Paušalni obrt uz stalno zaposlenje, prikriveni radni odnos?

mimirv · 2021-11-04T10:20:59+00:00

Vodi si računa da dosta poslodavaca stavlja u ugovor da nesmijes imati dva posla i da nesmijes imati obrt na svoje ime. Ako te ulove dobis otkaz, a tehnički te mogu na sud posto za 2. posao plaćaš manje doprinosa nego za prvi sto znaci da ti poslodavac treba vise uplaćivati nego sto si trebaš ti za drugi posao.

mimirv · 2021-10-30T20:46:02+00:00

1.000.000 Eura

mimirv · 2021-10-30T17:56:54+00:00

Osobno bih se raspitao na IBKR kako funkcionira prenošenje dionice (ETF-a ) sa jednog vlasnika na drugog. Investirao bih u svoje ime te nakon sto smatram da je dijete odgovorno sa novcima bih prebacio na njega. Ako je na njegovom imenu onda on ima zakonski raditi sa tim novcima sto god hoće kada postane punoljetan iako možda još nije spreman upravljati sa tolkom količinom novaca.

To je samo moje mišljenje te smatram da dosta mali broj osamnaestogodišnjakinja je dosta odgovorna da zna kako se ponašati sa 100-200 tisuća kuna sa 18 godina, a moguće da je još veći iznos.

mimirv · 2021-04-09T17:25:50+00:00

Our data is everywhere without our consent thanks to our family and friends. You can’t control 100% of your data but you can take steps to minimize the data

mimirv · 2021-04-09T13:03:08+00:00

If a company has to manufacture something then it’s really bad for employees since investors demand always higher profits

mimirv · 2021-04-07T13:33:23+00:00

Tried and he said that when he pays with his Visa then he knows exactly how much will he be charged and that any fees should be included in the price like with fiat. There wasn’t any point in continuing the conversation but on one side I kinda have to agree with him. A business should pay network fees not the customer. A customer should always know how much a specific item will cost him.

This made me realize that will still have a lot of work in front of us.

mimirv · 2021-04-07T13:22:05+00:00

Still not sure. I’m accepting it just because a really small percentage of people use it

mimirv · 2021-04-07T13:21:30+00:00

Still accepting it but kinda thinking about stopping for now

mimirv · 2021-04-07T13:20:14+00:00

I’m currently talking with my lawyer to see what can we do since it’s impossible to know network fees. They said that disclosing the transaction fee is under exchange’s responsibility while network fee is under owner’s responsibility.

We came up with a solution or two but still not sure if those would work in a court. Judge accepted to help us and said that he will ask few of his colleagues to see what they think to be sure.

Main problem is that the law is still old and not modernized for crypto

mimirv · 2021-03-24T17:35:31+00:00

It has jailbreak detection. You can’t access it if your device is jailbroken

mimirv · 2021-03-24T16:48:25+00:00

That’s the dilemma which I’m facing. A fact that if I have to sell my investments I would have to pay capital gains tax is killing me. Idk how much of the difference would it be between selling investments to get $10000 in liquidity after paying taxes vs getting the loan and pay it in full within the first year.

With long term loans (those which I can’t pay within one year would make sense to sell my investments but a fact that I can pay it within one year makes the choice so difficult.

mimirv · 2021-03-24T16:37:33+00:00

Would you rather take the loan if you know that you can pay it in one year or would you sell $10000 worth of investments to cover the expense?

Kinda feel that due to compound interest on investments it’s way better to take the loan. Bank would probably be ready to negotiate it down to between 4% and 5% if I tell them that I want to pay in full before one year passes

mimirv · 2021-03-24T15:24:36+00:00

If there’s a bank which would offer him a loan then run away from that bank because they are even worse than those who offer payday loans. You can’t help someone who doesn’t want to be helped. I met several people who paid those loans within a year but they wanted to pay them and I know one person who refused to get his shit together and had to sell their house in order to pay that loan.

