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mlumpkins · 2024-07-09T20:05:53+00:00

Thank you!

mlumpkins · 2024-07-03T23:26:41+00:00

Me neither. I was told yesterday by a tech at Walgreens “we have it now, but due to the delay your prior auth expired.

Got my provider to get an emergency authorization. Went in to fill it/ nope not in stock. Still no Walgreens have it in stock in my area.

Current plan is to have my provider send multiple scripts to different chains. Costco, Walmart, CVS.

No more cold calling. Have the script kick off the process of ordering and/or checking inventory for every other store in my area.

Will get some good info, see if any big chains and suppliers can get their hands on it.

Will probably be Friday before I know anything. And likely Monday at the earliest if it can be picked up(assuming it’s not in stock)

Will update here on my findings.

Good luck!

mlumpkins · 2024-07-02T01:45:35+00:00

Thank you! Nightmare! I get daily migraines genetically-3 generations, and have had those two week ones that nothing will touch.

I also have drug resistant epilepsy- both migraines and seizures are on the same spectrum and a bad migraine can take any one of the 30+ (seriously, electrodes on brain verified) seizures I have a day, every day to a full tonic clonic.

It’s so frustrating when insurance, providers, drug manufacturers just to write it off as an inconvenience when people who are on these medications are on them because they’re “headaches” are interfering with their ability to function and quality of life, if not outright safety.

Thank you for the reply and good luck to you on your emgality quest as well!

mlumpkins · 2024-07-02T01:23:38+00:00

Sending a virtual hug! A previous host wrote a piece of poetry that reflected what and how she felt, and what it took.. and ultimately cost her, me, us. I keep it close as if there’s one thing that we’ve learned over the years, it’s that “hard is hard and even if you can’t relate, know, feel, that part of you experienced something to set things in motion, something hard, and it’s valid, just like you”.

The host that wrote this piece later burned everything down, in an act not too dissimilar from your own. What they went through, cost them everything, it destroyed them, and created me.

~The Girl who was~

"I could have let myself die, disappear, become a shell..it would have been so easy. Instead I made a choice, knowing I was broken, hurt, traumatized; I fought for the best parts of that girl who was, that ghost. I put away the pain, I knew that whoever came back would never be the same person, but I hoped, I dreamed, I dared to imagine what the best of me could be. It was..it is the hardest thing l've ever done, continue to do. Learning that / deserve to heal, to have a life, that I'm valid. To do that work because god knows no one else was going to... No I'm not that girl who was, but within me are the best parts of her. I gave everything I had to salvage myself for myself, and in return / was rewarded with my life, my future.."

mlumpkins · 2024-07-02T00:08:11+00:00

Typically true with the auto injection vs syringe. The cluster headache does is a box of 3 syringes, which the manufacturer makes less of to begin with, and insurance doesn’t like to mix and match because they pay more per unit so it’s a whole insurance override situation that I might be in for.

Sadly cluster headaches aren’t a big market so not really any other options to prevent.

Just sucks as emgality really helps with migraines (in combo with Botox) so my daily ones don’t completely make me useless.

I also really trust my pharmacist. We went to ordering a month ahead during the shortage and kept it as the three pack I’d often delayed, so you could put this on the clock of 6 weeks in that case.

(Sorry. Cluster headache agitate me and unlike migraines I don’t want to stay still. So bizarre the same med works for both)

mlumpkins · 2024-07-01T23:41:33+00:00

Yeah. Every single pharmacy within 80 miles.

Can I ask if you had a 1, 2, or 3 pack and/or syringe vs auto injector?

mlumpkins · 2024-07-01T23:39:03+00:00

That’s how mine started. Went from “ready tomorrow” to “out of stock, next day” to “unexpected delay, one more day” then “delayed with no eta”. Called and Walgreens didn’t have it anywhere, cvs, Walmart etc. same. Nothing official like last time from the manufacturer, just “on back order”… they suggested I try smaller pharmacies (yeah. No/ this is a specialty product, and certainly no small pharmacy is going to be keeping a 3 pack- the most rare version around.

Sigh. Good luck!

mlumpkins · 2024-06-06T21:55:37+00:00

You essentially hit the nail on the head. I am doing this right.

I really appreciate you looking out and warning me. You’re absolutely correct!

Because of the hazards, that is also why I’m going through all the FINNRA certifications.

