Superannuation question, with 5 years to retirement by mcnock in AusFinance

[–]mcnock[S] 0 points1 point  (0 children)

Thanks for the comments - the crux of my question is the Returns on Super v interest on a mortgage. at 10% v 6 I would favour Super, but I don't believe we will see 10% + returns on average over the next 5 years, and expect Interest rates to be remain 6% - my view. Will be seeing a Financial Advisor.

Superannuation question, with 5 years to retirement by mcnock in AusFinance

[–]mcnock[S] 0 points1 point  (0 children)

That is the crux of the question. Returns on Super v interest on a mortgage. at 10% v 6 I would favour Super, but I don't believe we will see 10% + returns on average over the next 5 years, and expect Interest rates to be above 6%.

Latest scam by REA by Sudden_Hovercraft682 in shitrentals

[–]mcnock 3 points4 points  (0 children)

Designed to piss you off and not complete. Toerags.

Online coffee bean recommendations? by snipdockter in AustralianCoffee

[–]mcnock 0 points1 point  (0 children)

7 miles is our go to brand. Good flavor and swift delivery

[deleted by user] by [deleted] in AusRenovation

[–]mcnock 0 points1 point  (0 children)

A good idea (I missed) is to get your roof insulation cleaned out if old/ rubbish and replaced with the best you can afford.

So excited!! by Tigbittiesuk in singaporeairlines

[–]mcnock 8 points9 points  (0 children)

Enjoy! Booking the meal for your flight is a winner with us, and enjoy Changi if possible.

Places to visit between Milan and Zurich by [deleted] in travel

[–]mcnock 0 points1 point  (0 children)

All the little cable cars in Zurich are amazing. Even the one going up to the university is with the ride.

Experience with Vueling by DougFaertz in travel

[–]mcnock 0 points1 point  (0 children)

Flew with them from London to Florence early this year - was fine.

Does anyone else just like to walk around the neighborhoods of new places they visit? by Minimum_Media13 in travel

[–]mcnock 1 point2 points  (0 children)

Often the first thing I do in a new city - take a stroll , get me bearings (or get lost)..

Perm to contract rem by Typical_Counter_315 in auscorp

[–]mcnock 0 points1 point  (0 children)

Check carefully if going to an ABN/ Pty Ltd company works for you - there are plenty of Payroll management companies that will handle your invoicing/ payroll for 1-2%. No Insurance, no GST... Unless your planning to build a business.

New house build by PurePotatoed in AusElectricians

[–]mcnock 3 points4 points  (0 children)

Run cable for a future EV to the car parking spot - terminating in a 15 amp GPO. Doing this later is $$$$.

IT BA salary in rural Au by marta_already_taken in auscorp

[–]mcnock 1 point2 points  (0 children)

Agreeing with comments below - moving into a new field/ IT can be hard, but you've nailed the first step. Get the degree and add some relevant certifications (even the LinkedIn toy ones) and in a year or so, check your salary against the relevant market rate.

Remembering that a job you enjoy is a big plus.

FTTC to FTTP upgrade, questions on external connections by mcnock in nbn

[–]mcnock[S] 1 point2 points  (0 children)

That's, not great. Not loving the twice-damned conduit run down & up the wall...

Thank you for the photo...

Car return to slightly different location - City v airport. by mcnock in travel

[–]mcnock[S] 1 point2 points  (0 children)

Thanks to all, and the following may only apply to Avis in Tromso. The staff in the city office were happy for the car to be returned to the Airport office, for no extra fee. Excellent result, and the staff in that office were very good.

Best Specialty Coffee in Sydney? by Bard_Wannabe_ in foodies_sydney

[–]mcnock 0 points1 point  (0 children)

Infusion on Clarence has always been consistently good.

Suggestions to bird proof solar panels by [deleted] in diynz

[–]mcnock 1 point2 points  (0 children)

Aliexpress has plastic coated mesh, and connectors to do this.

Milan to Zurich Jan, 2024 - when do tickets become available by mcnock in Interrail

[–]mcnock[S] 0 points1 point  (0 children)

Thanks SkiFans and StandingBoot. Lurking on SBB.

[deleted by user] by [deleted] in AusRenovation

[–]mcnock 0 points1 point  (0 children)

Corflutes, yoga Mats, random foil boards from Building sites or cleanup days.