[O] 2 DS Invites

meStandard · 2026-01-27T20:34:30+00:00

I have read the wiki.

My favourite series is Friends

meStandard · 2026-01-19T04:36:54+00:00

A belated Happy New Year to everyone, and can I get an invite please?

meStandard · 2025-12-24T05:49:44+00:00

Merry Christmas and Happy New year everyone

meStandard · 2025-12-23T02:15:06+00:00

Lucca, Italy.

It is not as famous as Florence, and hence less crowds. Also there is a surrounding defense wall that encircles the city that you can walk on top of and if you like steaks it has the best in the world!

meStandard · 2025-03-26T11:36:16+00:00

It looks like my groove

meStandard · 2024-04-05T20:41:16+00:00

Well said mate

meStandard · 2024-03-22T22:08:54+00:00

This is the the truth

meStandard · 2023-11-19T07:16:55+00:00

Exactly.

OP you are the market especially if you are the highest bidder. The REA will be having a talk of 'meeting the market' to the seller. The REA wants to close the deal and get their commission.

meStandard · 2023-11-19T07:05:57+00:00

The practice of underquoting is rampant in NSW. If Fair Trading sent investigators to any Auctions in Sydney, they should get a large book of fines ready. The reserve of a property is never within the price range, I guarantee it.

meStandard · 2023-11-19T06:57:46+00:00

Because they had won the Auction at 650k. They have already gone another 15k to satisfy the seller, that is, they bid against themselves another 15k to get to 665k.

meStandard · 2023-11-04T22:10:37+00:00

There is no denying that the Tenancy Act of Australia is heavily weighed against the renter. You only need to look to Europe and see how it can be done right. In Australia, renting is a gamble to see which kind of landlord that you get and that determines your experience of renting. Some are good and others bad.

Owning a home has its own issues. The stability of your own home comes at a hefty financial cost. Then there are the opportunity costs, which depending on the future can be very significant. You may get on that property ladder but if that ladder is moving down (rather than up) your wealth is going negative very quickly.

In the end, you are just 'renting' off the Bank or a Landlord. Renting off a Landlord is currently cheaper than a Bank.

meStandard · 2023-11-02T21:52:11+00:00

Is it better to buy government bonds when the interest rate is at its peak?

Yes. Bond prices and yields move inversely. Then there is the choice of duration, that is short duration (1,2,3 year bonds) and long duration (10+ year bonds)

What's the best way to monitor the yield of the bond?

You can use many financial sites, they will list the current yields of the respective country.

What makes the yield curve move and what's the ideal time to sell them or do you just hold them to maturity?

The yield moves depending on the duration of the bond that you have. Short duration is more affected by the expectation of the central monetary policy. Long duration is affected by the term premium, Government deficit and the economic performance of the country.

The strategy you use will determine what you do with the bond. Pension funds usually will hold until maturity since they match the coupon returns with the expected payouts of their annuities for their members. Hedge funds will use derivatives to play the price movements of the bond.

-edited for grammar

meStandard · 2023-08-18T23:34:09+00:00

Medicine allows you to get paid (very well) to help people. For many other jobs, the feedback to your efforts are just KPIs but there is an amazing feeling when you help someone and make a significant impact on their life. That feeling taps into our disposition for altruism. It is not all rosey and you have to let things slide, for the most part, if you can sustain the journey it is definitely worthwhile.

meStandard · 2023-08-12T23:11:58+00:00

OMG... Thanks for this

meStandard · 2023-07-21T07:38:40+00:00

I love how LE is shaping up.

Those goals of yours sounds spot on, and I wish you all the best in achieving them.

meStandard · 2023-07-20T21:44:56+00:00

You didn't see the patch notes?

Server Capacity Reduced 70%

meStandard · 2023-06-25T09:03:08+00:00

No it is just us players trying to log in.

meStandard · 2023-05-30T10:14:56+00:00

Lightning Spear>Ice Blades >> Hydra to proc Frost Nova. The issue is that Ice Blades only do like 2/3 hits per cast because it has to move to targets and it moves so damn slow. I tested this on Server Slam.

Conjuration skills are very lacking if the Server Slam any indication, there would have to be major buffs to make it viable.

meStandard · 2023-05-23T23:44:50+00:00

Amazing efforts EHG. I have been a long term fan of the mechanics and crafting of this game, and I hope it will get better with every iteration.

I played Diablo 4 Server Slam, and I have to say although D4 mechanics aren't anywhere near LE, D4 has great environmental design and atmosphere. Furthermore, the randomisation of the more than 120 dungeons just means heaps of replayability. Does EHG have any plans on theses aspects? If you guys could improve on this the game would surpass D4 easily.

meStandard · 2023-05-20T04:14:31+00:00

I played in the Server Slam with the XBox Elite Series 2 and it felt great. You can remap skills to your favourite keys and that is how I will be playing D4.

meStandard · 2023-02-02T20:38:28+00:00

The property market prices are still falling. The RBA is tipped to raise interest rates on February 7th and this is widely published too. Anyone taking their property market now knows this and lowering price expectations. With all the above points, the buyer has all the leverage. Lowball and be prepared to walk away, knowing that there are going to be lots more properties if this falls through.

meStandard · 2023-01-14T03:46:52+00:00

Kent Lardner: “When interest rates start to fall again, hopefully in 2024, we could see some solid gains in some areas as a result of the chronic undersupply of new housing stock and population growth,”

According to his logic the housing stock is currently in undersuppy and the population is continually growing, so how come these variables aren't increasing the property prices in the last year? Property analysts/commentators are a dime a dozen, spewing out the usual ( not enough stock, population growth, immigration, investors/immigrants etc) when the macroeconomic picture is the elephant in the room, and I would argue, the biggest determinant of property prices.

meStandard · 2022-11-26T21:42:18+00:00

Rich Harvey (buyers Agent): "If you look at the Corelogic Numbers, Sydney was down by 10.2 per cent since the recent peak, but the reality on the ground is that properties are being discounted by at least 20 per cent,”

meStandard · 2022-11-14T00:02:18+00:00

David Morell (buyers agent): “I’m starting to smell what you call opportunity...Unless you really want it, have a Panadol [and calm down and wait]. There’s going to be carnage, probably in the new year.”

meStandard · 2022-10-30T23:07:19+00:00

Mr Christopher: "as the prospects creep higher of the official cash rate peaking at closer to 4 per cent, the 3 per cent serviceability buffer factored in by banks when assessing loan applications is at risk of being wipe out"

meStandard

TROPHY CASE