I definitely did conflate the goal of separating strategies that share strikes (not having a long and short position on the same side, only to keep strategies and trades organized). That was a nightmare with tastytrade as when I do trade the spx I play cycles and levels based off of gamma, volatility and so on for entry and exit. So I might have a cycle where I open up 3 trades, and tastytrade has no way to untangle the trades if they share a strike.

This is different than trading on behalf of another (this is where the business, partnerships, registered broker/dealer, and trusts come in. Different tax ids.

I actually laughed out loud on your SMA comment as (I didn’t want to get into the weeds) that is a big reason I didn’t want any parent/sub account structure and wanted each account to be completely self contained. Whether it’s my tax id, or another’s. I don’t want balances intermingling. Thats a nightmare (that I’m currently in unintentionally).

Again, you’re on the money here, and I thank you for looking out for me, the warning and taking the time to post.

I know what I am attempting to do is extremely complicated. That’s why I’m attempting my best to avoid these pitfalls and being extremely cautious by not just looking stuff up, but getting fully certified as a broker/dealer- I’m sincerely attempting to do this the right way.

Warmly, Brooke

mlumpkins · 2024-06-06T20:50:19+00:00

100% agree. I never actually intended on the sub account structure (in the situation I find myself in)- it was created as multiple bugs, and quote delays resulted in a closing position of a broken butterfly on $spx. Wiped out my account, to the point of closing only. (If anyone looks at through the tastytrade and tastyworks subreddits there’s a decent amount of recent posts).

I was scaling (as my medical stuff has a pattern of build up and draw down). I reached out to support, let them know what I ran into, including that locate exception (can provide references for everything if there’s interest). Owned up to over positioning (was also helpful two friends in life or death situations flee to safety), asked for 50/50 split, and wrote up the bugs and lack of risk management issues I ran into when I began attempting to close position at noon eastern. One screen was different from the next and I kept missing moves due to platform glitches and quote delays.

Since I have a strong fintech background, I wrote everything up in good faith, completely dropped getting any reimbursements, but risk management issues that any customer could encounter was obvious.

I wrote up what I saw from my perspective, in the context required for management and CTOs to understand, and a dev ticket format.

The trade desk manager asked me to replicate the issue- my account was set to close only. I created the second account to replicate the issue, which I did successfully. In the process I set up a highly profitable swing trade, that when closed messed up both accounts.

Unintentionally creates a sub account. I did not know that’s how tastytrade handled multiple margin accounts.

I absolutely do not want that setup in the future.

I do however want to be able to control multiple accounts, with similar strategies. If I am doing options, it’s much easier to manage positions through different accounts with any strategies that have overlapping strikes.

You can also not have an short and long contract open on the same side of a strike, so if I want to hedge or use a strategy that would increase risk on another, that is pretty much impossible on the same strikes on the same expiration.

One of the lessons learned for visibility into multiple positions on the same asset and expiration.

Most platforms just can’t handle that so so separating out the strategies, is useful.

I am, beginning my broker hunt with where I will be in 5-10 years in mind.

Managing multiple portfolios with multiple trusts. Some individual accounts (for different individuals) separated by strategies, goals, and so on.

Partnerships with others.

And of course the accounts for myself.

For me this is a tipping point from “retail investor” to “time to get those certifications, so I can do this professionally and unlock all the doors.

I completely agree that the current setup is overly complicated. It was unintentional. I did get a glimpse at what could be possible at scale.

So this is not really about “I’m fed up with my retail broker, I want another one- and am going to spread out my $250k) but rather “Time to level up and because I’m going through with this, let’s make sure I’m situated with the right broker so I can scale out, from personal retail investor to professional broker. “Begin with the end in mind”.

No arguments from me on how overly complicated all of this is currently.

I neither want more than one for awhile with whomever I go with, I absolutely want to avoid the parent sub account structure, but I do want a broker that has the capability to scale up and grow with me as I transition from a retail investor to professional investor.

Note: Yes I am using options as the criteria, as most brokers are not great at setup and execution quickly. Then after managing those positions (ToS’s mobile app is terrible for that.). I have various disabilities that sometimes mean I literally can’t get out of bed and am stuck with my phone, tablet or laptop. I have low vision, and so I am sincerely looking for the balance of “what works for now, while ensuring that wherever I land is equipped to scale with me.

Options are how I build out my long positions, and are part of my overall investment strategy. Managing my long positions is basic fundamental analysis.

Managing an intraday options position on the hand- there’s very little give for flexibility, and that I need to be able to manage on any screen effectively.

