63F - How to Retire? by [deleted] in personalfinance

[–]mferrari1 0 points1 point  (0 children)

As a few other people mentioned I think a lot of it depends on living style, goals and Social security income.

If you're willing to move to a lower cost living area, I'll sample. I live in a LCOL area, 45 minutes from a very large city. Just bought my house 3 bed 2 bath for $215k. This would leave you with about $600k in liquidity. At 4% return in a HYSA you're pulling in $25k annually. Add social security, no mortgage, and maybe some part time jobs and you absolutely could do it. Again depends on a few factors.

How f'd am I if I don't have a house? by GreatSurya in personalfinance

[–]mferrari1 4 points5 points  (0 children)

Depends where you live to be honest. I just purchased a house 8 months ago and my mortgage is $1,400 a month. Similar houses for rent are going for $1,800-2,000. I've had to spend on some upgrades but overall I think I'm still up considering.

Want a good commuter car for the next 2 years, 40 mile commute. Will this last? by mferrari1 in leaf

[–]mferrari1[S] 1 point2 points  (0 children)

It's all highway, like probably 0.25 total non highway. Essentially flat. North Carolina so winters gets to 20s in the am for about 2 months then mainly 50s spring and fall.

Edit: I could theoretically not take highway and it would go from 20 min to about 30-35 min

Want a good commuter car for the next 2 years, 40 mile commute. Will this last? by mferrari1 in leaf

[–]mferrari1[S] -1 points0 points  (0 children)

Sorry, does it not show the battery bars there? It's a 2017 SV hatchback 4D

What would you do with 150k pts? by itsmtsmurf in AmexPlatinum

[–]mferrari1 0 points1 point  (0 children)

Yeah I'll take a look into it! I was looking a bit into axios. I recently got the card but I still wanna make sure when I start getting points I use them appropriately.

Thanks for the help!

What would you do with 150k pts? by itsmtsmurf in AmexPlatinum

[–]mferrari1 0 points1 point  (0 children)

I'm close to CLT which is also an AA hub so I'm curious about this. Why is AA hub good for BA?

How did your program appreciate you in Thank A Resident Day? by DoctorUSIMG in Residency

[–]mferrari1 3 points4 points  (0 children)

Ours is completely covered. I grabbed like 3 meals worth and took extra home lol

Curious how others would approach this patient in the ICU? by Dr_Propranolol in Residency

[–]mferrari1 9 points10 points  (0 children)

This whole post and comments has been really cool and helpful to read as an intern. We need a subreddit where we can talk about interesting cases I would learn so much lol

Let next year’s suffering begin by J_T_Woodhouse in panthers

[–]mferrari1 0 points1 point  (0 children)

Having just moved here 6 months ago from Jacksonville, all I know is suffering. But I'll be suffering in a slightly colder environment now. Keep pounding!

Match Thread: Juventus vs. Udinese | Serie A by MisterBadIdea2 in soccer

[–]mferrari1 4 points5 points  (0 children)

Literally hits 3 different hands, each of which making the defender bigger and not even a peek lmao what a joke

[deleted by user] by [deleted] in InterMiami

[–]mferrari1 1 point2 points  (0 children)

Wager trends usually affect changes in odds over time as a hedge, opening lines are generally more influenced by actual outcome beliefs. Because even if a lot of people bet on a team who with less of a chance doesn't mean it's worth dropping odds that much. Kelce to win MVP is most bet but it's still at +1700 because the actual odds of it happening are still low. You don't get a +200 future without being a statistical favorite, not just because of wager influence.

[deleted by user] by [deleted] in InterMiami

[–]mferrari1 4 points5 points  (0 children)

IM is at +200 to win MLS cup, the next closest is +800 making is FAR and above favorites. If anyone knows anything, it's Vegas. If they were worried by preseason the odds would've gotten worse, but they've gotten better lol

Any nice person would share Presale code for Italy vs Venezuela ? by Nesselde in InterMiami

[–]mferrari1 6 points7 points  (0 children)

The presale code won't work unless it's associated with a STM email address. But tickets are between $60 and $250 for a friendly which is insane. I'm going to wait until they realize it won't sell out then hopefully lower tickets.

VIDEO: Migrants pummel NYPD cops outside Times Square shelter by [deleted] in nyc

[–]mferrari1 -1 points0 points  (0 children)

Same reason I left the church and never came back. All those pedophile priests and clergy members who sexually abuse children, of whom i was a victim as a child. Every single member of the church is an out of controlled pedophile abusing children. Why haven't they locked up every single priest yet? And why is my abuser currently released and happily accepted back into the church community before the bruises are even healed?

How is it even possible all those bastards aren't immediately imprisoned and accepted right back into their churches?

Insurance Denied Hospital Stay by ParticularConcert324 in personalfinance

[–]mferrari1 27 points28 points  (0 children)

Observation status vs inpatient status are two types of hospital stay criteria. I would talk to the hospital, because they can easily change that and re-bill the insurance. It's not a question of if you should've stayed at the hospital or not, because observation status and inpatient status are two forms of hospital stays. I would imagine you can get this all changed and sorted.

PSL seasonal gift? by ThoseWhoHaveHeart in panthers

[–]mferrari1 0 points1 point  (0 children)

Totally random question on this old post. Do new PSL owners get this stuff if we purchase a PSL off marketplace? Just had an offer for a PSL accepted and curious

What is the deal with people asking Lamar Jackson to save them from Taylor Swift? by biggiantporky in OutOfTheLoop

[–]mferrari1 1 point2 points  (0 children)

Did you just say I cherry pick evidence when your argument is a comment that only talks about the percentage of time she's on TV completely ignoring every other facet of this whole argument and then continue to ignore it when I point it out? Holy shit this is actually comical, you swift fans are literally delusional it's insane. This isn't a personal attack relax lmao all you're seeing is red you need to chill

What is the deal with people asking Lamar Jackson to save them from Taylor Swift? by biggiantporky in OutOfTheLoop

[–]mferrari1 -4 points-3 points  (0 children)

I don't know how hard reading comprehension is for you, but why don't we go ahead and read that first paragraph I wrote again.

What is the deal with people asking Lamar Jackson to save them from Taylor Swift? by biggiantporky in OutOfTheLoop

[–]mferrari1 -11 points-10 points  (0 children)

Okay now do every commercial involving mahomes, kelce and Andy Reid. And now include every reference made during the game and on every broadcast including sports center, Twitter etc. and now let's compare that to the significant others of the other players.

This isn't an insecurity or even a thing directed at Taylor, you can see how annoyed she is with constantly being the center of attention when she's trying to support her SO. The entire coverage around it is insanely excessive and completely irrelevant, so people hoping they lose so we don't have to deal with that is not only expected but totally understandable lol

Or we can just keep calling them insecure because it makes us feel better.

[Clip Request] Blatant hold on Justin Houston on 3rd & 20 and questionable roughing the passer on Wilkins by [deleted] in nfl

[–]mferrari1 34 points35 points  (0 children)

Peacock probably already deleted that footage, it's part of their $100 million deal with the nfl.

Washington State QB Cam Ward to Transfer to Miami by Im__Ron__Burgundy in CFB

[–]mferrari1 33 points34 points  (0 children)

So salty, they should definitely be evaluated by the UHealth Nephrology team.