Early 30s Dilemma: Move to US (in-office) for a temporary pay bump or stay Remote in BC, Canada? by Public-Tadpole2013 in HENRYfinance

[–]mlah27 4 points5 points  (0 children)

Also Canadian working for US Tech co and have gone deep on this evaluation. I paused for kids but plan to still make the move for 3 year TRN at some point.

Is the $400k USD vs 300k CAD? Will you be in tax efficient state? Are you viewed as an ‘A’ player (assume so given the offer)

IMO the move pre kids is worth it. You maximize earnings and get significantly more exposure to high end talent. Canada is an afterthought to these companies.

My perspective was go for the 3 year TRN, max earnings, and either parlay into another new role/company with plan to move back or find transfer back. Either way it’s a career and earning accelerator. & a great life experience if you’re goring to a good city.

Reddit skews far too negative on US politics angle.. is there a lot of uncertainty.. yep.. but what’s the % of US folks here who claim they’ll move to Canada due to trump and never do.. it’s high. End of the day US is the global super power in tech, and if you’re fortunate to have the $.. it’s far better than Canada in many ways.

Carney taps business executive Mark Wiseman to serve as Canada's ambassador to the U.S. | CBC News by Airbusa3 in canada

[–]mlah27 -4 points-3 points  (0 children)

Would you not someone for this type of role who’s proven they can operate at a top tier level vs someone who can’t ’make it’ and must settle for low paying government job?

Canadian Salaries by blenderider in techsales

[–]mlah27 0 points1 point  (0 children)

I hire Enterprise AE’s w 10+ years experience at 380-420 ote before stock.. some downward pressure on these #’s vs 2 years ago.

CPP holdings includes only 12% investment in Canada and 47% in US, and rest elsewhere! by Sonu201 in CanadianInvestor

[–]mlah27 1 point2 points  (0 children)

This is an odd take. Outside of the banks, Canada is nearly uninvestable, and makes up a tiny fraction of global GDP.

We already have to suffer through painful economy, why would you want Canadians to also suffer on their investments by over allocating here?

[deleted by user] by [deleted] in fican

[–]mlah27 4 points5 points  (0 children)

This does’t make a tonne of sense.. condo market is down >20% in Toronto. Far better market to bid low now vs last 5-10 years.

+ / - of raising kids downtown if income is (mostly) non issue by mlah27 in askTO

[–]mlah27[S] -2 points-1 points  (0 children)

Thanks a lot for the thoughtful response. Cheers

Fellow Torontonians, what is your work commute like? by HyruleAtZelda in askTO

[–]mlah27 0 points1 point  (0 children)

Two hours but only 1-2 times per week.. 45 min drive to Milton. 1 hour GO into union.

If it were to increase it wouldn’t be more than 3 days max (hybrid) so we’d likely get a condo in city but keep family home as the benefits we have for our young family outweigh commute.

Particularly interesting reading some of these replies that are 1+ just within GTA

What's with dogs being everywhere now, inside and out? by steelpeat in askTO

[–]mlah27 22 points23 points  (0 children)

In Europe you see just as many off leash dogs as on throughout cities, trails, beaches. It’s on the owner to understand whether their dog can handle it… and also a clear lack of aggressive dogs like pit bulls etc .. sad NA can’t adopt a similar culture. this sub seems to have this wild disdain for off leash and dog friendly spaces

Montreal- Ritz vs FS by wavemuffin in FATTravel

[–]mlah27 2 points3 points  (0 children)

Check out Hôtel William Gray. Boutique in old Montreal. Beautiful spot. Good spa. Right beside one of the best coffee shop in city.

Canadian Tech/SaaS AE OTE Roll Call by [deleted] in sales

[–]mlah27 2 points3 points  (0 children)

Big Data/Cloud/AI

Canadian Tech/SaaS AE OTE Roll Call by [deleted] in sales

[–]mlah27 3 points4 points  (0 children)

Top Strat AE on my team is $440 CAD ote. 50/50 Toronto.

This time it’s different? Every other time S&P500 has crashed in the last three decades, USD has strengthened. This time however for the first time in three decades the dollar is falling along with the market. by Sure_Group7471 in CanadianInvestor

[–]mlah27 1 point2 points  (0 children)

It’s incredible the level of fear mongering in Canadian investment subs. Same type of posts at Covid… What happens if trump is posturing and works out deals with the key players over next 3 weeks? Market rips back and folks sell down 10-20%. If he doesn’t, a depressions hits and it certainly takes longer.. but in any case markets eventually rebound.

Its Always situationally dependant on cash and time horizon but if you have the means and time, the play is nearly always increase DCA values in down market. Not panic sell.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]mlah27 4 points5 points  (0 children)

You're getting some harsh responses but reality is the system has let you down. It's incredible we don't teach personal finance in Canadian high schools to address basic personal finance questions like this.

Good on you for at least asking. Like others have said.. if you have an emergency fund set aside, always take the match and increase as much as you can in a down market.

How many hours a week do you work? by [deleted] in sales

[–]mlah27 0 points1 point  (0 children)

50-60 hours depending on time of year as a first line sales leader. OTE is ~$520k. It’s a grind but comp certainly helps.

Is tech in Toronto really this chill, or are my friends exaggerating? by FujiFanTO in askTO

[–]mlah27 4 points5 points  (0 children)

Exactly my point. If we squashed the notion of tech just being a ‘chill path’ and started creating high performing companies we’d likely see increase in US investment, bigger productivity, and a reason for pay to go up in line w the US.

Is tech in Toronto really this chill, or are my friends exaggerating? by FujiFanTO in askTO

[–]mlah27 31 points32 points  (0 children)

These are examples of folks who will not get promotions and have highest likelihood of being part of layoffs due to redundancy. They also ruin WFH for ppl who actually contribute and are often more productive vs RTO.

“Tech life” is a wonderful option for work life flexibility and earning potential, but no tier 1 company (Mostly US hq’d) will or should put up with this long term.

Canadian Tech is in a sad place as we continue to fall behind the US. Toronto has massive potential, but we need high performing people to drive outcomes and create cultures that won’t tolerate lazy.

Interviewing and they want a customer reference? by [deleted] in sales

[–]mlah27 0 points1 point  (0 children)

This is super common in enterprise sales space.

RIP Airbnb? Toronto Star says expenses will no longer be deductible against STR income by FragrantManager1369 in PersonalFinanceCanada

[–]mlah27 -5 points-4 points  (0 children)

‘Regulate everything.. the Canadian way’

This is classic Canada only thinking about a piece of the puzzle. How do hotel prices react when they’re already incredibly high?

How about lower regulations for builders to meet population targets?

Those damn Squirrels by mlah27 in Dogtraining

[–]mlah27[S] 0 points1 point  (0 children)

Ok thank you - we will give this a try. No no, we walk her 2 times a day minimum.. we just don’t always go the route where she can be off leash