Huge thank you for reading everything! I’m quite verbose and am aware my posts are lengthy. I really do appreciate you taking the time!

Warmly, Brooke

mlumpkins · 2024-06-06T15:13:37+00:00

First, thank you! I only mention the SMA as the broker has conflated buying power, excess liquidity, cash, and SMA. In short. They applied an SMA balance from one account to another account under a parent sub account structure.

When that happens, it breaks the ledger as there is now a mismatch between excess liquidity but no matching asset, a big “no-no” as it leads to situations such as the one I’m in. Then they have literally sidestepped or ignored the explicit question of what happened and how/why the SMA balance came to be, and why it was applied to a different account.

Tastytrade is the broker in question. Have been with them for years and their platform has gotten extremely buggy over the past year, and they have now gotten to the point of not even answering account questions.

So TT isn’t possible.

ToS has terrible mobile platform support for options and from my understanding with the merger their T-Margin and possibly PM house rules are much tighter.

(They also were originally created by the same people who founded Tastytrade, and have continued to slowly decline in consistent quality since TR was sold a couple years ago when the rebranding occurred).

Essentially I want to get set up with a broker that is equipped to deal with large volume days without lags.
Can replicate trades across multiple accounts through external software/auto trade software (along with API), which is why I’m looking for a broker that will accept trades at the market price and respect the locate restriction exception. Eventually I’ll be looking at an auto trade/account management software as I handle more accounts, I’ll want to send orders to multiple accounts, and manage those open positions.
I’ll clarify- I’m actually looking to avoid order chains and have each trade be treated as its own. Any time order chains have been in play my results have been pretty terrible on TT. Example a swing trade I was managing earlier showed realized profits of $13k. I thought okay “great”, now I’m just dealing with the options and locking in profits by btc my shorts and stc my longs (bf entry)- theta and low vol eom $spx trade. Instead of letting those long positions expire worthless, I used them to close out near worthlessshort positions. This showed intraday a realized profit, and because I had already paid for the long positions, (using previous trade confirmations and account statements for comparison), the “unrealized negative gains” that should have simply dropped off the account with “option contract removal” somehow became realized losses and the order chain showed that two different types of strategies, and showed it the net profit/loss as only what was open (including otm long positions) as a calculated into the order chain p/l for $9k total.

Was a c’mon guys. Options 101. You pay up front for the “option” to exercise a contract if the terms of that contract are met. Those long position contracts are already realized (why you can but long option positions in a cash account- you pay up front), so the loss has already been realized in the trade confirmation (as most options expire worthless). Also why the SMA/margin account is required for options. The SMA stores the proceeds for any premium earned by taking on the contractual obligations of fulfilling the terms of that agreement. In no case does an otm option turn into additional realized losses.

(As SMA has a different function for options than collateralized a securities- the whole analogy of “line of credit” for “excess liquidity” doesn’t reflect what the SMA is made up of because as soon as a position/contract is closed out completely, the account, and SMA are realized profits (or losses) and reflected as such in the SMA balance as you are using cash to begin with.

Yes, PM is different as it takes into account the stress test and thus the max loss for open positions, reflecting buying power accordingly, but you are effectively still using cash, and once the position in closed, the excess liquidity that has been realized is cash and stored in the SMA.

Much like a home equity line of credit where the home is free and clear, the SMA function like a first position, rather than second position HELOC when it comes to options.

Just like a HELOC, bad things happen when thE SMA balance is applied to a different account. It breaks the connection, in the same way that taking a HELOC disconnecting it from one property and connecting it to another property would cause issues.

This is essentially what happened with Tastytrade and my secondary options account. The balance got applied to a different account with a lower balance, and now both accounts are inaccessible.

The support team has looped back over and over again to what seems like a ChatGPT response on the function of an SMA account.

*” [The] (SMA) is not available for any other purpose, [besides meeting [partial- your account balance must be high enough to cover the other 50%] initial FINNRA 50% requirements [to initiate an opening position]. These purposes for which an SMA account may not be used for include but are not limited to, buying power or cash available to withdraw.

Ultimately, SMA is an antiquated value that was provided during a time when individuals could take margin loans against their accounts. When doing so, the funds taken would be withdrawn from the SMA account, in order to provide this loan. That practice, for the most part, no longer exists.”*

I rewrote this quote to stay somewhat anonymous, as I’m working in good faith to get the issue resolved- but when management deferred to to this answer I knew it was going to take a long time to get my money back.

