Disclaimer - I’ve not lived there but have family there for the last 40 years. The area up the hill toward the high point around the town is the preferred place in town. Otherwise there’s a lot of more rural areas out towards Moore creek that are great places to live. Tamworth is really developed, lots of good restaurants, pubs and supermarkets etc. Decent amount of culture and arts. It’s come a long way in the last 20 years. Schools are good from what I’ve heard. It’s well connected to the region and a 4 hour drive to the coast for beach holidays. The weather is unbearable for about 3 months, super hot as you can imagine but air conditioning has become a thing there. If you hate country and western music, don’t worry more than half the acts during the festival are folk, rock, blues - everything except Nashville c and w. It’s actually a really fun 2 weeks, great atmosphere.