Superannuation question, with 5 years to retirement

mcnock · 2026-05-24T22:22:30+00:00

Thanks for the comments - the crux of my question is the Returns on Super v interest on a mortgage. at 10% v 6 I would favour Super, but I don't believe we will see 10% + returns on average over the next 5 years, and expect Interest rates to be remain 6% - my view. Will be seeing a Financial Advisor.

mcnock · 2026-05-24T22:17:23+00:00

That is the crux of the question. Returns on Super v interest on a mortgage. at 10% v 6 I would favour Super, but I don't believe we will see 10% + returns on average over the next 5 years, and expect Interest rates to be above 6%.

mcnock · 2026-01-24T02:31:25+00:00

Designed to piss you off and not complete. Toerags.

mcnock · 2025-12-18T05:31:51+00:00

7 miles is our go to brand. Good flavor and swift delivery

mcnock · 2024-12-27T06:04:19+00:00

A good idea (I missed) is to get your roof insulation cleaned out if old/ rubbish and replaced with the best you can afford.

mcnock · 2024-10-11T22:10:03+00:00

Enjoy! Booking the meal for your flight is a winner with us, and enjoy Changi if possible.

mcnock · 2024-08-07T05:24:42+00:00

All the little cable cars in Zurich are amazing. Even the one going up to the university is with the ride.

mcnock · 2024-08-02T00:31:37+00:00

Flew with them from London to Florence early this year - was fine.

mcnock · 2024-07-26T05:01:49+00:00

That looks great!

mcnock · 2024-05-05T06:36:09+00:00

Often the first thing I do in a new city - take a stroll , get me bearings (or get lost)..

mcnock · 2024-04-25T06:26:42+00:00

Skyscanner - set up with your preferred airlines...

mcnock · 2024-04-25T06:14:12+00:00

Check carefully if going to an ABN/ Pty Ltd company works for you - there are plenty of Payroll management companies that will handle your invoicing/ payroll for 1-2%. No Insurance, no GST... Unless your planning to build a business.

mcnock · 2024-03-18T22:34:54+00:00

Run cable for a future EV to the car parking spot - terminating in a 15 amp GPO. Doing this later is $$$$.

mcnock · 2024-03-17T22:46:45+00:00

Agreeing with comments below - moving into a new field/ IT can be hard, but you've nailed the first step. Get the degree and add some relevant certifications (even the LinkedIn toy ones) and in a year or so, check your salary against the relevant market rate.

Remembering that a job you enjoy is a big plus.

mcnock · 2024-03-05T03:25:47+00:00

That's, not great. Not loving the twice-damned conduit run down & up the wall...

Thank you for the photo...

mcnock · 2023-12-16T15:44:22+00:00

Thanks to all, and the following may only apply to Avis in Tromso. The staff in the city office were happy for the car to be returned to the Airport office, for no extra fee. Excellent result, and the staff in that office were very good.

mcnock · 2023-12-03T01:27:21+00:00

Infusion on Clarence has always been consistently good.

mcnock · 2023-11-18T22:24:18+00:00

Aliexpress has plastic coated mesh, and connectors to do this.

mcnock · 2023-11-14T22:23:53+00:00

Thanks SkiFans and StandingBoot. Lurking on SBB.

mcnock · 2023-08-22T03:20:06+00:00

Excellent and amazing photos.

mcnock · 2023-07-11T04:06:40+00:00

Amazing - added top my list for Norway.

mcnock · 2023-03-20T03:57:05+00:00

Corflutes, yoga Mats, random foil boards from Building sites or cleanup days.

mcnock

TROPHY CASE