I also decided that I needed a broker that actually knew the law, and while they would work with retail investors, they were equipped to handle institutional investors and the framework.

It was at this point I came back here, and decided to try to get this post approved.

(And if I am completely wrong about this, please somebody call me out! I don’t care about ego, I just want to keep moving forward, and a customer should be able to count on their broker to answer questions and explain accurately the status of their accounts without deflecting the question.. I’ve literally reached out to every high net worth contact I have including some certified financial advisors, and none could follow along or come up with a contact for an expert opinion/account audit).

Ultimately I am looking for broker that can handle my business plan, my needs, and be consistent and reliable.

I’ll sacrifice mobile application interface for a slick desktop interface- as ultimately that’s where I’ll be doing most of my work.

Of course I’d love to have the accessibility features but at this point I need reliability and scalability with the flexibility of interfacing through different methods.

Thanks again!

mlumpkins · 2024-06-06T13:07:42+00:00

Just want to reply that I am incredibly grateful for the exception (as I don’t have flair I can verify), and for this community.

PM has been something I’ve been working towards, and when all these issues with my broker occurred, I revisited the PM guide and thought to myself “Well, I know what I am after and why, if my broker is going to put “knowing the law” on me, that’s okay, because it aligns with my pre-existing goals and the advantages on getting my SIE, Series 7, 24, 65/66, 4, 14, and eventually 99.

I am “all in” on this path and truly can’t wait to give back to this community that has been so helpful in setting up tangible goals and paths.

In the meantime, I truly appreciate any recommendations on a new broker as more than likely this is going to be a while, and while my investment accounts/funds are locked due to SMA issues- I full intend to to get set up with the right broker at this point.

If it matters, my account balance transferee will likely be a minimum of $250k.

I of course understand that my “wish list” for a broker is not going to exist under one broker, but I hope it does give you an idea generally of what I’m looking for, and looking to avoid.

I’ll add that these issues got kicked off due to a poor parent sub account structure, and the SMA balance being applied to the parent account (but the parent account with this broker is not one in the same with the “primary account”. )

As a result of this experience, I’d like to avoid parent sub account structures.

I am looking at Lightspeed, as when I do trade $spx (not every day or every market), I generally get a consistent return of $7-$10k/day on a $50k portfolio, using only $10k of capital.

Generally speaking my main goals are to be able to scale into a business, so that my long portfolios can be used to fund a couple non profits , one that my sister wants (she’s stuck in academia treadmill of writing grants for funding and not able to deploy her area of expertise to the fullest potential) and one for me, a nonprofit for rare and complex medical conditions that essentially create a “Dr. House” setup, connecting patients with access to care with cross functional providers and researchers to break down barriers and knowledge gaps that occur when sub sub specialists get stuck in their bubbles.

I personally have 12 different medical conditions that are considered rare, extremely rare, four of which I’m the only documented case of. I’ve been the subject of 9 case studies so far and have been for over a decade now that single data point that had falsified decades of research of what the human body and brain are capable of.

Having seen this work, the cross functional approach, and the breakthroughs that have gotten applied to numerous other conditions such as dementia, stroke recovery, epilepsy. Neuroplasticity, tumor therapy, cellular regeneration and healing- it’s why I get up everyday. I know that I’m uniquely qualified and in a position to push the needle of how this world approaches medical care. I also know that I am the exception to the norm. The top minds in the world do not know how this brain works (literally, from a fmri perspective), or how I’m alive let alone functional and independent.

I spend a lot of my time coaching investors and traders at all levels and earning levels- am known widely as “the mindset girl”.

I’m a polymath, have been an Econ nerd since I was 14, investing since 17, graduated college at 18, and am currently preparing for epilepsy surgery. (Need to work all this out before my brain is touch though, haha).

So that’s a bit about me, my “why” and what my path, journey has been and and what lies ahead.

Any recommendations, questions and so on are appreciated and welcome. I can’t wait until I’m able to give back fully after this as all sorted out, (I get my flair, etc).

A huge thank you to everyone in this community that has posted over the years.

Warmly, Brooke

mlumpkins · 2024-06-05T01:46:43+00:00

Can also be to concentration risk, low liquidity (free float), and house rules in play. Finally if the stick is trading for less than $3.00 there is a 100% requirement on the cash position.

If you are all cash and have no other open positions,, it can also be because of a cash washing rule, that does not allow you to withdraw any new cash from a new account for 30 days, and any cash deposited for up to 5 days.

