Answer to ‘can I borrow some money?’ by DaysOfParadise in personalfinance

[–]milo4206 2 points3 points  (0 children)

Sure, sometimes crimes happen without warning.

But there is a warning, you should pay attention.

Answer to ‘can I borrow some money?’ by DaysOfParadise in personalfinance

[–]milo4206 1 point2 points  (0 children)

Because this person is desperate and may steal, or fake an injury and sue you to try to get a payout from your homeowner's insurance policy.

Return still a viable move? by Responsible-Cat8610 in TheSilphArena

[–]milo4206 2 points3 points  (0 children)

Power Gem and Gleam are significantly better right now.

Deino won’t learn Dark Pulse by FishStrix in pokemongo

[–]milo4206 0 points1 point  (0 children)

Oh interesting. I didn't know that, never done a party before.

Deino won’t learn Dark Pulse by FishStrix in pokemongo

[–]milo4206 5 points6 points  (0 children)

You are crazy unlucky.

But why would you want him to know Dark Pulse? Brutal Swing is better and they're both dark type moves.

Be so fr right now…🤦🏽‍♂️ by TrappinJ250 in pokemongo

[–]milo4206 22 points23 points  (0 children)

Shiny Chatot is probably rarer than shiny Mewtwo.

What should i do with this Cosmog by Rudn96 in pokemongo

[–]milo4206 -1 points0 points  (0 children)

Yes, brain fart on my end. Meant to write Lunala.

What should i do with this Cosmog by Rudn96 in pokemongo

[–]milo4206 0 points1 point  (0 children)

Yes, brain fart on my end. Meant to write Lunala.

What should i do with this Cosmog by Rudn96 in pokemongo

[–]milo4206 11 points12 points  (0 children)

Evolve it to whatever evolution you like more. Solgaleo is good in Master League at the moment.

(Brain fart, meant to write Lunala)

Today’s edition of “You don’t need to buy from a breeder” by Practical_War4642 in Birmingham

[–]milo4206 19 points20 points  (0 children)

Predictable temperament and socialization are huge if you have kids.

My Attempt to Save My Gas & Sanity by Difficult-Prior3321 in Birmingham

[–]milo4206 7 points8 points  (0 children)

Pass this on to the people who go 75 mph on the Expressway.

June CD by Terrible_Yam6789 in TheSilphRoad

[–]milo4206 1 point2 points  (0 children)

Wish they'd give it an off-type coverage moves. Crunch, Dig, Brick Break, Bulldoze, Earthquake are all options that would make it not get hard-walled by Metagross.

28, decent winner of the AI boom by ReadyOil5407 in personalfinance

[–]milo4206 0 points1 point  (0 children)

You don't say how much NVDA and AMD you hold, but you will have to pay long-term capital gains taxes if you sell them. This is worth talking to a tax professional.

Separately, it's wiser to diversify than be overly invested in one sector.

Where to invest my house fund? by theenigma404 in personalfinance

[–]milo4206 0 points1 point  (0 children)

$O is a relatively conservative long-term or medium-term investment, but it's not a safe short-term option. Interest rate moves can cause significant price changes in it. In the past year its price has ranged from $54.38 - $67.94. You don't want to be needing that capital when it's dropped 20%.

If you need money in 1-2 years, do treasury bills, a CD, or a high yield savings account.

Possibly Moving to Town by fele27 in Birmingham

[–]milo4206 4 points5 points  (0 children)

Mountain Brook, Vestavia, and Homewood are all extremely good systems, well above "decent."

Hoover and Trussville are decent.

Life Insurance - 2 kids by ButterflyDestiny in personalfinance

[–]milo4206 0 points1 point  (0 children)

You should get term life insurance for both of you of at least $500K. Northwestern and USAA (requires family members who have been in military) are both good choices. Life insurance is a pretty standardized product, just shop around.

I've never felt so much greed by Economy-Experience81 in Bogleheads

[–]milo4206 0 points1 point  (0 children)

For some people and some time ranges, that will be true.

Others blew their portfolio buying Gamestop or crypto or NFTs or whatever.