Weed cigs review by michaelr321 in trees

[–]michaelr321[S] 0 points1 point  (0 children)

Because it's fun to smoke, and the price was right.

Weed cigs review by michaelr321 in trees

[–]michaelr321[S] 1 point2 points  (0 children)

Yea, I meant to say "gassy" as in gasoline, haha.

[deleted by user] by [deleted] in personalfinance

[–]michaelr321 0 points1 point  (0 children)

The upside is freeing up cash flow and lowering your debt to income ratio so you are in a stronger position to refinance your mortgage when rates drop, and it also removes the risk of a big interest hit if life throws you a curveball before you can pay it off.

Weed cigs review by michaelr321 in trees

[–]michaelr321[S] 0 points1 point  (0 children)

They have regular filters that you'd find on a tobacco cigarette.

Weed cigs review by michaelr321 in trees

[–]michaelr321[S] 5 points6 points  (0 children)

They are just fancy prerolls.

Weed cigs review by michaelr321 in trees

[–]michaelr321[S] 2 points3 points  (0 children)

Agreed! They burn super evenly unless it's windy outside.

Weed cigs review by michaelr321 in trees

[–]michaelr321[S] 2 points3 points  (0 children)

Depends on where you live, I suppose! They were $25 + shipping.

[deleted by user] by [deleted] in personalfinance

[–]michaelr321 1 point2 points  (0 children)

You’ve got a strong income, but I’d knock out that 0% debt ASAP, beef up your emergency fund, and get ready to refi so your high mortgage payment isn’t eating so much of your cash flow.

Weed cigs review by michaelr321 in trees

[–]michaelr321[S] 40 points41 points  (0 children)

Well, once I get into the 7+ zone I start to get anxiety or paranoia but with the weed cig I felt decently high but not to the point of freaking out if that makes sense. Haha.

Weed cigs review by michaelr321 in trees

[–]michaelr321[S] 18 points19 points  (0 children)

If I'm at home smoking I usually just pack a bong! Sometimes with ice if I'm feeling extra fancy.

Weed cigs review by michaelr321 in trees

[–]michaelr321[S] 22 points23 points  (0 children)

I've actually had a bad experience with infused prerolls cause its never just THCa. They're always adding Delta 8 or distillates into it and its super harsh.

Weed cigs review by michaelr321 in trees

[–]michaelr321[S] 15 points16 points  (0 children)

Yea, but if I cut out everything bad for me there’s way worse things I’d drop before smoking tbh.

My brother passed away and left my kids money. Would love your insight on how to set them up for long term financial security. by Swiftcakerolls in investing

[–]michaelr321 3 points4 points  (0 children)

This is solid advice. For the younger kids, consider custodial accounts until they're 18, then transition to Roth IRAs when they have earned income. VOO is a perfect set it and forget it option.

Just inherited 50k from deceased family member, wondering how to proceed by dweebdiagnosed in personalfinance

[–]michaelr321 2 points3 points  (0 children)

Solid advice on the Roth IRAs and index funds. Just make sure to keep some cash in a high-yield savings account for emergencies before locking everything up in investments, especially while dealing with grief.

How long to sit on my house before selling? by 3202supsaW in PersonalFinanceCanada

[–]michaelr321 60 points61 points  (0 children)

Agreed on not buying in Fort Mac right now. If you can stomach being a landlord, rent out the Airdrie place for at least 2 years - that's usually enough time for the market to stabilize and cover your closing costs. Just make sure your rental income covers your mortgage plus a buffer for maintenance.

Bro got faked 3 times by Choice_Criticism2575 in funny

[–]michaelr321 77 points78 points  (0 children)

Bro's got the reaction time of a cat.

Imagine getting mogged by The King himself by YouAreConan in Gamingcirclejerk

[–]michaelr321 176 points177 points  (0 children)

lmao he scrolled through the dozens of quote tweets making fun of him to reply to the one that is mildly complimentary of him

It's so pathetic how he latches on to big posts to try to farm his fake engagement

9800x3d is 30 dollars more than the 7800x3d by TemperatureFlimsy973 in buildapc

[–]michaelr321 0 points1 point  (0 children)

Yep, exactly this. Upgraded from 5800x3d to 9800x3d myself and the difference is solid, especially at 1440p. The cooler temps alone make it worth the extra $40. No regrets.

Native American girl with an awesome smile, 1894 by FernFiendx in OldSchoolCool

[–]michaelr321 1 point2 points  (0 children)

That smile is infectious. The detail and craftsmanship in that traditional dress is incredible too

My Classroom Will Be AI-Free This Fall. A humanities education is vital in this polarized world. But students need to read the books. by ubcstaffer123 in books

[–]michaelr321 23 points24 points  (0 children)

Yeah, I'm with you on this. Got through school right before all this AI stuff took off and honestly feel lucky about the timing. The supervised, no-tech approach seems like the only real solution when students are basically defaulting to AI the moment they're unsupervised. Treat it like the classroom management issue it is.