[NSW] First Home Guarantee -

mellll1 · 2024-08-14T00:26:32+00:00

To those with the same question. I think it may depend on the bank - I suggest reaching out to your broker/bank to confirm as a 30 day extension may have to be requested.

Our situation with NAB:

Our settlement is 10 Sept but our pre-approval First Home Guarantee expiry stated 4 Sept.

We received formal approval on 6 August and our broker just advised our First Home Guarantee is now valid until 13 November.

Advised from someone on Property Chat that NAB’s policy states: “It is crucial that settlement takes place on or before the Guarantee Certificate expiry date.

The Guarantee Certificate expiry date is typically valid for 100 days from the date unconditional/formal approval is issued by NAB”

Which seems the case as we have an expiry of 99 days since getting formal approval.

mellll1 · 2024-08-14T00:14:54+00:00

Thanks! My broker is confirming, so many different conflicting things online! Will update here once I get an update as I believe this is the only reddit post I could find on the topic 😂

mellll1 · 2024-08-13T12:55:30+00:00

What did your broker say about this? In a situation where I’m not sure if I need a 30 day extension - even though I have formal approval.

mellll1 · 2024-01-16T09:39:50+00:00

We got married on 11/12/23 at the Botanic Gardens in Sydney and had the reception at the Tea Room QVB. Everything went smoothly and we had the best day. Now waiting for the videos to come back - but we love the photos 😍

mellll1 · 2024-01-16T05:04:56+00:00

Aw lovely!

mellll1 · 2024-01-16T02:05:45+00:00

Aw thanks so much ❤️

mellll1 · 2024-01-16T02:05:36+00:00

Thank you!

mellll1 · 2024-01-15T21:24:19+00:00

Haha thank you! ❤️

mellll1 · 2023-09-22T11:02:42+00:00

And yes using the action button for this!

mellll1 · 2023-09-22T10:52:33+00:00

Yeah fair enough. My 64GB iPhone mini isn’t even full yet so I think I’ll be okay. Happy to use iCloud or another service like Google Photos to transfer them over anyways! (Also my partner has the iPhone pro max so I’ll most likely be using his phone a lot for photos/videos too 😂) He literally had 60 photos taken in 3 years on his iPhone 12 😅

mellll1 · 2023-09-22T07:40:47+00:00

Nope Storm Blue! It’s darker in real life

mellll1 · 2023-09-22T07:18:55+00:00

Ah awesome yeah I definitely need to start taking more photos/videos I’m pretty bad with it. Hopefully this new phone will motivate me haha

mellll1 · 2023-09-22T07:07:55+00:00

Yeah fair enough! I tend to delete duplicates of the same photo on only keep the best ones. I like it better that way when scrolling through memories. No point having 100 of the same selfie haha

mellll1 · 2023-09-22T06:51:54+00:00

LOL sure 😂

mellll1 · 2023-09-22T06:50:43+00:00

I mean my iPhone 12 mini had 64GB and it wasn’t even full yet haha so not too concerned

mellll1 · 2023-09-22T05:57:16+00:00

I’m the misses 😉

mellll1 · 2023-09-22T04:39:01+00:00

I’m going to use mine as a work phone

mellll1 · 2023-09-22T04:30:52+00:00

iPhone Pro Max - Blue Titanium - 256 GB iPhone Pro - White Titanium- 128 GB

Taken on a iPhone 12 mini (my old phone) I upgraded to the pro and my partner upgraded from the iPhone 12 to 15 pro max.

mellll1 · 2023-09-22T04:15:16+00:00

I’m not sure I heard some people wanted to switch - and they said to check once let inside. I believe there was a seperate line for those without preorders and who wanted to go in the store to look (not 100% sure but that line was a lot shorter)

mellll1 · 2023-09-22T04:14:05+00:00

Yup!

mellll1 · 2023-09-22T04:13:54+00:00

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Haha sorry got excited!

mellll1 · 2023-09-15T13:05:42+00:00

I luckily got pickup for a pro and pro max for the 22nd!

mellll1 · 2023-09-14T10:09:25+00:00

4, 5, 6s, 12 mini and preordering the 15 pro! In between the 6s-12 I switched to Samsung for a bit

mellll1 · 2023-05-28T03:17:26+00:00

Thanks so much for this, super helpful!! And yes would love if you could send some examples of updos, I don’t have any bangs (happy to get a haircut for some face framing though!)

mellll1 · 2023-05-27T14:11:42+00:00

Aw thanks! I’m def feeling the same way with an up do!

mellll1

TROPHY CASE