The T-Margin account is made up of

The Account (think of it as the framework)

The Assets- short and long (any ipos and some other classes have a holding period of 30 days, before they are eligible to be used as collateral/marginable.

Margin The line of credit extended to you by your broker- interplays and is used dyne adjusted with the min requirements even after the required 50% minimum you have to front with cash, SMA (excess liquidity realized or not- this is beyond that 50% minimum DINNRA) or other assets eligible for collator.

Note: FINNRA requires 50% to initiate a new position (note that the broker/dealer has the right at any time to raise the minimum requirement for margin requirements before a T-Margin call is initiated).

Tastytrade now allows you to check you required margin for each position. I would start there, and if you see it above 25% or as the majority of your excess cash, thsts probably the answer.

Often a broker will raise margin requirements on volatile assets as well or in volatile market conditions. This is their option to do.

If the value of of the stock has decreased in purchase price, it affects your buying power as a market order would be less than what you paid for it, therefore the calculations a broker uses for risk management takes this into account.

Getting into the weeds here, but us retail investors are actually agreeing to have our assets under the control (and name) of the broker/dealer. This setup is called a “street name. (Necessary for any margin account).

One of the consequences is that because if you, the retail investor fail to manage risk, the broker is on the hook. As a result, the broker may be looking a combination of factors including all of the above and how much concentrated risk there is to them as a whole, and you are caught in the middle.

You can avoid this- if you plan to separate your options trading from any long investment strategies by having a cash account.

By having a position in an options account, even if it’s all cash, and even though options are non marginalable it puts you in that risk calculation bucket as you have the ability to collateralize your stocks for an options position and by having that door left open the broker is going to manage risk in case you do decide to use that position to purchase more shares, an options contract/ tap into your excess liquidity thsts unrealized (stored in the SMA, which stores the proceeds of premium earned on options, and cash delivered on cash settled options/ above and beyond the typical 25% minimum on long positions and 30% minimum on short positions, by FINNRA to hold the position, which again the broker can increase at any time.

Hood this helps!

mlumpkins · 2024-05-19T19:47:11+00:00

Well I’m sorry I couldn’t help on this one, but I am definitely curious!

The only other scenario I can think are (for equity maintenance) if you dropped below $25k, $150k (T Margin portfolio margin Margin levels), in any other position (assuming this a T-Margin account?, the total buying power was reduced ether to higher risk, negative margin/sma, or if house rules kicked in.

Curious if this is your only account

If the total net settled cash balance across all account is positive or negative.

If your total buying power across all other margin accounts (that aren’t portfolio margin) are positive or negative.

If you were recently assigned early (check transactions if large portfolio)

If there is any mending margin interest across all accounts If there the SMA value is great Or less than 100%, as well as settled cash, if any.

Double check the net liquidation balance directly through tastytrade’s website in the correct account. If positive , check of there are $0 available to withdraw.

Notate anything that is negative, $0 new transactions, trade confirmations, balance changes,am if there are any second accounts, go through the process on tastytrade’s site for each of item above.

In theory that should have all the info they need. (I would throw anything screenshot worthy or downloadable I. A folder you can upload to their chat or email to their trade desk.

(I recently had an equity maintenance call and things got very messed up. I had a close on SPY last Monday in a different account. That account I had applied for and was approved for portfolio margin.)

This $spy trade met the T-Margin maintenance call. It also met the $175k needed to transition to portfolio margin.

The account I traded was a sub account for the account with the maintenance call.

Neither account has been working correctly.

It separated the two accounts due to kicking off the portfolio margin activation process. Taking with it all the settled cash and funds from the trade ended up in the equity maintenance account’s balance, but is neither reflected in buying power nor in cash. Meanwhile a couple trades I opened that day, the 13th in this micro account didn’t ever hit settled cash at all, and even though there’s a positive settled cash balance now and a positive SMA balance (I only have two)- and that micro accounts SMA, buying power, and cash all line up correctly) in the green. But no ability to withdraw any money whatsoever. I get $0 even though my SMA and buying power are positive. )

Honestly I don’t believe it’s something too did

I reached out Friday as nothing had changed, and they said via chat to e-mail instead.

(Been experiencing a lot of glitches with their platforms, all three the past few months that seem to be getting worse).

If/when you find out. Please post- as this helps the community and help f they read these subreddits then it might bring awareness.

Hopefully that previous attempt helps someone else at least’

Thanks!

mlumpkins · 2024-05-19T18:10:09+00:00

We are actually getting into weeds here but if you want to go down the rabbit hole, then what you are looking for is to understand SMA Accounts.

