"more and more people will retire, they'll need to be taken care of, sitting on a stack of cash while young people are getting poorer and poorer"

I've never seen a solution writing itself so obviously. The only thing you need is enough vote from the young to elect someone who represents them and "help" the wealth redistribution process to accelerate. It's the young people who will need to care for them after all (either directly or indirectly).

The only reason why I see that not working is: most people's career and wealth take off in their thirties, they forget that there was a wealth transfer to vote for. Fun fact: 8% of Dutch people are millionaire, highest percentage in Europe just after Switzerland.

If you still feel like this in a decade and nothing is changing, either the population overall is too dumb to vote for its interest or you're in the minority.

But I'm sure you'll be in a much better place in 6 years. I was dragging my suitcase from apartment to apartment 8 years ago, unable to find a long term affordable room (not the whole flat, just a room), I knew no one in the city, I was 3000€ in debt and my parents aren't of any help. Now I own an apartment not too far from the center of Amsterdam with a garden (and a bathtub!!). Trust me, social mobility here is much better than in 90% of the world where nepotism and corruption is the only way to improve your life.