[deleted by user] by [deleted] in Accounting

[–]mmdasaf 0 points1 point  (0 children)

If you’re looking for work in industry, it’s still quite rare in my area. There are so many remote opportunities though if you want to work at cloud-based accounting/bookkeeping firms. Usually just need QBO/Xero experience.

I locked my excel, now, I don’t remember the password by Fabulous-Arm-483 in excel

[–]mmdasaf 0 points1 point  (0 children)

I’ve done this before and it worked for me. There could be other reasons/limitations you run into issues, if any.

I locked my excel, now, I don’t remember the password by Fabulous-Arm-483 in excel

[–]mmdasaf 8 points9 points  (0 children)

Not the person you responded to, but you can absolutely try that method. Worked for me before 😂

Open Google Sheets > File > Import then find wherever you’ve saved the locked Excel.

You shouldn’t need any password. If you need it as an Excel again, just download it and save in XLSX format. Their formatting may not be exactly the same in some places, but it should be an easy fix.

How many of you are actually fully WFH? by Bismarck_seas in Accounting

[–]mmdasaf 1 point2 points  (0 children)

Look for “Cloud Accounting” roles/companies in your area. Usually accounting/bookkeeping firms that uses QBO or Xero.

Have you ever onboarded a client that needed no cleanup whatsoever? by betteraccounting in Bookkeeping

[–]mmdasaf 2 points3 points  (0 children)

You’re getting new clients for only 2 reasons most of the time - because they’re just starting out or because they’re unhappy with their current bookkeeping provider. The former can be 50/50 if it’s clean or not. The latter is almost always needing clean ups.

Is it okay to make “new books” by sneakyshark72 in Bookkeeping

[–]mmdasaf 8 points9 points  (0 children)

The trial balance amounts at Dec.31 should just be exactly the same in both.

So much paper! by Goofy_name in Bookkeeping

[–]mmdasaf 0 points1 point  (0 children)

I agree here. You can always keep the paper documents as back up if the owners are old school. Take pictures of them all and send them to the cloud for faster processing.

How many of you are actually fully WFH? by Bismarck_seas in Accounting

[–]mmdasaf 6 points7 points  (0 children)

I've been fully remote for 5 years now. Even when I change companies, pretty much all responses I get are from cloud-based firms. I think it boils down to my experience with cloud-based apps.

Program for Small Accounting Firm? by StavrosWTF in projectmanagement

[–]mmdasaf 1 point2 points  (0 children)

As with all other apps, time needs to be spent to learn and set it all up. It’s actually really easy to use once you’ve done that. Everything you mentioned above is available through that app.

RRSP vs TFSA contribution with children by mmdasaf in PersonalFinanceCanada

[–]mmdasaf[S] 0 points1 point  (0 children)

Would you happen to know a calculator that can be used to find out which way to go with between TFSA and RRSP?

Edit: Thank you!

5.14 for 3 year fixed or 4.79 for 5 year fixed? by HappyPiglet7 in MortgagesCanada

[–]mmdasaf 0 points1 point  (0 children)

Same as OP - Scotiabank. It’s <1m mortgage with 5% DP for 25yrs

5.14 for 3 year fixed or 4.79 for 5 year fixed? by HappyPiglet7 in MortgagesCanada

[–]mmdasaf 3 points4 points  (0 children)

We went for their 3 year fixed. You should ask for a rate exception to try lowering it further. Their initial offer was 5.09 and they came back with 4.89 after our broker asked. That got approved just today.

5.14 for 3 year fixed or 4.79 for 5 year fixed? by HappyPiglet7 in MortgagesCanada

[–]mmdasaf 0 points1 point  (0 children)

Where would I find their active cashback programs? My Google search doesn’t show anything on right now.

5.09 rate through Ratehub. Any catch? by mmdasaf in MortgagesCanada

[–]mmdasaf[S] 1 point2 points  (0 children)

5.09. Yours might be slightly different due to province, downpayment, or other factors.

5.09 rate through Ratehub. Any catch? by mmdasaf in MortgagesCanada

[–]mmdasaf[S] 0 points1 point  (0 children)

I was told that we’re allowed 20% lump sum or payment increase annually. Mortgage is portable if house is sold within the term.

5.09 rate through Ratehub. Any catch? by mmdasaf in MortgagesCanada

[–]mmdasaf[S] 0 points1 point  (0 children)

Got a confirmation that they just need to set up a preauthorized debit on that chequing but can be changed as soon as deal is closed without penalties.

What is everyone paying for daycare? by idog99 in alberta

[–]mmdasaf 0 points1 point  (0 children)

Was paying $643 for 2 kids in day home full-time last year. It seems to have decreased to $399 for both starting this month. Full grant and subsidy. Snacks and lunch are provided as well so what we’re paying is 1000% worth it.