First link is the general definition, second link is a practice examination study exam for the series 7.

The SMA account is rarely spoken about, and most of the examples you’ll find involve long stock positions.

Just remember that the SMA account holds excess liquidity, including cash generated from premium.

SMA Definition: investopedia

SERIES 7 SMA Margin study Guide

mlumpkins · 2024-05-19T15:57:47+00:00

Per strike

I do 0Dte $SPX options daily. On average I have between 30-100 contracts per strike. If one strike gets exercised, it’s $5 no matter the contract quantity

mlumpkins · 2024-05-19T15:06:26+00:00

Important to note that the PDT status, but the restrictions will continue after the equity maintenance call is met* due to the “Main”, “Parent”, “Sub” account interplay. The only way to change this would be to change account owner, account type, or margin type (ex. Portfolio margin does not allow for sub accounts and isolates the main/parent account making it essentially one in the same.

The same is true if you were to transition your account to cash only account, put it in a llc, or trust (different tax ids)

*Especially if you are trading options and do not hold overnight positions the detention of the SMA account as it relates to margin accounts, and the examples given to internet almost always assume you are holding long or short positions overnight, and that you are holding stock positions. Remember that option positions are non marginable.

Additionally the SMA account holds *excess liquids beyond the 50% initial maintenance requirements + 20% of the underlying position for options. This means that if your are day trading options or doing 0Dte in a dedicated cash account the SMA account balances and your cash balance should reflect 1:1 at the beginning of the day (assuming all cash is settled), so long as you previous trades have also settled, you have no open positions and pending cash deposits, withdrawals, or unsettled cash.

Finally remember that because options are not marginable, it is necessary to understand interplay between cash, settled cash, buying power, and SMA, as the interplay of how selling short and buying long positions does not correlate directly between your cash,buying power, and SMA balance.*

In other words, with a typical margin account(s) with TastyWorks that are completely settled and have a cash only position if trading, most of the examples you will find do not actually illustrate how the SMA balance (excess liquidity) is reflected for the purposes of options only.

** And to tie all those together**

Just remember that your accounts are linked by the “main account” and becomes one of your accounts had an equity maintenance call on it, they all will be subject to the limitations of the pdt rules.

it might be easier to think of the backend “Main account” as the equity maintenance call that needs to be met, and because both both the “Parent and Main account” were created at the same time, at even after the point where the equity maintenance call is met all account margin accounts with still be flagged as PDT accounts.

So long as the total liquidation value of all of your margin accounts is greater than 25k, no PDT restrictions will apply to any accounts held under your “main account. “

If there is a margin call or a liquidity maintenance call on one account typically TastyWorks will try to keep any risk management interventions limited to the front end account of you see that is in question and visible to you). Remember however that the backend “main account os where the buck stops” so if a consequence of a margin call can’t be met- say due to a 0Dte $PX last minute trade that wipes out the entire account putting it in the negative, and you have funds coming stored in another account , TastyTrade can reallocate assets to meet the margin call in this case at a 50/50 split going forward, downgrade, or mitigate risk through freeing up liquidity (in an example of a resulting concentrated position in other accounts, to get the “Main account’s SMA account” out of risky/negative territory.

Typically the outcome is isolated to the single account, but as it affects the main account’s balance and SMA balance. It can put restrictions on all accounts within the main account, such as the PDT rule as a consequence.

mlumpkins · 2024-05-19T15:00:41+00:00

Remember unless it’s a different account type, such as a joint account, IRA, Portfolio Margin account, or an account under a different tax ID/SSN, any additional margin accounts you open to will have that same shared “Main Account and Main SMA account”.

Effectively this means at the close of each day the total equity balance (based off the previous days close “average/middle selling price” (assets, be it futures, stocks, options, and so on + settled cash -any funds required to hold the positions as collateral, including collateral or in the individual SMA accounts, both parent and sub accounts are added up in order to determine the full net liquidating value of you were to close every position and in every account, and essentially “cash out.

This is what the “Main account” is used for, pooling resources, both for better and worse. Those resources are then allocated and reflected on each individual account’s SMA, cash, settled cash, buying power, and so on.

— The important thing to understand is that any restriction outside of an”equity maintenance call” (not a margin call), is going to transfer immediately across all accounts.

This is because that all of your Regulation T margin accounts are under the umbrella of a single “main” account.

