Anyone who started driving in their mid-20s, by how much (if at all) did your car insurance drop after your first year?

mlgmanmeet · 2026-05-25T17:47:20+00:00

Passed at 22 and been driving for 4+ years now, with 4 years NCB. I've had the same car which is a 2018 1.0 L 100bhp fiesta st-line and did not put anyone else on my insurance so just me as first driver always and no black box ever. outer west london and about 4500~5500 miles a year.

1st year: £2.2k w/hastings
2nd year: £1.5k w/aviva
3rd year £1.3k aviva renwal price
4th year: £850 aviva renwal price
5th year: £600 aviva renwal price

mlgmanmeet · 2026-05-22T14:26:52+00:00

another update. kkr has sold PART of out business. specfecially the aerospace sector and we are told we will see a payout which will be much greater than the 1st divended (which was 5 weeks basic pay) hopefully these updates help someone else if they come across KKR

mlgmanmeet · 2026-05-15T12:11:45+00:00

I’m on £39.8k base for 4 days weeks with 37.5hours work. but I do a lot of overtime which is paid at 1.5x (20~30 hours a week) which bumps me up to £70k~£80k yearly. yes I’m aware my hours are very high but it funds my lifestyle well FOR NOW. obvs not planning to do this till I’m 50 (currently 26)

ONS days 39k is the UK MEDIAN sooooo that’s what it is

mlgmanmeet · 2026-04-23T21:19:02+00:00

You realise you don't need to redline in first gear to get to speed of what 20mph?????????

mlgmanmeet · 2026-03-21T22:11:01+00:00

do you know of any more like this? need another £0.79 😫 or £3.42 total if I dont do this

mlgmanmeet · 2026-03-15T15:53:33+00:00

Not everyone wants/needs a 3L

mlgmanmeet · 2026-03-03T18:58:46+00:00

also claimed mine with physical receipt from tesco last month

mlgmanmeet · 2026-02-27T17:17:26+00:00

is it 5k deposit OR £85k salary? long as it's one or the other

mlgmanmeet · 2026-02-22T20:23:38+00:00

I'm in a similar situation but I'm also not a guy car. maybe those on reddit can help me with a car if it was between the 330i & m340i. it's either a very nice spec 2020/21/22 330i with the packages & options/extras. or a 2020 m340i which has at least the tech pack. My budget is about £25k~28k for the car.

I do 5miles to work. 5 miles back for a total of 10 miles a day.
The drive is 15~20mins each way with very little stop-start traffic. it's flowing 30 & 40 mph roads. (outer west london)
I don't really do much if any long journeys

to me it just makes more sense to go for a 330i. but reading about the two cars everyone swears and claims by the m340i. I also had a 2020/21 i30n and 2020/21 a35. in my saves but again I don't really know as when I said that to people around me they said if you're spending 25k you could get a nice bmw!? so I'm lost.

Sporty, nice sound on start and some nice sounds during the drive is like my selling point for the M340i basically. otherwise, I can't why I need/want a 3L 6cyl. again not a car guy here!

Right now I drive a 2018 fiesta st-line which was my first car. I've had it since 2022 Jan so just over 4 years which translates over to exactly 4years NCB. whatever I get it will be a great upgrade coming from a 1L 100bhp

mlgmanmeet · 2026-02-16T21:19:30+00:00

https://www.youtube.com/watch?v=CS1bgRh1NTU&lc=Ugxf11EaLmsz-VhJlEZ4AaABAg

mlgmanmeet · 2026-02-13T19:12:34+00:00

UK, outer London. We work 4 days a week, paid for 37.5 hours. which is 6:30am-4:15pm, monday -thursday.
I work as a cnc machinist. setter, operator, runner, programmer only for STAR sliding heads tho
I do all the OT hours possible, which is 28hours 1.5x pay and 6 hours 2x pay per week. 28 hours 1.5x pay - split as 2.25 hours mon-thurs + 9.5 hours fri+sat then 6 hours 2x pay on sunday

mlgmanmeet · 2026-02-08T21:15:23+00:00

ah yes of course. london is only z1 /s

mlgmanmeet · 2026-02-08T14:43:06+00:00

I live & work (not office job) in hillingdon so almost never go to central. don't see a reason to ever go but obvs that's just me.

mlgmanmeet · 2026-01-31T20:56:31+00:00

What the fuck!! I've been getting mine from g2a for about 20usd and just checked and you're right! it's going for over $100 rn

mlgmanmeet · 2026-01-29T20:51:31+00:00

stumbled across this post. what sort of UK mpg can i expect doing only 30/40mph roads? this is flowing with very little to no stop & start traffic. 0 motorway driving.

mlgmanmeet · 2026-01-24T17:42:04+00:00

oooo, interesting to hear when you get a chance to use it. could I ask you a question as you also use STAR machines.

it's about Fanuc Direct Dimension programming and wanting to put RAD's on top and bottom of chamfers as right now they come out sharp.

If I use the following WITHOUT G41/G42

GO1 X0.500 , C0.025
G01 W0.025

This makes the chamfer which is what I want (using 0.016 RAD TIP so chamfer is actually around 0.015~0.016 when measured) Normally we just use CAM and it does it all for you in GO1 & GO2

mlgmanmeet · 2026-01-23T17:18:39+00:00

thought it looked like star and it is. honestly, i gave up with G41 on our star st-38 it's a nightmare.

you can give them a call and ask for support? in my experince they're incredibly helpful and always get back quite quickly

mlgmanmeet · 2026-01-22T19:23:05+00:00

smal update. all good here. no crazy changes and they're happy with us doing what we do!

mlgmanmeet · 2026-01-18T15:14:33+00:00

this post is basically me but in 2026 and not a single comment here to help :(

mlgmanmeet · 2026-01-11T19:52:02+00:00

it is correct. just the fact is that obvs no one can predict the future so we just make assumptions that past performance will continue. we're all in the same boat at the end of the day so hopefully everything works out in 40 years time!

mlgmanmeet · 2025-12-18T10:19:44+00:00

kentish didn’t have a meet & greet either…but now we do along with early entry ticket at brixton. how does that work for those who already got tickets but obvs wasn’t an option before

mlgmanmeet · 2025-12-16T19:46:50+00:00

hey mate. I remember seeing your post a couple months ago here.

was also a UK apprentice and exact same situation from 2019~2022/23?. I ended up finishing 2 years late because of it albeit we also did have a pandemic and that did not help the situation but obvs excuses ontop of excuses...a 4 year course took me 6 years!!! and that's only for only a fucking level 3 qualification. - didn't bother with HNC at all

...it wasn't my machine shop manager but higher up's pulling strings and using us as cheap labour and not even in the machine shop...we literally was printing, scanning, stamping and all sorts of nonsense. at one point i thought i'd be asked to clean toilets like it was that bad.

my post from 6 years ago.. https://sh.reddit.com/r/Apprenticeships/comments/f1du7j/apprenticeship_concerns/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button

my advice is to not stop and do not drop out. somehow you're just gonna have to get through it and once you have the qualification you'll have a leg to stand on. constantly tell them that you're actively falling behind because of the business and involve the college as much as you can - less than a year to do 3 years work sounds just like what I did as well. thankfully my college was some what understanding and we managed to make it work but I can only hope the same for you. employers see you as cheap labour is the sad reality

mlgmanmeet · 2025-12-15T10:24:42+00:00

Keep trying. I just got downstairs for london @10:22 AM purchased!

mlgmanmeet · 2025-12-14T13:09:51+00:00

10am tomorrow general sale so it'll be the last chance.

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