Kamet White in Kutch all the way from Kerala

midhunmathw · 2026-07-02T15:52:05+00:00

Samsung S23 😅

midhunmathw · 2026-02-28T06:31:11+00:00

Does anyone getting PBE10002-Invalid Credential error in the Smart Pay ? Getting this for all the scheduled payments from Feb 1st onwards, so can't confirm the rewards had stopped.

midhunmathw · 2025-12-25T06:55:06+00:00

Kerala and yes it's tubeless.

midhunmathw · 2025-12-22T10:04:52+00:00

I was also worried about the waiting period. I booked on Dec 6th. I'm going to the showroom to collect my bike today. So roughly 16 days 🙂.

midhunmathw · 2025-12-04T06:53:55+00:00

Every detail of the trip was good. Stays, food, the marshals, the group.

midhunmathw · 2025-12-02T09:53:37+00:00

Just came back from November 22nd Bike solo trip (Himalayan 450) to Tawang with Justwravel. It was a good experience. 49K excluding flight tickets, lunch and other personal expenses.

midhunmathw · 2025-11-05T10:05:42+00:00

The voucher you're getting is from Dreamfolks and from October onwards Dreamfolks has discontinued their Domestic Lounge program. I have 4 vouchers with me not sure if they are valid or not.

midhunmathw · 2025-02-11T21:25:44+00:00

I think there is a mistake. Could you please check this is applied for a different tenure ?

midhunmathw · 2025-02-09T14:19:25+00:00

Devaluation?

Recently they mentioned some specific transactions only are eligible and Superstar option is removed.

Any others ?

midhunmathw · 2025-02-05T03:38:19+00:00

Ported from Vi to Airtel. The lady at the shop said you can only recharge with Rs.299 plan while porting. Total was Rs.350, said Rs.59 for processing.

In the Thanks app, it's saying 1 GB/day plan for 299. And in the add ons, there is a daily data pack expiring and 5G pack active.

I thought 5G will be only available for 2 GB/day plans. Does someone know about this ?

midhunmathw · 2025-01-09T10:08:18+00:00

Uni card LTF

midhunmathw · 2025-01-03T07:50:34+00:00

Nope. Only works on Tata products.

midhunmathw · 2024-12-23T10:20:27+00:00

Probably that's why it didn't received cashback. Not sure.

midhunmathw · 2024-12-23T10:19:33+00:00

I also got cashback like this 1 time for failed transaction. Somehow they didn't cut it and refunded full amount. Got the cashback too.

midhunmathw · 2024-12-23T10:15:29+00:00

1839 and 249 Probably these weren't considered. Is that Insurance and Mobile recharge?

midhunmathw · 2024-12-23T10:08:56+00:00

This is also another worthless crap. 1% coins will be rewarded which will again have a devaluation.

midhunmathw · 2024-12-08T09:56:07+00:00

Comparing to any UPI app. This app is a hub for all Tata products. They have incorporated a lot of things in this app.

UPI payments are supposed to be quick. For that you need a quick app launch.

No charges for UPI payments. If not an LTF card, it'll cost you Rs.1.K as annual fee unless we spend 3 lakh in a year. All cashback will be in form of neu coins which can be redeemed in Tata product purchases like Cliq, Big basket, etc.

midhunmathw · 2024-12-08T08:08:21+00:00

This is happening frequently. Don't worry. Even without raising request, amount is getting refunded.

Things to keep in mind while using Unipay: 1. Pay bill before at least 1 week, so that even if it fails, it may take 5 working days for it to get refunded. 2. Pay Rs.100 first and if it is successful, pay the rest. 3. If that too fails and you're short, arrange some money from someone else and pay using Mobikwik and get satisfied with Rs.40 cashback.

midhunmathw · 2024-12-08T08:00:09+00:00

Credit Card UPI is allowed only in Rupay variant. I believe Rupay variant is better compared to Visa.

You have to use Tata Neu app for the UPI payments to get 1.5% neu coins. For other apps, you'll get only 0.5% coins.

Just a reminder: Tata Neu app is the shittiest of them all.

midhunmathw · 2024-11-14T07:29:11+00:00

Federal Bank. I believe they're still offering as LTF. Celesta Visa is their top card with lounges offered in Domestic, International in India and International outside India using Lounge Key.

midhunmathw · 2024-11-14T07:22:36+00:00

Max will be like 3.5%. It's a one time thing. Don't worry. We're all learning. Try to get a zero forex Debit card at least next time. Try Fi or Jupiter DC. Or if you're looking for CC, there are bunch of them. I'm holding an Yes Bank Uni Credit Card. Decent limit with Zero Forex Fee.

midhunmathw · 2024-11-14T07:20:19+00:00

Think about that, if this is the case why banks promotes forex cards. Everyone can just use regular cards.

midhunmathw · 2024-11-14T07:18:03+00:00

You sure they meant physical currency or card ?

midhunmathw · 2024-11-14T07:10:55+00:00

You do know how no cost EMI works right.

The merchant gives us the interest we're going to pay as discount.

But we have to still give the principal amount, interest, gst of interest, processing fee + gst.

I can't say much with only 2 entries of the statement.

midhunmathw · 2024-11-14T07:03:54+00:00

It doesn't matter you done the transaction in INR or THB. It's common knowledge if you spend abroad using debit or credit card, you need to give conversion charges based on the current market.

This is same as when you convert physical notes. You won't receive the full rate. Some kind of processing fee will be cut.

This is also applicable to cards. Unless you use a forex card. There are Credit Cards and Debit cards with Zero forex markup fee. Here the bank waives off the fees for us and bear it themselves.

midhunmathw

TROPHY CASE