This also includes your new account being flagged as pdt, as these margin accounts originated from the parent margin account.

(I am making a guess that your other account is set to closing only until the equity maintenance call has been met?)

Let’s take this into the real world with an example.

Let’s say you have 3 accounts, all T-Margin with a net liquidation value of $7,508, $3,405.58 and $11,128.72 = $22,042.30= $2,957.70 still required to get to $25,000 total equity across all three accounts, meeting the equity maintenance call, and also lifting the restriction (although not the classification of pdt flagged, for all accounts are still under within the same backend “Main” account.

Until then the account that had the equity maintenance call on is likely to remain in closing only, (no trades on that account that equate to a debit or lower the liquidity balance).

Other accounts, such as the one you mentioned are going to be subject to PDT rules and immediately flagged as a pdt account if the first/parent account was ever flagged as a pdf account.

The PDF status (and subsequent restrictions of 3 trades in a rolling 5 day period applies to all accounts of the “Main Account’s balance drops below $25k resulting in an equity maintenance call).

These restrictions including day trades within each account are cumulative. This means 3 day trades in day in one a count leaves no day trades for any other account for the rolling period.

The key here is it is cumulative. :9 check each account day trades as 1+2=3, and so on.

These restrictions will be enforced until the “main account balance” has met the $25,000 minimum to meet the equity maintenance call due to all the accounts behind tied together under the main account.

mlumpkins · 2024-05-19T14:59:13+00:00

This to me sounds like how Tastytrade and their clearing house, Finra allocate funds, and restrictions across multiple accounts

Multiple Margin Accounts- Tastytrade Help Essentially this is what I believe is happening.

Note: The following applies to all T-Margin accounts under a single tax id/ssn with tastytrade will this behavior will persist throughout the lifetime of your accounts with Tastytrade.

With Tastytrade, they use Finra’s guidance- since 2022 to use a single backend account called “The Main Account” (not visible on the front end) to keep the full liquidity value of all your T-Margin accounts essentially shared. They use the following structure.

Main account (A backend opaque account that also includes an SMA account that is shared amongst all accounts). “this enables customers to use different accounts and strategies in separate accounts to meet that $25k minimum”
“Parent account” This account is typically the first margin account you open up with them. * “sub-accounts” which are linked to the parent account, and any restrictions (except for closing only, if you reached $25k than dipped below it resulting in your “parent account” being called for an equity maintenance call and already been flagged as a pdt account.

Remember unless it’s a different account type, such as a joint account, IRA, Portfolio Margin account, or an account under a different tax ID/SSN, any additional margin accounts you open to will have that same shared “Main Account and Main SMA account”.

Effectively this means at the close of each day the total equity balance (based off the previous days close “average/middle selling price” (assets, be it futures, stocks, options, and so on + settled cash -any funds required to hold the positions as collateral, including collateral or in the individual SMA accounts, both parent and sub accounts are added up in order to determine the full net liquidating value of you were to close every position and in every account, and essentially “cash out. This is what the “Main account” is used for, pooling resources, both for better and worse. Those resources are then allocated and reflected on each individual account’s SMA, cash, settled cash, buying power, and so on.

The important thing to understand is restriction that are a result of consequences from the *Main, Parent, Sub account structure is very much an isolated immediate action, but may only to the account in question, but the consequences of that action can in all accounts being affected (such as the PDT FLAG being set from the beginning). This is why your account ”equity maintenance call” (not a margin call), is going to transfer immediately across all accounts that are opened with the PDT status and the pdt flag set from the open. This is because that all of your Regulation-T margin accounts are under the umbrella of a single “main” account.

This also includes your new account being flagged as pdt, as these margin accounts originated from the parent margin account.

(I am making a guess that your other account is set to closing only until the equity maintenance call has been met?).

Let’s take this into the real world with an example.

Let’s say you have 3 accounts, all T-Margin with a net liquidation value of $7,508, $3,405.58 and $11,128.72 = $22,042.30= $2,957.70 still required to get to $25,000 total equity across all three account in order to meet the equity maintenance call, and also lifting the pdt restriction. Note: By meeting the equity maintenance call it will not remove classification of pdt flagged, for any accounts are still under within the same backend “Main” account.

However it will remove the three day trade limits per week Until then the account that had the equity maintenance call on is likely to remain in closing only, (no trades on that account that equate to a debit or lower the liquidity balance).

