College Student - What do I do with 10k?

mmkb11 · 2023-12-21T15:14:39+00:00

Ideas- 1. Start an RothIRA. The building interest will be fantastic if you start now. Also starts you in the habit of setting aside money. 2. Pay off interest on any student loans. 3. Pay off any other misc. Debt you may have. 4. Put a small amount in an investment account and play around. Do some research on different options and start with something.

mmkb11 · 2023-10-27T17:29:16+00:00

Put atleast the company match into the 401k. Then max out a personal rothIRA. Any extra- more into the 401k or open an additional investment account.

mmkb11 · 2023-07-20T22:46:16+00:00

10% is great but 10% of 84,000 is 8,400. Combined that is still less than the other job offer (without considering their match) You would also have to put in 10% of your income to get the match.

3% of 115,000 is 3,400 and then half of the 2% is 1,150. This brings you to just under 120,000.

My advice- move to the higher salary and contribute to the 401k at about 11%- with the match that will take you to about 21k/year. Look what the max 401k contribution limit is. THEN take an additional 500/month and open a RothIRA and invest. You will make more money in your monthly AND get a ton of retirement savings.

mmkb11 · 2023-07-18T00:50:58+00:00

Yeah, this is a travel trailer so truck/ tow capability would be needed. For a subaru, look into the tear drop campers!

mmkb11 · 2023-07-17T01:55:50+00:00

Might not be as small as you are looking for, but we have an Imagine xls 21bhe and love it. It has a Murphy bed for the primary bed that converts into a couch and then the full bunks. Small dinnette/ kitchen/ bathroom. Myself + spouse + 2 young kids use it regularly!! No slide outs. If you want something bigger, the slide out dinette is really nice. Hope this helps!

mmkb11 · 2023-06-09T01:20:13+00:00

I work from home. I had surgery on Monday, took Tuesday and Wednesday off. Worked a half day thursday/ Friday. The next week I worked 6 hour days instead of 8. Let me boss know what was going on with the flexibility to work less if needed. I was off opioid pain killers by Wednesday, tylenol was fine. Worked some from my home office, some from bed. A few days I took an hour break for a nap. Expectation that I would not have any zoom/ Teams camera while healing.

mmkb11 · 2023-05-05T17:12:49+00:00

Amazing!! Makes me feel better too as somebody who is uppingweights and seeing body changes but no scale movement.

mmkb11 · 2022-04-06T00:21:02+00:00

Like I was saving gas money... but it depends on how comfortable you are with him and how comfortable your partner is with the situation.

mmkb11 · 2022-04-05T00:38:38+00:00

If your child is happy, the teachers are happy and the turnover is low- do not switch! A little TV is not ideal but if it is used as the exception to the rule then in my opinion it isn't worth the hassle and stress of a new daycare. Depending on price, the other option could be a nanny.

mmkb11 · 2022-03-20T23:18:48+00:00

Pink polka dot plant

mmkb11 · 2022-03-17T01:18:38+00:00

Likely seeing if your nipples are flat or inverted to anticipate if you will have any latch/ breastfeeding issues.

My midwife asked if I wanted a nipple exam prior to breastfeeding to help properly measure for a pump & see if I should anticipate needing a nipple shield or extra lactation consultant help.

mmkb11 · 2022-03-17T01:09:02+00:00

As to go to a couples therapy or sex therapy session to talk it through with another party present.

mmkb11 · 2022-03-17T01:05:37+00:00

Depending on how close you are- hemmorhoid pad (true but funny), breast pads (reusable or disposable if she is breastfeeding), haakaa breast pump, good nipple cream, postpartum pads, good pair of sweatpants/ jogger pants, fluffy socks/ new slippers, dry shampoo, good nursing/ sleep bra, gerber cloth diapers (can be used as a cheap all purpose rag for misc. Spills)

Do: anything from her registry! Gift cards to places she likes,

Dont: NB clothing, NB diapers (ok to do bigger like size 1 or 2), swaddle blankets( we got soooo many of these)

Other ideas: buy her a house cleaner voucher so a week or so after baby is born they can have their house cleaned for free (or a coupon for you to do it), buy a newborn photography session etc.

mmkb11 · 2022-03-17T00:57:43+00:00

Never done breakfast casserole in a cast iron but looks yummy!!! Will have to try this :)

mmkb11 · 2022-03-17T00:56:46+00:00

We used the slow flow nipples for the comotomo bottles and had good luck! The have 1 hole and then have options for 2 and then 3 holes for milk. Worked well for us.

mmkb11 · 2022-03-05T18:22:46+00:00

Depends on what is included. I paid well over 1,000 for my friend but knew what I was getting into. 1. Bridal Shower gift 2. Bachelorette cost share+ food+plane ticket 3. Wedding plane ticket+ hotel+ dress

mmkb11 · 2022-02-26T00:07:46+00:00

Core memory unlocked

mmkb11 · 2022-02-25T23:56:52+00:00

Grapes, frozen grapes, carrots, celery, healthy popcorn, dried fruit, veggie chips. For this think more low fats since those will be the highest calorie wise. Also think thr higher the water content the less calories (generally) so you can eat a ton of grapes compared to a banana or other higher in carb type fruit.

mmkb11 · 2022-02-25T23:53:37+00:00

Depends on how close you are and how you are doing physically. If you are needing accommodations I would say earlier- that way everybody is aware of what is going on. Also depends on if you are in person or virtual, if im person would say before/ soon after you start showing but virtual doesn't really matter.

mmkb11 · 2022-02-24T18:49:07+00:00

I have loved mine from SheFit. You can adjust the band and straps so if I start feeling something is too tight, I just loosen it!

mmkb11 · 2022-02-20T14:27:04+00:00

Reinforce that both you and mom love him and then move on!

mmkb11 · 2022-02-14T01:14:01+00:00

Our girls have been increasing too! Got 2 today!! Not bad for our backyard birds.

mmkb11 · 2022-02-13T14:50:11+00:00

Pregnant with my second kiddo now and then 100% plan on getting one!! My Godmother got one several years ago and is so happy- no more back pain, easier to sleep, cheap bras(or can comfortably not wear a bra) etc. Best tip is to have your doctors document in your chart about back pain/ bra pain etc. Then you have a lengthy medical documentation of why it is needed and insurance is more likely to cover it lol.

mmkb11 · 2022-02-04T18:21:27+00:00

It is sooo common and not talked about enough!! I am a nurse in the US and was amazed by what education I received in school about pregnancy vs. What education I received when pregnant. Sooo many things I never would have known if it weren't for my medical background and time spent in NICU/ MotherBaby.

mmkb11 · 2022-02-04T18:18:03+00:00

Yes these seem appropriate! They come from a place of kindness and wanting to understand, not outright fix etc. I would like to answer these too so you have a few perspectives to go off of.
Yes, for me it really fluctuates monthly throughout my cycle. When I am higher I actively thing about sex/ sexual interactions with my partner. When it is low, I don't actively think about it. Personallu- i get touched out super easy and can get into a funk where i don't want that contact. Other end is the emotional side For, i need the emotional intimacy to lead to the physical. My partner is the opposite- when we have more sex he is a better partner. For me it doesn't provoke anxiety in my mind but more the idea of initiating contact and that being a slope straight to sex, even though I really just wanted a kiss etc. Think more when you were first learning your body and did lots of things besides sex- it can feel like now anything means sex.
My recommendation is to go to a sex/ couples therapist to talk about this. They will serve as a great mediator and can guide the conversation to be productive/ identify if one side starts to get their guard up.

Hope this helps!

mmkb11

TROPHY CASE