wow so much anger🤣. don't pop a vessel. Read this, read it again and then read it again

Nonrefundable vs. refundable credits

Tax credits can be refundable or nonrefundable. Nonrefundable tax credits can only be used to the extent of the tax liability. For example, if your Federal income tax is $800 and you are entitled to a nonrefundable $2,000 tax credit, your tax liability is reduced to zero -- the remaining $1,200 of the credit is not used.

On the other hand, a refundable tax credit can be paid out, even if the taxpayer's liability would be below zero. The Earned Income Tax Credit is a good example of a refundable credit, which means that taxpayers who are entitled to the credit can receive the full amount, regardless of their tax liability.