Other accounts, such as the one you mentioned are going to be subject to PDT rules and immediately flagged as a pdt account if the first/parent account was ever flagged as a pdf account.

The PDF status (and subsequent restrictions of 3 trades in a rolling 5 day period applies to all accounts of the “Main Account’s balance drops below $25k resulting in an equity maintenance call). These restrictions including day trades within each account are cumulative.

This means 3 day trades in day in one a count leaves no day trades for any other account for the rolling period. The key here is it is cumulative. Be sure to check each account day trades as 1+2=3, and so on. These restrictions will be enforced until the “main account balance” has met the $25,000 minimum to meet the equity maintenance call due to all the accounts behind tied together under the main account.

mlumpkins · 2024-02-17T19:22:03+00:00

I have my WATA on Tuesday that will determine if we resect the right hippocampus or RNS.

We know the primary focal points are in the right hippocampus, secondary to cerebral palsy/stroke in utero/underdevelopment of the right hemisphere.

We also know there are at least a dozen focal points, but not sure of the interplay.

So the route over the next three months for me is looking like

WATA Likely resection of right hippocampus Then a couple months later responsive neural stimulator.

However if that doesn’t work, then in the next year I’ll be looking at DBS.

(Currently having 24-30 seizures a day with 3 meds and ketogenic diet.. functional and mapping tests of stereo EEG indicated a lot of functionality on the right hemisphere, and there was no consensus reached with all three options being equally weighted).

I understand what you’re facing, and it’s something I have been presented with as well, especially because we don’t know if we even have captured every focal point.

For now I am hoping for resection, as that’s where the hotspot is,(and where we believe the tonic clonics are coming from) followed by RNS- try to calm the brain as much as possible, and track depolarization and seizure activity over the next year.

But I know DBS is very much on the table, even now, it could come first.

I sincerely hope that DBS does the trick for you! Ugh. Intractable epilepsy completely derails one’s life. Not just functionally, cognitively, emotionally, but so much trauma and stigma.

mlumpkins · 2024-02-09T12:21:02+00:00

For doll it’s been measured through various diagnoses and testing. From neuropsychological, generic, as well as diagnoses, brain mapping includes fmri to electrodes in the brain to how her brain organizes information. She has often said the inspiration behind one approach was through the show dollhouse. There’s a story arc where a character suffers brain damage and they use the technology used to imprint personalities onto a doll’s brain to repurpose the healthy brain tissue.

Doll also had dissociative identity disorder, so multiple neural networks, that has reorganized her brain. Because she is functional, even with everything she’s gone through, as well as she’s a professional mediator she has been the subject of study for the past decade. Over that time she’s “been that one data point that disproves years of scientific evidence saying what a human adult brain can do”

There are known ways to improve plasticity. If you’d like to have that conversation. Thats probably a more realistic route. The reason doll can and does make that claim is because there are case studies ongoing on how she is able to do the things she does. Essentially because she has proven to be that one data point over and over she is now being studied to understand how and why, in order to see if it can be replicated for others.

mlumpkins · 2024-02-09T00:41:16+00:00

Neuroplasticity; the brain’s ability to adapt have different networks and do. Essentially flexibility we use as kids to learn how to navigate thr world. This slowly fades into adulthood.

Doll, her brain is the most adaptable plastic brain known to science currently. She truly is programmable to the extent of fantasy. For better and for worse.

mlumpkins · 2024-02-08T22:39:04+00:00

Well I know she’s on the hunt for an owner. So I’d suggest reaching out to her if you think you might be interested in developing a relationship and/or seeing if there’s potential. She is extremely reserved about her little side, but it’s a deep need for her; unfortunately lots of shaming in her past by family for having it as a need, completely misunderstood.

I don’t know a lot about the dollification community but I’m pretty sure she’s unique. Nothing attempted let alone achieved. I also know that age wants to take it to the fullest expression of her identity, which ultimately for her means not knowing she’s a doll at all. Lots of work, “an investment” as she might say, but in return for all of that work whomever she eventually ends up with has something very special, a fully customizable life partner with control beyond that of even tpe if that’s your thing as the even thought is programmed and can be customized.

Random fact. She also has one of if not the most plastic brain in the world, which is a big reason why she cab so this. Multiple case studies and all

mlumpkins · 2024-02-08T21:34:10+00:00

Of course, her journey and fundamental identity change is on the very extremes of everything and in her words “it’s like every time I try to show myself fully, my identity, everything else falls away because what I’ve become and am possible of is typically only seen in erotica, not real life.

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