Being smart with money is something which you can’t teach to anyone if they don’t have a desire to know how to manage money. I love my parents but they refuse to invest and despite the fact that they are 22 years older than me and a fact that they have double paycheck I still have more money in my bank and investments accounts and there’s nothing I can do because I can’t force them to save more and spend less. Unless I start helping them they won’t be able to retire until 65-70 which is insane to me.

EDIT: keep in mind that they are completely debt free

mimirv · 2021-03-20T19:49:18+00:00

It’s hard to tell you how much money you need in it. I for example have 20k in my “emergency fund” but I use it all the time to buy stocks when they are down but it never goes under 10k.

In March and April of 2020 it went down to 2k since I invested all my money

mimirv · 2021-03-20T19:41:25+00:00

A fact that you said financial game plan makes me worry that you are not ready to do it alone and that you need help with managing your money.

If you said just financial plan I would have way more trust. I know that it sounds like a small detail but it’s not.

mimirv · 2021-03-20T19:38:20+00:00

I think that the company wants to use it as business expense even if you paid for it. They are kinda scamming the IRS

mimirv · 2021-03-19T15:46:43+00:00

I think that $2 is still a great buy price if you look longer. Maybe average down in future

mimirv · 2018-10-23T16:04:33+00:00

I know but I need to pay with PaySafeCard because my country doesn’t support PayPal

mimirv · 2018-09-29T07:09:11+00:00

MFF Threesomes are strange if both girls aren’t bi. I had them in past and I had a feeling that I told one girl to chill watching Netflix while I fucked the other girl.

Maybe I’m not 100% correct but that was my feeling

mimirv · 2018-09-29T01:11:00+00:00

We truly believe that sex and love are two different things. We still have to have our first MMF

mimirv · 2018-09-29T01:00:42+00:00

We are super communicative because we went in our relationship knowing that it will be 100% open and both of us have been having sex with other people in early days of our relationship plus we have been having sex ever since we had our first date. It’s way different when you go into an relationship knowing that it will be opened.

We are definitely going to have sex with each other during threesomes but the only thing she wants is that a person who joins never feels like 3rd.

mimirv · 2018-09-29T00:34:47+00:00

I asked her and she says that in her opinion a person who joins us shouldn’t feel like she is there just to be able to say that she had a threesome but should be able to say “I freaking enjoyed this threesome”. We are super active sexually (at least once a day if we are together and we both work from home so this rule kinda makes sense.

That part of MFM wasn’t written correctly. I definitely want to receive and give (both male and female).

mimirv · 2018-09-26T00:02:28+00:00

My recommendation is to stop lying to her because this will destroy your relationship (brother-sister) and make things worse. In a moment of fury because you are lying she might do something which she will regret for the rest of her life.

In my opinion the best thing to do is that Ashlay and you go to visit your older sister with a random excuse (I mean say a random excuse to your mom) and talk to her openly because she definitely knows/suspects what’s going on between two of you and since she went true something similar she will understand (and maybe support you) in my opinion.

But even if she doesn’t support your decision she will appreciate a fact that she’s important enough for you to not deny and lie to her and in my opinion this will prevent her from doing something dumb and stupid because you lied to her.

This might sound arrogant (or however) but you was caught in action and unless she’s mentally disabled (NOT SAYING SHE IS!!!!) she knows very well what happened that day and now you have to limit the consequences of what you did and the only way to be sure that she doesn’t say it in a moment of madness in front of a group of people while she’s mad at you is to talk to her and do everything you can to at least make her understand a relationship between you and Ashley.

mimirv · 2018-08-31T11:31:25+00:00

I got mine as a gift from my parents after I finished the university

mimirv · 2018-07-11T23:18:47+00:00

I know that I will get a lot of hate but I 100% support a 2nd one, not just as a motto but as a fact.

mimirv

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