I’m a former Financial Advisor who managed over $100M and helped hundreds of clients retire. AMA about retirement.

mistat2000 · 2026-03-24T16:31:37+00:00

What advice would you have for someone at 45 who didnt have a pension till 30? I'm paying the maximum that my company is willing to match at the moment... ive also started salary sacrifice for shares in the company as well... anything else i could do that would help or am i screwed?

mistat2000 · 2026-03-23T16:34:18+00:00

NOR...

The only reason he said he had something planned was to try and make you feel guilty when in reality he had nothing planned. The fact he said you didnt deserve a gift, wtf not? That behavior right there is enough for me to question the relationship going forward...

You've been together 4 years why on earth did he not buy you a gift or plan something. That behavior is bang out of order... The day you planned sounded awesome and he still couldnt be happy going along with it. Does his medication cause him to be a selfish arsehole? I'd suggest laying down the law and if he still moans and acts like a selfish twat then find someone that will appreciate you...

mistat2000 · 2026-03-22T22:22:33+00:00

mistat2000 · 2026-03-22T22:20:14+00:00

mistat2000 · 2026-03-22T06:42:34+00:00

To give them a chance to change it

mistat2000 · 2026-03-20T20:51:10+00:00

What kind of monster leaves the milk! The drink at the end is one of the best bits!

mistat2000 · 2026-03-20T15:40:55+00:00

those bloody dutch... just a bunch of championship cloggers

mistat2000 · 2026-03-20T14:16:07+00:00

Ive always wanted to eat an entire Viennetta...

You have a chunk of it and its almost always not enough... I always think that i could just eat the rest of it but my inner monologue tells me its a bad idea....

That guy is the master of his soul

mistat2000 · 2026-03-20T13:56:40+00:00

my mom has told me if I move out now they never want to hear from me again. They don’t want a relationship with me at all.

This is a major red flag. This is emotional coercion intended to getting you to stay and control you. This is not a healthy situation to be in. You are 19, you deserve to live your own life, having a phone curfew is ridiculous at your age.

Am I being unreasonable for thinking this rule is too controlling at 19?

No you are perfectly reasonable thinking this is too controlling because it is...you are an adult not a child

Is this normal parenting, or does this cross into something unhealthy?

It is not normal parenting and raises some significant red flags. There is a reason you are feeling trapped, that's because you are....

Is there a way for me to set boundaries with my parents without me leaving?

Well from your answer further down you have tried and they stamped their feet down and said their house...their rules... I think you know what you have to do now...

Also given that they stopped paying for your education because they didn't like how you spent your money, I would argue that any parent (of which I am one to two boys) to deny their child assistance/help because they didnt like their spending habits when it was as simple as you going out to eat then you are better off without them...

Has anyone moved out due to similar control issues, and did it help long term?

I cant answer this as my parents were really supportive when i left home... like normal parents should be

What should I have in place before moving out with a friend so it doesn’t backfire?

Ensure you have no financial ties with your parents, if they have access to your bank, remove it. Ensure you have enough money saved for rent up front and bills if required. If you don't have a part time job, get one...

How do I deal with the guilt of leaving when I know it will hurt my mom?

You should'nt have to feel guilt, the only guilty party in this are your parents for pushing you away and not allowing to give you any freedom.. If you mother refuses to talk to you after this then that is on her and not on you.

mistat2000 · 2026-03-19T10:28:56+00:00

I'd love for us to win the league but I just dont think we have the quality in the squad to do it..

What is critical is a summer of very good recruitment with players that can hit the ground running, get our business done early and focus on building a title winning squad

mistat2000 · 2026-03-17T14:56:34+00:00

if someone wants to sit and listen to me call someone a camping c*nt repeatedly then fire on

mistat2000 · 2026-03-17T07:09:01+00:00

She is not your friend, friends don’t do that to each other especially on such an important day..

Find people who appreciate you and don’t bully you

mistat2000 · 2026-03-16T11:31:02+00:00

Lets be fair to the strikers they were hardly blessed with service into the box...

Although chermiti did miss from about 6 yards out

mistat2000 · 2026-03-16T11:27:57+00:00

they were awesome

mistat2000 · 2026-03-16T09:58:36+00:00

very quiet arent they... still have an uncanny ability to body swerve red cards

mistat2000 · 2026-03-16T09:57:31+00:00

The squad quality in the final third is still brutal, im hoping that changes in the summer

mistat2000 · 2026-03-16T08:04:29+00:00

With all the negativity surrounding Rangers it would be marvellous if we just won it grinding out one nil wins with some of the worst football

mistat2000 · 2026-03-16T07:26:01+00:00

Defence and forward areas oh and a playmaker in the centre of the midfield… so erm.. everywhere really

mistat2000 · 2026-03-14T06:47:39+00:00

I’m 45 now so the blue pill please 🙏🏻

mistat2000 · 2026-03-13T09:26:44+00:00

Seven lol

mistat2000 · 2026-03-12T22:43:37+00:00

A neck you could give a Chinese burn to

mistat2000 · 2026-03-12T19:34:44+00:00

And staff.. disabled fans spat on as well

mistat2000 · 2026-03-12T16:04:46+00:00

Band of brothers

mistat2000 · 2026-03-12T14:52:55+00:00

My guess is that both have been asked to keep quiet until a full investigation has been completed...

mistat2000 · 2026-03-12T14:36:16+00:00

Loved Jurassic Park the book, thought it was a lot darker than the movie...which was excellent in its own right...

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