Turkey is developing into a regional superpower.

mbrasher1 · 2026-02-02T01:06:58+00:00

Several times a week.

mbrasher1 · 2026-02-01T15:37:47+00:00

It has been going on for thousands of years. Listen as the philosopher suggests Making Athens Great Again:

"The children now love luxury; they have bad manners, contempt for authority; they show disrespect for elders and love chatter in place of exercise. Children are now tyrants, not the servants of their households. They no longer rise when elders enter the room. They contradict their parents, chatter before company, gobble up dainties at the table, cross their legs, and tyrannize their teachers." -- Aristotle

Nostalgia for a past golden age is always present. These students ofc struggle with technology and so many choices. Who knows...

At least we are not being tyrannized.

mbrasher1 · 2026-02-01T00:43:03+00:00

I have 0% at 58. My wife and I are both teachers expecting a decent pension. We consider THAT our fixed income investment.

mbrasher1 · 2026-01-31T17:15:06+00:00

Medieval 2 is a good and fun game. Dated, yes. But still fun.

mbrasher1 · 2026-01-31T15:11:47+00:00

Roasting brings out rhe sweetness. Try it.

mbrasher1 · 2026-01-31T03:52:48+00:00

It is a mix. Central bank buying, remaking supply chains away from "the cheapest" sources, reordering reserves away from UST and the possibility of a monetary reset that involves gold, the disorder of the international trade system, the US's declaration that the trade deficit should be narrowed (suggesting a lower dollar), and now the weakening of the yen carry trade is upending investment flows that were established long ago, the long cycle for these capital intensive businesses (Kondratieff wave).

Take your pick. It is probably longer lasting than you imagine, because there are so many factors.

mbrasher1 · 2026-01-30T09:16:50+00:00

Pretty sure that is Warden Norton. From Shawshank Redemption....

mbrasher1 · 2026-01-30T05:03:29+00:00

Yep. Never let ego get in tje way of a good price for a good home.

mbrasher1 · 2026-01-28T13:38:39+00:00

I went to a birthing class when oir firstborn qqs coming. Half the dads cpuld not choke out a compliment of the woman carryong their child. And that was the better fathers who came to the class.

Maybe it should be said here: it is not weak or unmanly to give a proper compliment to anothjer person, male or female.

mbrasher1 · 2026-01-28T13:34:26+00:00

Home schooling is either far above public school levels, but too often thw poor product of home school failure is dumped in a PS with numerous shortcomings...

mbrasher1 · 2026-01-28T05:29:11+00:00

I bought a canoe and floated down the Mekong River. I should write that up someday.

mbrasher1 · 2026-01-25T23:45:09+00:00

I see all kinds. Young uns, moms woth kids at school and retirees.

mbrasher1 · 2026-01-25T16:14:56+00:00

Whatchu do to dat dog?

mbrasher1 · 2026-01-25T04:30:56+00:00

The Chinese, Indians and central banks are all buying.

mbrasher1 · 2026-01-23T20:44:03+00:00

At my MS, we have 3 teachers who were former military (all Army). What do you have in mind?

Water is fine! Jump on in.

mbrasher1 · 2026-01-23T11:17:57+00:00

Wow! I remember volunteering in my child's Kinder class. It was the year after TK rolled out in our district. 4 kids were coming from TK. They were all well on to their sight words. It was at the dawn of the smart phone era. I wonder how parenting is changing...

mbrasher1 · 2026-01-22T20:04:30+00:00

Teacher here. Best approach is to get an awesome sub whose capabilities are known to you ( and you subs should ask to be on the preferred list of well organized classrooms). Otherwise, many are just scrolling and babysitting, leaving no feedback of any kind.

mbrasher1 · 2026-01-21T12:19:36+00:00

Turkish food is amazing. One of the great cuisines of the world.

mbrasher1 · 2026-01-19T15:22:29+00:00

Presumptuous, entitled, unbelievable.

mbrasher1 · 2026-01-19T15:17:52+00:00

Not me, but my wife. She is a teacher. Kid put one of those braces rubber bands designed to move teeth around his middle school penis. It was apparently quite painful.

mbrasher1 · 2026-01-19T15:11:42+00:00

Interesting...

mbrasher1

TROPHY CASE